NOVA
ActiveSummary
The computed 12-month bankruptcy probability of NOVA is 1.7% (moderate). The 2025 annual accounts show equity of €82,430 and a net result of €45,342. Equity is growing by ~27.3% per year across the filed fiscal years. Its solvency ranks better than 86% of 28051 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency100▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 4.79 against 3.1 in 2024; short-term debt: 19% and cash: 18.2% of total assets), and 19% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81%
Return on assets
44.6%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
31 d late
2022
49 d late
2021
61 d late
2020
116 d late
2019
122 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 63 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€82,430▲ 122%
2024 · €37,088
Total assets
€101,709▲ 98.7%
2024 · €51,180
Net result
€45,342
2024 · -€30,292
Working capital
€72,995▲ 147%
2024 · €29,601
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€1,510▼ 66.3%€34,004▲ 2,152%€14,267▼ 58.0%-€30,019€52,598
Net result€1,578▼ 29.5%€20,504▲ 1,200%€9,759▼ 52.4%-€30,292€45,342
Equity€24,715▲ 6.8%€57,621▲ 133%€67,380▲ 16.9%€37,088▼ 45.0%€82,430▲ 122%
Total assets€29,775▲ 12.5%€72,578▲ 144%€98,030▲ 35.1%€51,180▼ 47.8%€101,709▲ 98.7%
Debt€5,060▲ 51.9%€14,957▲ 196%€30,650▲ 105%€14,092▼ 54.0%€19,279▲ 36.8%
Working capital€20,928▼ 6.9%€52,935▲ 153%€55,389▲ 4.6%€29,601▼ 46.6%€72,995▲ 147%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €52,598 after a loss of €30,019 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101,709
Fixed assets
€9,435 ▲ 26.0%
Current assets
€92,275 ▲ 111%
Equity and liabilities €101,709
Equity
€82,430 ▲ 122%
Debt
€19,279 ▲ 36.8%
Debt's share of the balance-sheet total falls from 27.5% to 19.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€58,208▲
2024 · -€25,683
Cash flow
€50,952▲
2024 · -€25,957
Current ratio
4.79▲
2024 · 3.10
Debt to equity
0.23▼
2024 · 0.38
ROE
55.0%▲
2024 · -81.7%
ROA
44.6%▲
2024 · -59.2%
Interest coverage
191.28▲
2024 · -53.59
Debt ≤ 1 year
€19,279▲
2024 · €14,092
Income taxes
€7,067▲
2024 · €88
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €3,000 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €629 | €3,797 | €7,466 | €4,336 | €5,610 | ▲ 29.4% |
| Other operating charges640/8 | €2,724 | €478 | €914 | €565 | €917 | ▲ 62.3% |
| Non-recurring operating charges66A | - | - | - | €596 | - | - |
| Gross operating margin9900 | €4,864 | €38,278 | €22,647 | -€24,522 | €59,126 | ▲ 341% |
| Operating profit (loss)9901 | €1,510 | €34,004 | €14,267 | -€30,019 | €52,598 | ▲ 275% |
| Financial income75/76B | €254 | - | €142 | €294 | €115 | ▼ 60.9% |
| Recurring financial income75 | €254 | - | €142 | €294 | €115 | ▼ 60.9% |
| Financial charges65/66B | €187 | €191 | €417 | €479 | €304 | ▼ 36.5% |
| Recurring financial charges65 | €187 | €191 | €417 | €479 | €304 | ▼ 36.5% |
| Profit (loss) for the period before taxes9903 | €1,578 | €33,813 | €13,992 | -€30,204 | €52,409 | ▲ 274% |
| Income taxes67/77 | - | €13,310 | €4,233 | €88 | €7,067 | ▲ 7,905% |
| Profit (loss) for the period9904 | €1,578 | €20,504 | €9,759 | -€30,292 | €45,342 | ▲ 250% |
| Profit (loss) for the period to be appropriated9905 | €1,578 | €20,504 | €9,759 | -€30,292 | €45,342 | ▲ 250% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €29,775 | €72,578 | €98,030 | €51,180 | €101,709 | ▲ 98.7% |
| Fixed assets21/28 | €3,787 | €4,698 | €11,991 | €7,487 | €9,435 | ▲ 26.0% |
| Tangible fixed assets22/27 | €3,619 | €4,530 | €11,822 | €7,318 | €9,266 | ▲ 26.6% |
| Plant, machinery and equipment23 | €3,619 | €4,530 | €11,822 | €7,318 | €9,266 | ▲ 26.6% |
| Financial fixed assets28 | €168 | €168 | €168 | €168 | €168 | = |
| Current assets29/58 | €25,988 | €67,879 | €86,039 | €43,693 | €92,275 | ▲ 111% |
| Amounts receivable within one year40/41 | €20,534 | €14,456 | €15,046 | €29,508 | €72,147 | ▲ 145% |
| Trade receivables40 | €15,765 | €10,074 | €10,500 | €28,797 | €55,216 | ▲ 91.7% |
| Other amounts receivable41 | €4,769 | €4,382 | €4,546 | €711 | €16,932 | ▲ 2,283% |
| Cash at bank and in hand54/58 | €3,434 | €50,865 | €67,053 | €6,278 | €18,535 | ▲ 195% |
| Deferred charges and accrued income490/1 | €2,019 | €2,559 | €3,940 | €7,907 | €1,592 | ▼ 79.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €29,775 | €72,578 | €98,030 | €51,180 | €101,709 | ▲ 98.7% |
| Equity10/15 | €24,715 | €57,621 | €67,380 | €37,088 | €82,430 | ▲ 122% |
| Contributions10/11 | €6,200 | €18,602 | €20,462 | €20,462 | €20,462 | = |
| Reserves13 | €1,860 | €1,860 | - | - | - | - |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Profit (loss) carried forward14 | €16,655 | €37,159 | €46,918 | €16,626 | €61,968 | ▲ 273% |
| Amounts payable17/49 | €5,060 | €14,957 | €30,650 | €14,092 | €19,279 | ▲ 36.8% |
| Amounts payable within one year42/48 | €5,060 | €14,945 | €30,650 | €14,092 | €19,279 | ▲ 36.8% |
| Trade debts44 | €1,977 | €4,782 | €15,624 | €7,814 | €8,941 | ▲ 14.4% |
| Suppliers440/4 | €1,977 | €4,782 | €15,624 | €7,814 | €8,941 | ▲ 14.4% |
| Taxes, remuneration and social security45 | €2,800 | €9,879 | €15,026 | €4,467 | €8,861 | ▲ 98.3% |
| Taxes450/3 | €2,800 | €9,879 | €15,026 | €4,467 | €7,061 | ▲ 58.0% |
| Remuneration and social security454/9 | - | - | - | - | €1,800 | - |
| Other amounts payable47/48 | €283 | €283 | - | €1,810 | €1,478 | ▼ 18.4% |
| Accrued charges and deferred income492/3 | - | €12 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,578 | €20,504 | €9,759 | -€30,292 | €45,342 | ▲ 250% |
| + Depreciation and write-downs630 | €629 | €3,797 | €7,466 | €4,336 | €5,610 | ▲ 29.4% |
| Operating cash flow (approximation) | €2,207 | €24,301 | €17,225 | -€25,957 | €50,952 | ▲ 296% |
| Investment in fixed assets (approximation) | - | -€4,708 | -€14,758 | €168 | -€7,558 | ▼ 4,593% |
| Change in cash | - | €47,431 | €16,188 | -€60,775 | €12,257 | ▲ 120% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €45,342
Net result €45,342 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet -€30,292
Net result drops to -€30,292, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
18-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 49 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
24-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 116 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 11.79
Current ratio from 4.12 to 11.79; short-term debt falls from €4,227 to €1,838.
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2018
Ground area
808 m²
Building footprint
279 m²
Volume, LiDAR
6,467 m³
Parcel 21803C0630/00H003, Brussels · tallest building 26.6 m, ±8 floors. Linked by address, not a title deed.
423
companies at this address
See who is registered here
1 establishment unit
Nova SCRL
since 20182.276.329.781
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21803C0630/00H003 | Brussels | 808 m² | 1 · 279 m² | 26.6 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,416. 6,236 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-05-2018
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
Contact
Phone
0484/606207Brussel
Scores and ratios are computed by Checked and are not a credit decision.