novasteria
Activenovasteria has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209k and a net result of €38k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 90% of 677 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+52
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 15.47 against 15.74 in 2024), and 6.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Sector 58
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.9%
Return on assets
17.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
52 d late
2022
60 d late
2021
61 d late
2020
117 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€209k▲ 22.5%
2024 · €170k
2018: €47k
2019: €77k
2020: €120k
2021: €139k
2022: €142k
2023: €157k
2024: €170k
2018 → 2025
Total assets
€222k▲ 23.0%
2024 · €181k
2018: €56k
2019: €102k
2020: €133k
2021: €163k
2022: €160k
2023: €185k
2024: €181k
2018 → 2025
Net result
€38k▲ 181%
2024 · €14k
2018: €-9k
2019: €31k
2020: €42k
2021: €19k
2022: €3k
2023: €15k
2024: €14k
2018 → 2025
Working capital
€197k▲ 28.4%
2024 · €153k
2018: €40k
2019: €74k
2020: €107k
2021: €103k
2022: €111k
2023: €132k
2024: €153k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€139k-€142k▲ 2.2%€157k▲ 10.4%€170k▲ 8.7%€209k▲ 22.5%
Operating result€25k-€5k▼ 79.7%€22k▲ 323%€20k▼ 7.0%€55k▲ 171%
Net result€19k-€3k▼ 83.7%€15k▲ 375%€14k▼ 7.9%€38k▲ 181%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 171% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €222k
Fixed assets
€12k▼ 30.7%
Current assets
€211k▲ 28.5%
Equity and liabilities €222k
Equity
€209k▲ 22.5%
Debt
€14k▲ 30.7%
The debt ratio rises from 5.8% to 6.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€62k▲
2024 · €28k
Cash flow
€46k▲
2024 · €22k
Solvency
93.9%▼
2024 · 94.2%
Current ratio
15.47▼
2024 · 15.74
Quick ratio
15.47▼
2024 · 15.74
Debt / equity
0.07▲
2024 · 0.06
ROE
18.4%▲
2024 · 8.0%
ROA
17.3%▲
2024 · 7.6%
Interest coverage
164.23▲
2024 · 127.61
Debt
€14k▲
2024 · €10k
Debt ≤ 1 year
€14k▲
2024 · €10k
Income taxes
€16k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€181k€222k▲
Formation expenses20-€0
Fixed assets21/28€17k€12k▼
Tangible fixed assets22/27€17k€12k▼
Land and buildings22€5k€4k▼
Furniture and vehicles24€12k€7k▼
Financial fixed assets28€50€50=
Current assets29/58€164k€211k▲
Amounts receivable within one year40/41€34k€56k▲
Trade receivables40€25k€48k▲
Other amounts receivable41€9k€8k▼
Cash at bank and in hand54/58€127k€153k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€181k€222k▲
Equity10/15€170k€209k▲
Contributions10/11€6k€6k=
Reserves13€30k€69k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€28k€67k▲
Profit (loss) carried forward14€134k€134k=
Amounts payable17/49€10k€14k▲
Amounts payable within one year42/48€10k€14k▲
Trade debts44€820€3k▲
Suppliers440/4€820€3k▲
Taxes, remuneration and social security45-€8k
Taxes450/3-€8k
Other amounts payable47/48€10k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k▼
Other operating charges640/8€612€2k▲
Gross operating margin9900€29k€64k▲
Operating profit (loss)9901€20k€55k▲
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€221€380▲
Recurring financial charges65€221€380▲
Profit (loss) for the period before taxes9903€20k€55k▲
Income taxes67/77€6k€16k▲
Profit (loss) for the period9904€14k€38k▲
Profit (loss) for the period to be appropriated9905€14k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€147k€172k▲
Profit (loss) brought forward from the previous period14P€134k€134k=
Transfer to equity691/2€14k€38k▲
To other reserves6921€14k€38k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €200kEq €209k ▲22.5%
7 profitable years in a row build equity to €209k.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 15.74
Current ratio from 5.70 to 15.74; short-term debt falls from €28k to €10k.
21-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 52 days late
2023
31-12
Financial
Equity above €150kEq €157k ▲10.4%
5 profitable years in a row build equity to €157k.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
25-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 117 days late
2020
31-12
Financial
Highest result since 2018net €42k ▲39%
Net result €42k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 8.83
Current ratio from 3.98 to 8.83; short-term debt falls from €25k to €14k.
31-12
Financial
Equity above €100kEq €120k ▲55.1%
2 profitable years in a row build equity to €120k.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
10-11-2025
Resigned as Managing director
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Spangen 301341 Ottignies-Louvain-la-NeuveGround area
409 m²
Building footprint
53 m²
Volume, LiDAR
493 m³
Parcel 25016A0400/00Y000, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Novasteria
since 20132.218.652.195
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25016A0400/00Y000 | Wallonia | 409 m² | 1 · 53 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Airplan
BE 1007.333.716
Liège · Eq €208k
PAVEMATI
BE 0767.893.768
Antwerpen · Eq €209k
EDARTA
BE 0862.037.515
Ukkel · Eq €206k
CONEX
BE 0878.535.334
Brussel · Eq €212k
Working Software
BE 0736.506.152
Wingene · Eq €213k
Of 1,272 companies in sector 58290 we hold annual accounts for 587. 451 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2013
Fiscal year end31-12
Activities, NACEBEL
58290Other software publishing
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.