NOVA BEDS & SOFAS
ActiveSummary
The computed 12-month bankruptcy probability of NOVA BEDS & SOFAS is 6.7% (elevated). The 2024 annual accounts show equity of €7,274 and a net result of €6,142. Equity remains stable across the filed financial years (±0% per year). Its solvency ranks better than 26% of 25,572 sector peers (NACE 47, financial year 2024). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €7,274
- Profit
- €6,142
Why 36raises riskFigures for financial year 2024 (filed 17-10-2025)1 financial year not filed after the legal deadline; latest accounts 78 days late; 2 of the last 3 lateFounded in 2018lowers riskSize: total assets €166,865Show the evidence
Checked score
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 22% on solvency, 3% on liquidity, 58% on profitability and 99% on growth.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 6 accounts on average 43 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- Capital & shares · Resignations &…Share transfer · Shareholding ·…
- Annual accounts filedfinancial year 2023 · micro…
Financials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 Financial year closed on 31 December 2025; filing due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 24 October 2026.
2020 to 2024, 5 financial years 2019 to 2024, 6 financial years
The operating result is €8,265 in 2024, compared with -€116 in 2021. Comparable figures for the intervening years are unavailable.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 1,251 companies that looked in July 2024 the way this one looks now, 2.6% went bankrupt within 24 months and 94.4% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit under 5% of the balance sheet
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 6.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,251 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | - | €17,816 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | - | €2,753 | - |
| Other operating charges640/8 | - | - | - | - | - | €207 | - |
| Gross operating margin9900 | €0 | - | -€116 | - | - | €29,040 | - |
| Operating profit (loss)9901 | - | - | -€116 | - | - | €8,265 | - |
| Financial charges65/66B | - | - | €0 | - | - | €75 | - |
| Recurring financial charges65 | - | - | €0 | - | - | €75 | - |
| Profit (loss) for the period before taxes9903 | - | - | -€116 | - | - | €8,190 | - |
| Income taxes67/77 | - | - | - | - | - | €2,047 | - |
| Profit (loss) for the period9904 | - | - | -€116 | - | - | €6,142 | - |
| Profit (loss) for the period to be appropriated9905 | - | - | -€116 | - | - | €6,142 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €6,200 | €6,200 | €20,665 | €20,665 | €1,132 | €166,865 | ▲ 14,645% |
| Fixed assets21/28 | - | - | €10,000 | €10,000 | €0 | €18,747 | - |
| Tangible fixed assets22/27 | - | - | €10,000 | €10,000 | €0 | €18,747 | - |
| Plant, machinery and equipment23 | - | - | - | - | - | €1,425 | - |
| Furniture and vehicles24 | - | - | €10,000 | €10,000 | €0 | €17,322 | - |
| Current assets29/58 | €6,200 | €6,200 | €10,665 | €10,665 | €1,132 | €148,118 | ▲ 12,989% |
| Stocks and contracts in progress3 | - | - | - | - | - | €88,971 | - |
| Stocks30/36 | - | - | - | - | - | €88,971 | - |
| Amounts receivable within one year40/41 | - | - | €10,529 | €10,529 | €0 | €56,455 | - |
| Trade receivables40 | - | - | €10,000 | €10,000 | €0 | €56,455 | - |
| Other amounts receivable41 | - | - | €529 | €529 | €0 | - | - |
| Cash at bank and in hand54/58 | €6,200 | €6,200 | €136 | €136 | €0 | €1,560 | - |
| Deferred charges and accrued income490/1 | - | - | - | - | €1,132 | €1,132 | = |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €6,200 | €6,200 | €20,665 | €20,665 | €1,132 | €166,865 | ▲ 14,645% |
| Equity10/15 | €6,200 | €6,200 | €7,332 | €7,332 | €1,132 | €7,274 | ▲ 543% |
| Contributions10/11 | €6,200 | €6,200 | - | €6,200 | - | - | - |
| Capital10 | - | - | - | €6,200 | - | - | - |
| Issued capital100 | - | - | - | €18,600 | - | - | - |
| Uncalled capital101 | - | - | - | €12,400 | - | - | - |
| Profit (loss) carried forward14 | - | - | €1,132 | €1,132 | €1,132 | €7,274 | ▲ 543% |
| Amounts payable17/49 | - | - | €13,333 | €13,333 | - | €159,591 | - |
| Amounts payable within one year42/48 | - | - | €13,333 | €13,333 | - | €159,591 | - |
| Trade debts44 | - | - | €13,333 | €13,333 | - | €149,242 | - |
| Suppliers440/4 | - | - | €13,333 | €13,333 | - | €149,242 | - |
| Taxes, remuneration and social security45 | - | - | - | - | - | €10,350 | - |
| Taxes450/3 | - | - | - | - | - | €7,985 | - |
| Remuneration and social security454/9 | - | - | - | - | - | €2,365 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | - | - | -€116 | - | - | €6,142 | - |
| + Depreciation and write-downs630 | - | - | - | - | - | €2,753 | - |
| Operating cash flow (approximation) | - | - | -€116 | - | - | €8,895 | - |
| Investment in fixed assets (approximation) | - | - | - | €0 | €10,000 | -€21,500 | - |
| Change in cash | - | €0 | -€6,064 | €0 | -€136 | €1,560 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (6)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro format | 17-10-2025 | 2025-00544492 |
| 31-12-2023 | micro format | 31-08-2024 | 2024-00423554 |
| 31-12-2022 | micro format | 25-07-2023 | 2023-00266920 |
| 31-12-2021 | micro format | 12-08-2022 | 2022-20295226 |
| 31-12-2020 | abbreviated format | 23-09-2021 | 2021-68600074 |
| 31-12-2019 | abbreviated format | 28-10-2020 | 2020-64400490 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| AYDOGMUS Osman Hamdi |
|
| CAMUR Tevhide |
|
Owners and capital
Capital and shareholders
- SARAC Dilek 90 shares
- AYDOGMUS Osman Hamdi 10 shares
- AYDOGMUS Osman Hamdi to SARAC Dilek 90 shares
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 23-05-2024 Converted to unavailable equity
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
28-02
Gazette deed
Capital & shares · Resignations & appointmentsShare transfer · Shareholding · Director in office5 facts ▸
- General meeting, 01-01-2025
- Share transfer, AYDOGMUS Osman Hamdi → SARAC Dilek
- Shareholding, “parts”, 90 (deed in Dutch)
- Shareholding, “parts”, 10 (deed in Dutch)
- Director in office, AYDOGMUS Osman Hamdi (director)
23-05
Gazette deed
Resignation: CAMUR Tevhide (manager)Appointment: AYDOGMUS Osman Hamdi (director) · Name change · Registered-office move11 facts ▸
- General meeting, 08-05-2024
- Name change, NOVA BEDS & SOFAS
- Registered-office move, 1070 Anderlecht,Bergensensteenweg,673
- Director resignation, CAMUR Tevhide (manager)
- Other provision, “bijzonder verslag, lezing” (deed in Dutch)
- Purpose change
- Other provision, “aanpassing statuten aan WVV en behoud rechtsvorm, behouden” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Amendment of the articles
- Director appointment, AYDOGMUS Osman Hamdi (director (not named in the articles))
- Director discharge, CAMUR Tevhide
About the unread acts
Of the 6 Belgian Official Gazette deeds we know for this company, 2 have been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 23 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
2 establishment units
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21304B0040/00R003 | Brussels | 1,527 m² | 1 · 1,577 m² | 25.4 m · 1 |
| 21308H0515/00W010 | Brussels | 377 m² | 1 · 373 m² | 17.0 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “De aan- en verkoop in detail en als groothandel,import en export,van bedden en meubels in het algemeen; Transport (nationaal en…” (deed in Dutch)
7 activities (deed in Dutch)
- De aan- en verkoop in detail en als groothandel,import en export,van bedden en meubels in het algemeen.
- Transport (nationaal en internationaal) van goederen,personen,voertuigen,enz...
- Express koerier.
- Algemene bouwbedrijven (onder meer : schilderen,verbouwing,herstellingen,metsen,dakwerk,elektriciteitswerken);
- Alle algemene handelingen kunnen uitvoeren die direct of indirect verband houden met de handel,de productie,de verhuur,de aankoop,verkoop in groot of kleinhandel,vertegenwoordiging,distributie,diensten,verpakkingen,makelaardij,import en export,voor eigen rekening of voor rekening van een derde,internationaal transport van goederen en van personen,voor eigen rekening en voor rekening van een derde.
- Over het algemeen mag de vennootschap,onder voorbehoud van wettelijke beperkingen,overal en op alle wijze die haar het meest geschikt lijken alle handelingen van commerciële,industriële,financiële,roerende of onroerende aard stellen die rechtstreeks of onrechtstreeks verband houden met het geheel of een gedeelte van haar maatschappelijke doel of die de verwezenlijking van dat maatschappelijke doel kunnen bevorderen of ontwikkelen.
- Zij kan met name door middel van inbreng,fusie,inschrijving,financiële bijdrage of op elke andere belangstelling betonen voor elke vennootschap of onderneming in België of in het buitenland die geheel of die geheel of gedeeltelijk een gelijkaardig of verwant doel nastreeft of die in staat is er de uitbreiding en de ontwikkeling van te bevorderen.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- NOVA BEDS & SOFAS
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Voor zover geen wijziging van toepasselijk taalregime, Vlaams Gewest” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking, 13” (deed in Dutch)“15, algemene vergadering” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “100, gelijk recht in winstverdeling” (deed in Dutch)1 more provision on this in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “11, elke overdracht onder levenden ten bezwarende en kosteloze titel vrijwillig en gedwongen (uitsluiting en uittreding) in…” (deed in Dutch)
- Financial instrumentSecurities other than shares, such as bonds or warrants, the company can issue.
- “12, obligaties op naam binnen perken Wetboek van Vennootschappen en Verenigingen” (deed in Dutch)
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vormen vereist voor statutenwijziging, op elk moment” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed