Equity
€28,595 ▲ 54.0%
Nova-Technics has made a profit without a break since 2021.
Nova-Technics
Lifetime
5 annual accounts with figures on one time axispeak €14,973 (2024)
€14,973▲ 267%
lowest -€1,859 (2020)
€10,027▲ 417%
peak €28,595 (2024)
€28,595▲ 54.0%
€233,804▲ 221%
Board1 name since 2020
-
Documentsfilings and deeds
31-12-2025153 days late
2024micro format
Gross margin from €4,079 to €14,973Result from €1,938 to €10,027Equity from €18,568 to €28,595Debts from €72,852 to €233,804
Key points
from the 2024 annual accountsTurnover
≈ €200,000 estimated
The micro format states no turnover.
Debts
€233,804 89% of the balance sheet
Suppliers 60%Taxes and wages 19%Other 21%
Of this, €205,442 falls due within a year.
Investments
€2,386 5.0 × depreciation
Green is investment, beige is depreciation.
Filings
5 annual accounts 102 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Position in the sector
10.9%
Lower solvency than 85% of companies in specialised construction. Sector median 46.6% · 35,956 companies.
Checked score
35
Weak
Financially stronger than 37% of micro companies in specialised construction (NACE 43)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
6.9% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 10.8%
01-2025: 11.6%▲ +0.8 percentage points vs 12-2024
02-2025: 12.0%▲ +0.4 percentage points vs 01-2025
03-2025: 12.4%▲ +0.4 percentage points vs 02-2025
04-2025: 11.6%▼ -0.8 percentage points vs 03-2025
05-2025: 11.6%● unchanged vs 04-2025
06-2025: 11.5%▼ -0.1 percentage points vs 05-2025
07-2025: 11.5%● unchanged vs 06-2025
08-2025: 13.8%▲ +2.3 percentage points vs 07-2025highest value
09-2025: 13.8%● unchanged vs 08-2025highest value
10-2025: 13.8%● unchanged vs 09-2025highest value
11-2025: 13.8%● unchanged vs 10-2025
12-2025: 13.8%● unchanged vs 11-2025
01-2026: 12.9%▼ -0.9 percentage points vs 12-2025
02-2026: 5.2%▼ -7.7 percentage points vs 01-2026
03-2026: 5.2%● unchanged vs 02-2026
04-2026: 5.3%▲ +0.1 percentage points vs 03-2026
05-2026: 4.7%▼ -0.6 percentage points vs 04-2026
06-2026: 4.5%▼ -0.2 percentage points vs 05-2026
07-2026: 4.4%▼ -0.1 percentage points vs 06-2026lowest value
08-2026: 4.9%▲ +0.5 percentage points vs 07-2026
09-2026: 5.1%▲ +0.2 percentage points vs 08-2026
10-2026: 6.9%▲ +1.8 percentage points vs 09-2026
11-2026: 6.9%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
1 financial year not filed after the legal deadline; last filed accounts filed 153 days late; 3 of the last 3 accounts late
Figures for financial year 2024 (filed on 06-01-2026)
Liquidity: current ratio 1.27, cash €1,559
Founded in 2020
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 14% of them on solvency, 5% on liquidity, 45% on profitability and 84% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,274 companies had the same profile as Nova-Technics has now. Each dot stands for 9 companies, two years later.
94.7%
were still trading
2.5%
stopped another way
2.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Nova-Technics itself is higher: 6.9% within 12 months. It rests on far more data about Nova-Technics than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,274 companies, not a prediction for Nova-Technics. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is tight, with a current ratio of 1.27 (1.3 in 2023), below the usual 1.5. Short-term debt is 78.3% and cash 0.6% of total assets. 89.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 35956 sector peers (2024).
NBB · sector comparisonPosition among 35956 sector peers
Solvency
better than 15%
← weakest
strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 102 days later.
NBB · 5 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline10-11-2026 today
raises risk · 2024 accounts filed 153 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 5 filingsDeviation from the deadline
2025
not filed
2024
153 days late
2023
518 days late
2022
519 days late
2021
153 days late
2020
60 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 281 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (1)
Board and ownership
last known board- ORHAN Fatin Bilal 50 sharesdeed of 11-02-2020
- YUMRUTEPE Mahmut Ünal 50 sharesdeed of 11-02-2020
Recent changes
Incorporation
Founding capital of €3,000, 100 shares · Founders: ORHAN Fatin Bilal and YUMRUTEPE Mahmut Ünal · Appointment: YUMRUTEPE Mahmut Ünal (director) · published on 11-02-2020 · Gazette deed
First establishment
Schildersstraat 1, Houthalen-Helchteren
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Nova-Technics Houthalen-Helchteren | €262,399 | €14,973 | 10.9% | - |
| BEERNAERT STEVEN Ledegem | €251,062 | €16,565 | 37.6% | - |
| VDB Controls Erpe-Mere | €254,870 | €18,908 | 39.5% | - |
| MAASLANDSE CENTRALE VERWARMING Maasmechelen | €192,800 | €15,664 | 90.9% | - |
| ACK KOELTECHNIEK Antwerp | €220,771 | €12,772 | 74.1% | - |
| GROUP MICH Berchem-Sainte-Agathe | €216,592 | €13,567 | 31.8% | - |
| Steven Opsomer Lokeren | €200,644 | €17,239 | 47.1% | - |
These companies have the same main activity as Nova-Technics: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €193,000 and €255,000, founded between 2018 and 2020.
Official details
Source: KBO- Status
- Active since 07-02-2020Normal situation
- Activity
- Installation of electric heating, air conditioning, cooling and ventilationNACE 43222and 5 others
- Establishment unit
- 2.299.788.8363530 Houthalen-Helchteren, since 07-02-2020
- Financial year end
- 31 December
- Peppol
- Reachable
Insights on Nova-Technics
Nova-Technics files the micro format. That format states no turnover. The gross margin rose from -€1,115 in 2020 to €14,973 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Nova-Technics
- What is the company number of Nova-Technics?
- The company number of Nova-Technics is 0743.431.259. The VAT number is the same number with BE in front: BE 0743.431.259.
- Where is Nova-Technics based?
- The registered office is at Schildersstraat 1, 3530 Houthalen-Helchteren.Company details
- What does Nova-Technics do?
- According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
- What is the legal form of Nova-Technics?
- Nova-Technics is a private limited company (BV).
- When was Nova-Technics founded?
- Nova-Technics was founded on 07-02-2020.
- Is Nova-Technics still active?
- Yes, Nova-Technics is an active enterprise in the KBO register.
- What is the turnover of Nova-Technics?
- The turnover in financial year 2024 is ≈ €200,000. This figure is estimated from the gross margin of €14,973 and 32 comparable companies (NACE 43222). It probably lies between €120,000 and €280,000. It is a rough estimate.Financials
- Is Nova-Technics profitable?
- In financial year 2024, Nova-Technics made a profit of €10,027.
- Where can I find the annual accounts of Nova-Technics?
- Nova-Technics filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
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