Nova Motive

Active

Private limited companyfounded 2025active for 1 yearMoerputstraat 3H, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 1023.518.066

Summary

The computed 12-month bankruptcy probability of Nova Motive is 2.0% (moderate). The 2025 annual accounts show equity of €24,553 and a net result of €14,553. Its solvency ranks better than 32% of 21,983 sector peers (NACE 47, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

Nova MotiveActiveChecked score 53/100

Risk analysis Report Compare

Activity

Retail sale of cars and light vans (up to 3.5 tonnes)

NACE 47811

1 site

Size

€185,546total assets 2025

Equity: €24,553
Profit: €14,553

Turnover not published (micro format)

Financial health

53 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 2.0%

Structure

Accounts 7 days early0 of 1 deed read

Why 53raises riskFounded in 2025Sector: Retail trade (NACE 47)Equity €24,553 (13.2% of total assets)Liquidity: current ratio 1.10, cash €9,156Show the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 36% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength

Weak

Solvency 38

equity 13.2% of total assets

Liquidity 8

short-term debt 86.8% · cash 4.9%

Profitability 79

return on assets 7.8%

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,191 companies, NACE 47, micro)

Last 24 months 06-2026: 1.8% 07-2026: 1.8%● unchanged vs 06-2026 08-2026: 1.7%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 1.9%▲ +0.2 percentage points vs 08-2026 10-2026: 2.0%▲ +0.1 percentage points vs 09-2026highest value

Credit of up to €1,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.1; short-term debt: 86.8% and cash: 4.9% of total assets), and 86.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 29% on solvency, 9% on liquidity and 68% on profitability.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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