NOVA E.T
ActiveThe file of NOVA E.T contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 1.7% (moderate). The 2024 annual accounts show equity of €77k and a net result of €58k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 72% of 15868 sector peers (fiscal year 2024).
Checked score
Score 2024
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▼-15
Solvency93▲+46
Growth78▲+20
Track record79
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity ample (current ratio 3.05 against 1.21 in 2023; short-term debt: 32.1% and cash: 1.8% of total assets), and 32.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
71 d late
2023
68 d late
2022
31 d late
2021
33 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€77k▲ 311%
2023 · €19k
2021: €64k
2022: €-3k
2023: €19k
2021 → 2024
Total assets
€114k▲ 32.9%
2023 · €86k
2021: €100k
2022: €90k
2023: €86k
2021 → 2024
Net result
€58k▲ 171%
2023 · €22k
2021: €18k
2022: €-67k
2023: €22k
2021 → 2024
Working capital
€75k▲ 424%
2023 · €14k
2021: €64k
2022: €-8k
2023: €14k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€64k-€-3k€19k€77k▲ 311%
Operating result€27k-€-66k€21k€88k▲ 310%
Net result€18k-€-67k€22k€58k▲ 171%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 310% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €114k
Fixed assets
€2k▼ 49.7%
Current assets
€111k▲ 37.5%
Equity and liabilities €114k
Equity
€77k▲ 311%
Debt
€37k▼ 45.3%
The debt ratio falls from 78.0% to 32.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€88k▲
2023 · €23k
Cash flow
€59k▲
2023 · €23k
Solvency
67.9%▲
2023 · 22.0%
Current ratio
3.05▲
2023 · 1.21
Quick ratio
3.05▲
2023 · 1.21
Debt / equity
0.47▼
2023 · 3.55
ROE
75.6%▼
2023 · 114.5%
ROA
51.3%▲
2023 · 25.2%
Interest coverage
4.17▼
2023 · 18.75
Debt
€37k▼
2023 · €67k
Debt ≤ 1 year
€37k▼
2023 · €67k
Income taxes
€13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€86k€114k▲
Fixed assets21/28€5k€2k▼
Tangible fixed assets22/27€5k€2k▼
Plant, machinery and equipment23€3k€0▼
Furniture and vehicles24€1k€2k▲
Other tangible fixed assets26-€755
Current assets29/58€81k€111k▲
Amounts receivable after more than one year29€63k€80k▲
Other amounts receivable291€63k€80k▲
Amounts receivable within one year40/41€17k€22k▲
Trade receivables40€8k€20k▲
Other amounts receivable41€9k€2k▼
Cash at bank and in hand54/58-€2k
Deferred charges and accrued income490/1€1k€7k▲
Equity and liabilities
Total equity and liabilities10/49€86k€114k▲
Equity10/15€19k€77k▲
Contributions10/11€50k€50k=
Reserves13€14k€14k=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€-45k€13k▲
Amounts payable17/49€67k€37k▼
Amounts payable within one year42/48€67k€37k▼
Financial debts43€5k€0▼
Credit institutions430/8€5k€0▼
Trade debts44€44k€12k▼
Suppliers440/4€44k€12k▼
Taxes, remuneration and social security45€17k€24k▲
Taxes450/3€17k€24k▲
Other amounts payable47/48€0-
Income statement
Code20232024
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€630▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€5k€8k▲
Non-recurring operating charges66A-€607
Gross operating margin9900€28k€97k▲
Operating profit (loss)9901€21k€88k▲
Financial income75/76B€1k€5k▲
Recurring financial income75€1k€5k▲
Financial charges65/66B€1k€21k▲
Recurring financial charges65€1k€21k▲
Profit (loss) for the period before taxes9903€22k€72k▲
Income taxes67/77-€13k
Profit (loss) for the period9904€22k€58k▲
Profit (loss) for the period to be appropriated9905€22k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-45k€13k▲
Profit (loss) brought forward from the previous period14P€-67k€-45k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-11
Bankruptcy
Bankruptcy reversal
Tribunal de l’entreprise de Liège, division Liège · NOVA E.T SRL RUE DE MANGOMBROUX 162/4, 4800 VERVIERS. déclarée le 13 octobre 2025 · event 17-11-2025
17-10
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Liège · NOVA E.T SRL RUE DE MANGOM- BROUX 162//4, 4800 VERVIERS. — · event 13-10-2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
2024
31-12
Financial
Highest result since 2021net €58k ▲171%
Operating result €88k, net result €58k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.05
Current ratio from 1.21 to 3.05; short-term debt falls from €67k to €37k.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-67k ▼463%
Net result drops to €-67k, the lowest in the series; recovery starts the following year.
02-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 33 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Mangombroux 162/1644800 VerviersGround area
415 m²
Building footprint
52 m²
Volume, LiDAR
685 m³
Parcel 63572C0134/00M003, Wallonia · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
NOVA E.T
since 20212.318.300.097
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63572C0134/00M003 | Wallonia | 415 m² | 1 · 52 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | ELODIE THUNUS BOULEVARD FRèRE ORBAN 10,
4000 LIEGE 1 |
13-10-2025 → present |
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Of 732 companies in sector 46820 we hold annual accounts for 388. 166 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2021
Fiscal year end31-12
Activities, NACEBEL
46820Wholesale trade
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.