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NOVA CONSULTING

Active
Private limited companyfounded 200125 yrs activeItegemse Steenweg 117, 2270 Herenthout, BelgiumKBO/BCE: BE 0475.184.291
Summary

NOVA CONSULTING has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34,825 and a net result of €22,899. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 32% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Retail sale of information and communication equipment
NACE 47400NACE 47410NACE 52487
2 sites
Size
€255,790total assets 2025
Equity
€34,825
Profit
€22,899
Turnover not published (abridged schema)
Financial health
85 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Structure
Accounts 4 d early0 of 1 deed read
Why 85- Sector Retail trade (NACE 47)- Equity €34,825 (13.6% of total assets)+ Founded in 2001+ Size: total assets €255,790Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Better than 63% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 39-36
equity 13.6% of total assets
Liquidity 54-6
short-term debt 21.7% · cash 9.1%
Profitability 80-20
return on assets 9.0%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,898 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%▼ -1.2% vs 12-2024 02-2025: 0.2%● 0.0% vs 01-2025 03-2025: 0.2%▲ +1.3% vs 02-2025 04-2025: 0.3%▲ +13.3% vs 03-2025 05-2025: 0.3%▼ -2.9% vs 04-2025 06-2025: 0.3%▼ -0.8% vs 05-2025 07-2025: 0.3%▲ +27.0% vs 06-2025 08-2025: 0.2%▼ -42.5% vs 07-2025 09-2025: 0.2%▼ -1.0% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▼ -1.1% vs 12-2025lowest value 02-2026: 0.2%● 0.0% vs 01-2026lowest value 03-2026: 0.2%▲ +1.1% vs 02-2026 04-2026: 0.2%▲ +7.4% vs 03-2026 05-2026: 0.2%▼ -3.4% vs 04-2026 06-2026: 0.2%▼ -0.5% vs 05-2026 07-2026: 0.2%▲ +11.2% vs 06-2026 08-2026: 0.4%▲ +100% vs 07-2026highest value 09-2026: 0.4%▼ -0.7% vs 08-2026 10-2026: 0.4%● 0.0% vs 09-2026
  • Founded in 2001 lowers the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
  • Size: total assets €255,790 lowers the probability for this profile
  • Equity €34,825 (13.6% of total assets) raises the probability
Credit up to €2,500 at 30 days acceptable
Liquidity short (current ratio 0.6 against 1.9 in 2024; short-term debt: 21.7% and cash: 9.1% of total assets), and 86.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 30%, liquidity 59%, profitability 71%, growth against the median 93%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 2001
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Size: total assets €255,790
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Equity €34,825 (13.6% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 d early
2024
28 d early
2023
17 d early
2022
9 d early
2021
22 d late
2020
8 d early
2019
7 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €22,899 ▲20.1%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €22,899 8 years View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View
  • Active since 2001founded 16-07-2001 25 years View

By topic

Financials

Fiscal year
2025
Total assets
€255,790
Profit
€22,899
Solvency
13.6%
Total assets▲ 654%
Net result
20182025
Go to Financials

Timeline

Events
11
Since
2017
Next accounts
by 31-07-2027
  1. 27-07-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 03-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail sale of information and communication equipmentNACE 47400
Founded
16-07-2001
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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