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NOVA

Active
Private limited companyfounded 2024active for 1 yearMignoletstraat 3, 3400 Landen, BelgiumKBO/BCE: BE 1017.770.025
Summary

NOVA has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33,556 and a net result of €30,556. Its solvency ranks better than 57% of 20,612 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Physiotherapy
NACE 86951
1 site
Size
€47,766total assets 2025
Equity
€33,556
Profit
€30,556
Turnover not published (micro format)
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts filed 9 days late
Why 96raises riskFounded in 2024lowers riskSector: Human health activities (NACE 86)Liquidity: current ratio 1.77, cash €17,694Figures for financial year 2025 (filed 09-08-2026)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 68% of its sector peers (NACE 86, micro)
Financial strength
Strong
Solvency 95
equity 70.2% of total assets
Liquidity 84
short-term debt 29.8% · cash 37.0%
Profitability 100
return on assets 64.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,124 companies, NACE 86, micro)
Last 24 months 01-2026: 0.3% 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.4%▲ +0.1 percentage points vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026highest value 09-2026: < 0.1%▼ -0.4 percentage points vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.77, above the usual 1.5; short-term debt: 29.8% and cash: 37% of total assets), and 29.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 58% on solvency, 66% on liquidity and 80% on profitability.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

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Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Liquidity: current ratio 1.77, cash €17,694
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 09-08-2026)
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · 2025 accounts filed 9 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-08-2026, 9 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
9 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointments: HUTS Gerbrand Adrian (director)…

Financials · financial year 2025, micro format

2025 annual accounts filed late (9 days) Filed on 9 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00389077.

Equity
€33,556
Total assets
€47,766
Net result
€30,556
Working capital
€10,893

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €47,766
Fixed assets €22,663
Current assets €25,104
Equity and liabilities €47,766
Equity €33,556
Debt €14,211
Debt finances 29.8% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€50,455
Cash flow
€38,445
Current ratio
1.77
Debt to equity
0.42
ROE
91.1%
ROA
64.0%
Interest coverage
over 100
Debt ≤ 1 year
€14,211
Income taxes
€11,922

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€47,766
Fixed assets21/28€22,663
Tangible fixed assets22/27€22,663
Furniture and vehicles24€22,663
Current assets29/58€25,104
Amounts receivable within one year40/41€7,410
Trade receivables40€6,766
Other amounts receivable41€644
Cash at bank and in hand54/58€17,694
Equity and liabilities
Total equity and liabilities10/49€47,766
Equity10/15€33,556
Contributions10/11€3,000
Reserves13€30,556
Distributable reserves133€30,556
Amounts payable17/49€14,211
Amounts payable within one year42/48€14,211
Trade debts44€1,789
Suppliers440/4€1,789
Taxes, remuneration and social security45€12,422
Taxes450/3€11,922
Remuneration and social security454/9€500
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,889
Gross operating margin9900€50,455
Operating profit (loss)9901€42,566
Financial income75/76B€15
Recurring financial income75€15
Financial charges65/66B€103
Recurring financial charges65€103
Profit (loss) for the period before taxes9903€42,478
Income taxes67/77€11,922
Profit (loss) for the period9904€30,556
Profit (loss) for the period to be appropriated9905€30,556
Appropriation of the result
Profit (loss) to be appropriated9906€30,556
Transfer to equity691/2€30,556
To other reserves6921€30,556

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,889
Gross operating margin9900€50,455
Operating profit (loss)9901€42,566
Financial income75/76B€15
Recurring financial income75€15
Financial charges65/66B€103
Recurring financial charges65€103
Profit (loss) for the period before taxes9903€42,478
Income taxes67/77€11,922
Profit (loss) for the period9904€30,556
Profit (loss) for the period to be appropriated9905€30,556
Line2025
Assets
Total assets20/58€47,766
Fixed assets21/28€22,663
Tangible fixed assets22/27€22,663
Furniture and vehicles24€22,663
Current assets29/58€25,104
Amounts receivable within one year40/41€7,410
Trade receivables40€6,766
Other amounts receivable41€644
Cash at bank and in hand54/58€17,694
Equity and liabilities
Total equity and liabilities10/49€47,766
Equity10/15€33,556
Contributions10/11€3,000
Reserves13€30,556
Distributable reserves133€30,556
Amounts payable17/49€14,211
Amounts payable within one year42/48€14,211
Trade debts44€1,789
Suppliers440/4€1,789
Taxes, remuneration and social security45€12,422
Taxes450/3€11,922
Remuneration and social security454/9€500
Line2025
Profit (loss) for the period9904€30,556
+ Depreciation and write-downs630€7,889
Operating cash flow (approximation)€38,445

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 09-08-2026 2026-00389077

Similar companies · same sector, comparable size

Of the 12,611 active companies whose main activity is physiotherapy (NACE 86951), figures are known for 2,247. 2,038 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2025 · 1 entry · €753 awarded · €753 paid
Schemes
1 entry · €753 · €753 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
2 directors, no change since 2024
HUTS Gerbrand Adrian
Director (not named in the articles) · since 24-12-2024
Current
UYTTEBROEK Paulien Petra Mark
Director (not named in the articles) · since 24-12-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

2 people since 2024, 2 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
HUTS Gerbrand Adrian
  • Director (not named in the articles), from 24-12-2024 to date
UYTTEBROEK Paulien Petra Mark
  • Director (not named in the articles), from 24-12-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 24-12-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 24-12-2024 Incorporation · €3,000 · 100 shares

Group and network

Connections & network

2 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 20 December 2024, NOVA was incorporated as a private limited company by two natural persons, with a starting capital of €3,000.12 Of the 2 current board members, 2 have served since 2024.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 24-12-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
09-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 9 days late
2024
24-12
Gazette deed Incorporation
Appointments: HUTS Gerbrand Adrian (director) and UYTTEBROEK Paulien Petra Mark (director) · Founder · Founding capital11 facts ▸
  • Founder, HUTS Gerbrand Adrian
  • Founder, UYTTEBROEK Paulien Petra Mark
  • Incorporation, “NOVA” (deed in Dutch)
  • Founding capital, €3,000
  • Other provision, “financieel plan, voorafgaandelijk aan het verlijden van de oprichtingsakte” (deed in Dutch)
  • Other provision, “deponering en beschikking”, EUR (deed in Dutch)
  • Registered office clause, “Mignoletstraat 3, 3400 Landen” (deed in Dutch)
  • Board rule, 2
  • Director appointment, HUTS Gerbrand Adrian (director (not named in the articles))
  • Director appointment, UYTTEBROEK Paulien Petra Mark (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten sinds 2024-07-01 door comparanten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded20-12-2024
Financial year end31-12
Activities, NACEBEL 2025
86951Physiotherapy
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017770025
Also 9925:BE1017770025
Registered 23-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 25 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Landen · 1 establishment unit since 2024
registered office establishment approximate The establishment unit on the map
Ground area
1,074 m²
Building footprint
263 m²
Building volume
1,249 m³
Parcel 24119B0063/00N000, Flanders · tallest building 7.0 m. Linked by address, not a title deed.
1 establishment unit
NOVA
Mignoletstraat 3, 3400 LandenPhysiotherapy
since 2024unit no. 2.369.351.296
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
24119B0063/00N000 Flanders 1,074 m² 1 · 263 m² 7.0 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Kinesitherapie in eerstelijnpraktijk,zowel in diagnose als behandeling in de breedste zin; Het begeleiden en adviseren van…” (deed in Dutch)
28 activities (deed in Dutch)
  1. Kinesitherapie in eerstelijnpraktijk,zowel in diagnose als behandeling in de breedste zin
  2. Het begeleiden en adviseren van atleten,sportbeoefenaars,trainers en begeleiders
  3. De activiteiten in het onderrichten van bewegingstechnieken zoals,doch niet beperkt tot,rugschool en dergelijke
  4. Kinesitherapie-,revalidatie-,relaxatie-,dry needling- en massageactiviteiten
  5. Doceren van kinesitherapie en andere therapieën
  6. Organiseren van sportactiviteiten en sportlessen
  7. Personal training,coaching
  8. Sport- en recreatieonderwijs
  9. Promotie,organisatie en/of uitvoering van sportevenementen,als zelfstandige activiteit of voor rekening van derden
  10. Promotie en organisatie van sportkampen
  11. Overige reactie-,ontspannings- en sportactiviteiten
  12. Orthomoleculaire therapie
  13. Voedingsbegeleiding
  14. Workshops en trainingen organiseren/geven in kleine groep
  15. Opleidingen organiseren/geven
  16. Verkoop van voedingsproducten,verkoop van boeken,ook via webshop
  17. Kleinhandel in bovenkleding,inclusief werk-,sport- en ceremoniekleding,van elk materiaal voor heren,dames en kinderen
  18. Verkoop oefenprogramma's,voedingsschema's,voedingsproducten en sportartikelen,ook via webshop
  19. Het leveren van diensten inzake de uitbating van een fitnesscentrum,zoals ten titel van inlichting en zonder beperking inhoudt:persoonlijke lichaamsontwikkeling,bodybuilding,power training,aerobic,gymnastiek,stretching,relaxatieoefeningen,verzorgingen en alle daarmee verwante activiteiten
  20. Deelnemen of samenwerken met bestaande of nog op te richten ondernemingen die een gelijkaardig of complementair voorwerp hebben
  21. De aankoop,verkoop,cessie en de ruil van alle roerende waarden,aandelen,deelbewijzen,obligaties,overheidsfondsen,opties en alle andere roerende rechten
  22. Kleinhandel in voedings- en genotsmiddelen in gespecialiseerde winkels
  23. Kleinhandel in sportartikelen en artikelen voor overige vormen van vrijetijdsbesteding
  24. Aan- en verkoop van producten en toestellen,huren van installaties en instrumenten met bovenvermelde activiteiten,en de exploitatie van de kinesitherapeutische praktijk
  25. Het besturen van vennootschappen en het aanvaarden van mandaten in andere vennootschappen
  26. Het verlenen van diensten en adviezen aan derden,dit zowel van organisatorische,financiële,commerciële,technische en administratieve aard.Het uitoefenen van elke vorm van zakelijke dienstverlening in de meest ruime zin van het woord
  27. Het nemen van participaties onder welke vorm dan ook,in alle vennootschappen en verenigingen,bestaande of nog op te richten,met burgerlijke,industriële,financiële,onroerende,commerciële of andere doeleinde,het beheer en de valorisatie van deze participaties
  28. Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen in België en in het buitenland;alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten,zoals de verwerving,de vervreemding,de bouw,de verbouwing,de renovatie,de binnenhuisinrichting en decoratie,de huur en verhuur,de ruil,de verkaveling,het beheer,de uitbating,de valorisatie,de ordening,het in leasing geven of nemen,het verlenen en ontvangen van opstalrecht en erfpacht,de procuratie en het makelen in onroerende goederen,evenals alle andere onroerende verhandelingen in de meest ruime betekenis;en,in het algemeen,alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken van onroerende goederen of onroerende zakelijke rechten

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
NOVA
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren in België of buitenland bij enkel besluit…” (deed in Dutch)

deed of 24-12-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Algemene vergadering bepaalt aantal, duur opdracht en bij meerdere bevoegdheid, natuurlijke personen of rechtspersonen, al dan niet…” (deed in Dutch)
“Bestuurders zonder diploma verpleegkunde mogen geen verpleegkundige taken uitvoeren” (deed in Dutch)
“Alle handelingen nodig of nuttig voor verwezenlijking voorwerp, behalve deze die wet of statuten aan algemene vergadering voorbehouden” (deed in Dutch)

deed of 24-12-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Op naam, register van aandelen op naam” (deed in Dutch)

deed of 24-12-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Friday of June at 18:00

deed of 24-12-2024

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Algemene vergadering beslissende in vormen vereist voor statutenwijziging, op elk moment” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
One provision in the deed

deed of 24-12-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Bestuur, uitkeringen uit winst lopende boekjaar of winst voorgaande boekjaar zolang jaarrekening nog niet goedgekeurd” (deed in Dutch)
Other provision: “Gedifferentieerd dividendbeleid, vóór einde boekjaar waarin dividendbedrag is vastgesteld” (deed in Dutch)
Other provision: “Jaarlijkse nettowinst, bestemming winst-reserves” (deed in Dutch)
4 more provisions in the deed, see the deed of 24-12-2024

deed of 24-12-2024