NOVAH

Active

Private limited companyfounded 20224 yrs activeSint Jobbaan 33, 2390 Malle, BelgiumKBO/BCE: BE 0780.771.410

Summary

The computed 12-month bankruptcy probability of NOVAH is 9.3% (elevated). For NOVAH, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €12,683 and a net result of €4,208. Its solvency ranks better than 60% of 33655 sector peers (fiscal year 2023). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

NOVAHActive

Risk analysis Report Compare

Activity

Other building finishing work

NACE 43350NACE 43390

1 site

Size

€42,200turnover 2023

Equity: €12,683
Profit: €4,208

Financial health

Bankruptcy chance 12 m: 9.3%

2023 figures too old to score

Structure

Accounts 430 d overdue0 of 1 deed read

Signals- Figures for FY 2023 (filed 18-12-2024)- 2 financial years not filed after the legal deadline; latest accounts 135 days late; 2 of the last 3 late- Size: turnover €42,200, total assets €23,387- Two or more financial years not filed- Filed more than 90 days late+ Liquidity: current ratio 1.85, cash €6,582Show the evidence

Checked score

No current score

Figures too old

The available figures for FY 2023 are too old to assess current financial health.

Bankruptcy probability: Elevated

Filing: At least two filing cycles are missing

Financial strength, FY 2023 · tick = 2022

Strong

Solvency 79+6

equity 54.2% of total assets

Liquidity 63+11

short-term debt 45.8% · cash 28.1%

Profitability 86-14

return on assets 18.0%

Bankruptcy probability, 12 months

9.3% Elevated

0%0.5%1.5%4%10%≥ 25%

About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,133 companies)

Last 24 months 11-2024: 7.2% 12-2024: 7.2%● 0.0% vs 11-2024 01-2025: 2.3%▼ -68.2% vs 12-2024 02-2025: 2.3%▼ -0.4% vs 01-2025lowest value 03-2025: 2.3%▲ +3.0% vs 02-2025 04-2025: 2.4%▲ +2.4% vs 03-2025 05-2025: 2.4%▲ +0.9% vs 04-2025 06-2025: 2.3%▼ -4.1% vs 05-2025 07-2025: 2.3%▼ -0.6% vs 06-2025 08-2025: 2.8%▲ +22.6% vs 07-2025 09-2025: 3.2%▲ +11.3% vs 08-2025 10-2025: 4.3%▲ +37.0% vs 09-2025 11-2025: 4.5%▲ +3.3% vs 10-2025 12-2025: 5.7%▲ +27.2% vs 11-2025 01-2026: 8.0%▲ +41.5% vs 12-2025 02-2026: 8.0%● 0.0% vs 01-2026 03-2026: 8.0%● 0.0% vs 02-2026 04-2026: 7.4%▼ -7.6% vs 03-2026 05-2026: 7.4%● 0.0% vs 04-2026 06-2026: 7.3%▼ -1.7% vs 05-2026 07-2026: 7.3%● 0.0% vs 06-2026 08-2026: 9.3%▲ +26.8% vs 07-2026highest value 09-2026: 9.3%● 0.0% vs 08-2026highest value 10-2026: 9.3%● 0.0% vs 09-2026highest value

Figures for FY 2023 (filed 18-12-2024) raises the probability
2 financial years not filed after the legal deadline; latest accounts 135 days late; 2 of the last 3 late raises the probability
Size: turnover €42,200, total assets €23,387 raises the probability for this profile
Liquidity: current ratio 1.85, cash €6,582 lowers the probability

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk

Figures for FY 2023 (filed 18-12-2024)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

2 financial years not filed after the legal deadline; latest accounts 135 days late; 2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Size: turnover €42,200, total assets €23,387

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Liquidity: current ratio 1.85, cash €6,582

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Two or more financial years not filed

Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 2 filings

Position against the passed deadline

31-12-2024 close31-07-2025 deadline04-10-2026 today

Filed more than 90 days late

The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 13-12-2024, 135 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

not filed

2023

135 d late

2022

501 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 318 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

13-12-24 Annual accounts filedfiscal year 2023 · micro…
13-12-24 Annual accounts filedfiscal year 2022 · micro…

Key points

Risk: Accounts not fileddeadline was 31-07-2025 430 d late View
Caution: Among the weakest 19% on equitysector median €56,525 · 33,674 companies €12,683 View
Turnover 20232 fiscal years filed €42,200 View