NOVAMENTE SOLUTIONED
ActiveSummary
NOVAMENTE SOLUTIONED has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €60,726 and a net result of €57,164. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 53% of 15369 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency87▲+32
Growth66▲+28
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 2.57 against 1.09 in 2023; short-term debt: 38.1% of total assets), and 38.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
31 d late
2022
153 d late
2021
153 d late
2020
153 d late
2019
153 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 112 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€129,600▲ 620%
2023 · €18,000
EBIT margin
57.3%▼ 12.8pp
2023 · 70.1%
Net result
€57,164▲ 374%
2023 · €12,065
Working capital
€58,586▲ 7,490%
2023 · €772
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€38,978▼ 62.3%€18,000▼ 53.8%€18,000=€18,000=€129,600▲ 620%
Operating result€14,025€1,366▼ 90.3%€11,722▲ 758%€12,624▲ 7.7%€74,316▲ 489%
Net result-€20,323below the sector's middle half▼ 23.4%€1,206below the sector's middle half€11,446below the sector's middle half▲ 849%€12,065within the sector's middle half▲ 5.4%€57,164within the sector's middle half▲ 374%
EBIT margin36.0%▲ 49.5pp7.6%▼ 28.4pp65.1%▲ 57.5pp70.1%▲ 5.0pp57.3%▼ 12.8pp
Equity-€15,155below the sector's middle half-€13,949below the sector's middle half▲ 8.0%-€2,503below the sector's middle half▲ 82.1%€3,562below the sector's middle half€60,726within the sector's middle half▲ 1,605%
Total assets€246,494below the sector's middle half▲ 135%€4,683below the sector's middle half▼ 98.1%€5,914below the sector's middle half▲ 26.3%€12,007below the sector's middle half▲ 103%€98,124within the sector's middle half▲ 717%
Debt€261,650▲ 162%€18,632▼ 92.9%€8,417▼ 54.8%€8,445▲ 0.3%€37,398▲ 343%
Working capital-€11,016-€10,087▲ 8.4%-€2,489▲ 75.3%€772€58,586▲ 7,490%
Solvency-6.1%below the sector's middle half▼ 11.1pp-42.3%below the sector's middle half29.7%below the sector's middle half▲ 72.0pp61.9%within the sector's middle half▲ 32.2pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 489% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €98,124
Fixed assets
€2,140 ▼ 23.3%
Current assets
€95,984 ▲ 941%
Equity and liabilities €98,124
Equity
€60,726 ▲ 1,605%
Debt
€37,398 ▲ 343%
Debt's share of the balance-sheet total falls from 70.3% to 38.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€74,966▲
2023 · €13,083
Cash flow
€57,814▲
2023 · €12,524
Current ratio
2.57▲
2023 · 1.09
Debt to equity
0.62▼
2023 · 2.37
ROE
94.1%▼
2023 · 338.7%
ROA
58.3%▼
2023 · 100.5%
Interest coverage
439.40▲
2023 · 29.27
Debt ≤ 1 year
€37,398▲
2023 · €8,445
Income taxes
€17,250▲
2023 · €219
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €38,978 | €18,000 | €18,000 | €18,000 | €129,600 | ▲ 620% |
| Goods, raw materials, services and sundry goods60/61 | - | €16,207 | €5,846 | €4,505 | €62,637 | ▲ 1,290% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,436 | - | - | €459 | €650 | ▲ 41.6% |
| Other operating charges640/8 | - | €428 | €431 | €412 | €1,433 | ▲ 248% |
| Gross operating margin9900 | €18,586 | €1,793 | €12,154 | €13,495 | €76,399 | ▲ 466% |
| Operating profit (loss)9901 | €14,025 | €1,366 | €11,722 | €12,624 | €74,316 | ▲ 489% |
| Financial income75/76B | - | - | - | €107 | €269 | ▲ 151% |
| Recurring financial income75 | - | - | - | €107 | €269 | ▲ 151% |
| Financial charges65/66B | - | €159 | €277 | €447 | €171 | ▼ 61.8% |
| Recurring financial charges65 | €34,311 | €159 | €277 | €447 | €171 | ▼ 61.8% |
| Profit (loss) for the period before taxes9903 | -€20,287 | €1,206 | €11,446 | €12,284 | €74,414 | ▲ 506% |
| Income taxes67/77 | €36 | - | - | €219 | €17,250 | ▲ 7,780% |
| Profit (loss) for the period9904 | -€20,323 | €1,206 | €11,446 | €12,065 | €57,164 | ▲ 374% |
| Profit (loss) for the period to be appropriated9905 | -€20,323 | €1,206 | €11,446 | €12,065 | €57,164 | ▲ 374% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €246,494 | €4,683 | €5,914 | €12,007 | €98,124 | ▲ 717% |
| Fixed assets21/28 | €242,884 | - | - | €2,790 | €2,140 | ▼ 23.3% |
| Tangible fixed assets22/27 | €12,884 | - | - | €2,790 | €2,140 | ▼ 23.3% |
| Furniture and vehicles24 | - | - | - | €2,790 | €2,140 | ▼ 23.3% |
| Financial fixed assets28 | €230,000 | - | - | - | - | - |
| Current assets29/58 | €3,611 | €4,683 | €5,914 | €9,217 | €95,984 | ▲ 941% |
| Amounts receivable within one year40/41 | €1,814 | €4,017 | €5,206 | €9,213 | €95,226 | ▲ 934% |
| Trade receivables40 | - | €1,815 | €1,815 | €7,620 | €78,077 | ▲ 925% |
| Other amounts receivable41 | - | €2,202 | €3,391 | €1,593 | €17,149 | ▲ 977% |
| Cash at bank and in hand54/58 | €1,125 | - | - | €4 | - | - |
| Deferred charges and accrued income490/1 | - | €666 | €708 | - | €758 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €246,494 | €4,683 | €5,914 | €12,007 | €98,124 | ▲ 717% |
| Equity10/15 | -€15,155 | -€13,949 | -€2,503 | €3,562 | €60,726 | ▲ 1,605% |
| Contributions10/11 | - | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Reserves13 | €1,855 | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Non-distributable reserves130/1 | - | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Reserves not available under the articles1311 | - | €1,855 | €1,855 | €1,855 | €1,855 | = |
| Profit (loss) carried forward14 | -€35,560 | -€34,354 | -€22,908 | -€16,843 | €40,321 | ▲ 339% |
| Amounts payable17/49 | €261,650 | €18,632 | €8,417 | €8,445 | €37,398 | ▲ 343% |
| Amounts payable after more than one year17 | €246,950 | €3,832 | - | - | - | - |
| Financial debts170/4 | - | €3,832 | - | - | - | - |
| Amounts payable within one year42/48 | €14,627 | €14,770 | €8,403 | €8,445 | €37,398 | ▲ 343% |
| Current portion of amounts payable after more than one year42 | - | €13,118 | €3,832 | - | - | - |
| Financial debts43 | - | €1,185 | €1,833 | - | €2,633 | - |
| Credit institutions430/8 | - | €1,185 | €1,833 | - | €2,633 | - |
| Trade debts44 | €1,403 | €431 | €1,615 | €265 | €6,745 | ▲ 2,447% |
| Suppliers440/4 | - | €431 | €1,615 | €265 | €6,745 | ▲ 2,447% |
| Taxes, remuneration and social security45 | - | €36 | €443 | €2,107 | €28,020 | ▲ 1,230% |
| Taxes450/3 | - | €36 | €443 | €2,107 | €28,020 | ▲ 1,230% |
| Other amounts payable47/48 | - | - | €680 | €6,073 | - | - |
| Accrued charges and deferred income492/3 | - | €29 | €14 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€20,323 | €1,206 | €11,446 | €12,065 | €57,164 | ▲ 374% |
| + Depreciation and write-downs630 | €3,436 | - | - | €459 | €650 | ▲ 41.6% |
| Operating cash flow (approximation) | -€16,887 | €1,206 | €11,446 | €12,524 | €57,814 | ▲ 362% |
| Investment in fixed assets (approximation) | - | - | - | - | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2018net €57,164 ▲374%
Operating result €74,316, net result €57,164, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.57
Current ratio from 1.09 to 2.57.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 153 days late
2022
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 153 days late
2021
31-12
Financial
Back to profitnet €1,206
Net result €1,206 after 3 loss-making years.
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 153 days late
2020
31-12
Financial
Weakest financial yearnet -€20,323
Net result drops to -€20,323, the lowest in the series; recovery starts the following year.
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 153 days late
2019
31-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 153 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 61 days late
2017
04-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 35 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2012
Ground area
856 m²
Building footprint
138 m²
Volume, LiDAR
675 m³
Parcel 25055B0471/00K000, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
10
companies at this address
See who is registered here
1 establishment unit
NOVAMENTE SOLUTIONED
since 20122.216.222.742
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25055B0471/00K000 | Wallonia | 856 m² | 1 · 138 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,771 companies in sector 69109 we hold annual accounts for 1,208. 928 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded04-05-2012
Fiscal year end31-12
Activities, NACEBEL 2025
69109Other legal services
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0845704495
Registered
13-02-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.