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NOVA VILLA

Active
Private limited companyfounded 20223 yrs activeViolinstraße,Neundorf 25, 4780 Sankt Vith, BelgiumKBO/BCE: BE 0793.749.515
Summary

The computed 12-month bankruptcy probability of NOVA VILLA is 2.1% (moderate). The 2025 annual accounts show equity of €83,552 and a net result of €31,604. Equity is growing by ~39.9% per year across the filed fiscal years. Its solvency ranks better than 57% of 111 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability82▲+9
Solvency52▲+8
Growth78=
Track record94
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity short (current ratio 0.97 against 0.95 in 2024; short-term debt: 35.7% and cash: 19.5% of total assets), and 73% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
27%
Return on assets
10.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 11
Relative position
BE, all sectors
reference
Manufacture of beverages (NACE 11)
about 8% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
22 d early
2024
7 d early
2023
7 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 18 November 2022, NOVA VILLA was incorporated as a Private limited company.1 Total assets went from EUR 234,122 in 2023 to EUR 309,355 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€83,552▲ 60.8%
2024 · €51,948
Total assets
€309,355▲ 13.2%
2024 · €273,335
Net result
€31,604▲ 221%
2024 · €9,844
Working capital
-€3,832▲ 19.6%
2024 · -€4,765
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 11, Manufacture of beverages, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€4,731-€13,622€43,723▲ 221%
Net result-€7,896within the sector's middle half-€9,844within the sector's middle half€31,604above the sector's middle half▲ 221%
Equity€42,104within the sector's middle half-€51,948within the sector's middle half▲ 23.4%€83,552within the sector's middle half▲ 60.8%
Total assets€234,122below the sector's middle half-€273,335below the sector's middle half▲ 16.7%€309,355within the sector's middle half▲ 13.2%
Debt€192,018-€221,387▲ 15.3%€225,802▲ 2.0%
Working capital-€43,869within the sector's middle half--€4,765within the sector's middle half▲ 89.1%-€3,832within the sector's middle half▲ 19.6%
Solvency18.0%within the sector's middle half-19.0%within the sector's middle half▲ 1.0pp27.0%within the sector's middle half▲ 8.0pp
Current ratio0.59below the sector's middle half-0.95within the sector's middle half▲ 0.360.97within the sector's middle half▲ 0.01
Return on assets (ROA)-3.4%within the sector's middle half-3.6%above the sector's middle half▲ 7.0pp10.2%above the sector's middle half▲ 6.6pp
above within below the middle half (P25 to P75) of NACE 11, Manufacture of beverages, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2023: -€4,731-€4,731Net result 2023: -€7,896-€7,896Operating result 2024: €13,622€13,622Net result 2024: €9,844€9,844Operating result 2025: €43,723€43,723Net result 2025: €31,604€31,604202320242025-€20,000€0€20,000€40,000Operating result 2023: -€4,731-€4,730Net result 2023: -€7,896-€7,900Operating result 2024: €13,622€13,600Net result 2024: €9,844€9,840Operating result 2025: €43,723€43,700Net result 2025: €31,604€31,600202320242025
The operating result has risen two years in a row; 2025 is 221% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €309,355
Fixed assets €202,638 ▲ 11.3%
Current assets €106,717 ▲ 16.8%
Equity and liabilities €309,355
Equity €83,552 ▲ 60.8%
Debt €225,802 ▲ 2.0%
Debt's share of the balance-sheet total falls from 81.0% to 73.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€81,611▲
2024 · €40,407
Cash flow
€69,493▲
2024 · €36,629
Quick ratio
0.70▲
2024 · 0.67
Debt to equity
2.70▼
2024 · 4.26
ROE
37.8%▲
2024 · 19.0%
Interest coverage
24.49▲
2024 · 11.01
Debt ≤ 1 year
€110,548▲
2024 · €96,103
Debt > 1 year
€113,809▼
2024 · €125,284
Income taxes
€8,786▲
2024 · €195
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€273,335€309,355▲
Fixed assets21/28€181,997€202,638▲
Tangible fixed assets22/27€181,597€202,238▲
Land and buildings22€2,888€4,253▲
Plant, machinery and equipment23€169,992€191,280▲
Furniture and vehicles24€8,717€6,704▼
Financial fixed assets28€400€400=
Current assets29/58€91,338€106,717▲
Stocks and contracts in progress3€27,205€29,435▲
Stocks30/36€27,205€29,435▲
Amounts receivable within one year40/41€22,505€16,706▼
Trade receivables40€22,505€16,706▼
Cash at bank and in hand54/58€41,424€60,222▲
Deferred charges and accrued income490/1€204€354▲
Equity and liabilities
Total equity and liabilities10/49€273,335€309,355▲
Equity10/15€51,948€83,552▲
Contributions10/11€50,000€50,000=
Capital10€50,000€50,000=
Issued capital100€50,000€50,000=
Reserves13€1,948€33,552▲
Distributable reserves133€1,948€33,552▲
Amounts payable17/49€221,387€225,802▲
Amounts payable after more than one year17€125,284€113,809▼
Financial debts170/4€125,284€113,809▼
Amounts payable within one year42/48€96,103€110,548▲
Current portion of amounts payable after more than one year42€9,132€21,479▲
Trade debts44€21,303€12,594▼
Suppliers440/4€21,303€12,594▼
Taxes, remuneration and social security45€2,283€15,332▲
Taxes450/3€2,283€15,332▲
Other amounts payable47/48€63,385€61,143▼
Accrued charges and deferred income492/3-€1,445
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26,785€37,888▲
Other operating charges640/8€15,280€21,483▲
Gross operating margin9900€55,687€103,093▲
Operating profit (loss)9901€13,622€43,723▲
Financial income75/76B€87€1▼
Recurring financial income75€87€1▼
Financial charges65/66B€3,670€3,333▼
Recurring financial charges65€3,670€3,333▼
Profit (loss) for the period before taxes9903€10,039€40,390▲
Income taxes67/77€195€8,786▲
Profit (loss) for the period9904€9,844€31,604▲
Profit (loss) for the period to be appropriated9905€9,844€31,604▲
Appropriation of the result
Profit (loss) to be appropriated9906€1,948€31,604▲
Profit (loss) brought forward from the previous period14P-€7,896-
Transfer to equity691/2€1,948€31,604▲
To other reserves6921€1,948€31,604▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Remuneration, social security and pensions62€392---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20,605€26,785€37,888▲ 41.5%
Other operating charges640/8€13,177€15,280€21,483▲ 40.6%
Gross operating margin9900€29,444€55,687€103,093▲ 85.1%
Operating profit (loss)9901-€4,731€13,622€43,723▲ 221%
Financial income75/76B€5€87€1▼ 99.2%
Recurring financial income75€5€87€1▼ 99.2%
Financial charges65/66B€3,171€3,670€3,333▼ 9.2%
Recurring financial charges65€3,171€3,670€3,333▼ 9.2%
Profit (loss) for the period before taxes9903-€7,896€10,039€40,390▲ 302%
Income taxes67/77-€195€8,786▲ 4,410%
Profit (loss) for the period9904-€7,896€9,844€31,604▲ 221%
Profit (loss) for the period to be appropriated9905-€7,896€9,844€31,604▲ 221%
Line202320242025Change
Assets
Total assets20/58€234,122€273,335€309,355▲ 13.2%
Fixed assets21/28€170,388€181,997€202,638▲ 11.3%
Tangible fixed assets22/27€169,988€181,597€202,238▲ 11.4%
Land and buildings22€3,838€2,888€4,253▲ 47.3%
Plant, machinery and equipment23€163,687€169,992€191,280▲ 12.5%
Furniture and vehicles24€2,463€8,717€6,704▼ 23.1%
Financial fixed assets28€400€400€400=
Current assets29/58€63,734€91,338€106,717▲ 16.8%
Stocks and contracts in progress3€24,734€27,205€29,435▲ 8.2%
Stocks30/36€24,734€27,205€29,435▲ 8.2%
Amounts receivable within one year40/41€23,020€22,505€16,706▼ 25.8%
Trade receivables40€23,020€22,505€16,706▼ 25.8%
Cash at bank and in hand54/58€15,794€41,424€60,222▲ 45.4%
Deferred charges and accrued income490/1€185€204€354▲ 73.2%
Equity and liabilities
Total equity and liabilities10/49€234,122€273,335€309,355▲ 13.2%
Equity10/15€42,104€51,948€83,552▲ 60.8%
Contributions10/11€50,000€50,000€50,000=
Capital10€50,000€50,000€50,000=
Issued capital100€50,000€50,000€50,000=
Reserves13-€1,948€33,552▲ 1,622%
Distributable reserves133-€1,948€33,552▲ 1,622%
Profit (loss) carried forward14-€7,896---
Amounts payable17/49€192,018€221,387€225,802▲ 2.0%
Amounts payable after more than one year17€84,415€125,284€113,809▼ 9.2%
Financial debts170/4€84,415€125,284€113,809▼ 9.2%
Amounts payable within one year42/48€107,603€96,103€110,548▲ 15.0%
Current portion of amounts payable after more than one year42€15,587€9,132€21,479▲ 135%
Trade debts44€23,536€21,303€12,594▼ 40.9%
Suppliers440/4€23,536€21,303€12,594▼ 40.9%
Taxes, remuneration and social security45€1,331€2,283€15,332▲ 572%
Taxes450/3€1,331€2,283€15,332▲ 572%
Other amounts payable47/48€67,149€63,385€61,143▼ 3.5%
Accrued charges and deferred income492/3--€1,445-
Line202320242025Change
Profit (loss) for the period9904-€7,896€9,844€31,604▲ 221%
+ Depreciation and write-downs630€20,605€26,785€37,888▲ 41.5%
Operating cash flow (approximation)€12,709€36,629€69,493▲ 89.7%
Investment in fixed assets (approximation)--€38,394-€58,530▼ 52.4%
Change in cash-€25,629€18,798▼ 26.7%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Highest result since 2023net €31,604 ▲221%
Operating result €43,723, net result €31,604, both a record.
24-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Back to profitnet €9,844
Net result €9,844 after one loss-making year.
07-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Sankt Vith · 3 establishment units since 2022
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Violinstraße,Neundorf 254780 Sankt Vith
3 establishment units
Molkereiweg,Neundorf 20, 4780 Sankt Vith
Manufacture of beer
since 20222.338.124.028
Violinstraße,Neundorf 25, 4780 Sankt Vith
Manufacture of beer
since 20222.338.124.127
Berterath 39, 4760 Büllingen
Manufacture of beer
since 20222.339.540.822

Recognitions · licences · registrations

Food safety, FASFC

2 sites
Büllingen/Bullange2.339.540.822
2 permissions
Toelating · Brouwerij · since 31-01-2023
Fabrikant voedermiddelen · since 31-01-2023
Sankt Vith/Saint-Vith2.338.124.028
2 permissions
Toelating · Brouwerij · since 31-01-2023
Fabrikant voedermiddelen · since 31-01-2023

Similar companies · same sector, comparable size

Of 729 companies in this sector we hold annual accounts for 352. 226 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded18-11-2022
Fiscal year end31-12
Activities, NACEBEL 2025
11050Manufacture of beer
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
63920Other information service activities
Contact
E-mail info@novavilla.eu
E-invoicing
Reachable via Peppol
Peppol ID 0208:0793749515
Also 9925:BE0793749515
Registered 19-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.