NOVACTIO
ActiveNOVACTIO is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €12k and a net result of €9k. Its solvency ranks better than 78% of 27676 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency98
Growth-
Track record50
Credit verdict
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 3.29; short-term debt: 27.1% and cash: 32.4% of total assets), and 27.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
4 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€12k
Total assets
€16k
Net result
€9k
Working capital
€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €16k
Equity
€12k
Debt
€4k
Debt finances 27.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€13k
Cash flow
€10k
Solvency
72.9%
Current ratio
3.29
Quick ratio
3.29
Debt / equity
0.37
ROE
81.4%
ROA
59.3%
Interest coverage
2422.84
Debt
€4k
Debt ≤ 1 year
€4k
Income taxes
€3k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€16k
Formation expenses20€2k
Current assets29/58€14k
Amounts receivable within one year40/41€9k
Trade receivables40€6k
Other amounts receivable41€3k
Cash at bank and in hand54/58€5k
Equity and liabilities
Total equity and liabilities10/49€16k
Equity10/15€12k
Contributions10/11€3k
Profit (loss) carried forward14€9k
Amounts payable17/49€4k
Amounts payable within one year42/48€4k
Trade debts44€936
Suppliers440/4€936
Taxes, remuneration and social security45€3k
Taxes450/3€3k
Other amounts payable47/48€833
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€582
Gross operating margin9900€13k
Operating profit (loss)9901€12k
Financial income75/76B€10
Recurring financial income75€10
Financial charges65/66B€5
Recurring financial charges65€5
Profit (loss) for the period before taxes9903€12k
Income taxes67/77€3k
Profit (loss) for the period9904€9k
Profit (loss) for the period to be appropriated9905€9k
Appropriation of the result
Profit (loss) to be appropriated9906€9k
Profit to be distributed694/7€833
Return on contributions (dividend)694€833
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pepinster · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nids d'Aguesses 184860 PepinsterGround area
552 m²
Building footprint
174 m²
Volume, LiDAR
813 m³
Parcel 63058B0086/00G002, Wallonia · tallest building 5.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NOVACTIO
since 20252.379.010.914
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63058B0086/00G002 | Wallonia | 552 m² | 1 · 174 m² | 5.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,294 companies in sector 43350 we hold annual accounts for 2,361. 1,492 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2025
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
43211General electrical installation work
59113Video and film production, excluding cinema and television films
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.