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NOUWE

Active
Private limited companyfounded 20251 yr activeSompenstraat 12, 3670 Oudsbergen, BelgiumKBO/BCE: BE 1026.256.535
Summary

NOUWE has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,431 and a net result of -€7,968. Its solvency ranks better than 81% of 11508 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2025
Axes
Profitability0
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.77; short-term debt: 20% and cash: 7.6% of total assets), and 20% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
80%
Return on assets
-26.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
1 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

NOUWE was incorporated on 31 July 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€24,431
Total assets
€30,522
Net result
-€7,968
Working capital
-€1,401

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €30,522
Fixed assets €25,833
Current assets €4,689
Equity and liabilities €30,522
Equity €24,431
Debt €6,090
Debt finances 20.0% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
-€1,388
Cash flow
-€1,401
Current ratio
0.77
Debt to equity
0.25
ROE
-32.6%
ROA
-26.1%
Interest coverage
-103.04
Debt ≤ 1 year
€6,090

Peer companies

Historical observation

Of the 584 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 93% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.4% went bankrupt
6.0% stopped otherwise
93% still going

For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 584 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€30,522
Fixed assets21/28€25,833
Tangible fixed assets22/27€25,833
Land and buildings22€2,834
Furniture and vehicles24€19,867
Other tangible fixed assets26€3,132
Current assets29/58€4,689
Amounts receivable within one year40/41€185
Other amounts receivable41€185
Cash at bank and in hand54/58€2,316
Deferred charges and accrued income490/1€2,188
Equity and liabilities
Total equity and liabilities10/49€30,522
Equity10/15€24,431
Contributions10/11€739
Reserves13€26,331
Tax-exempt reserves132€93
Distributable reserves133€26,238
Profit (loss) carried forward14-€2,639
Amounts payable17/49€6,090
Amounts payable within one year42/48€6,090
Trade debts44€2,090
Suppliers440/4€2,090
Other amounts payable47/48€4,000
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,567
Other operating charges640/8€447
Gross operating margin9900-€941
Operating profit (loss)9901-€7,955
Financial charges65/66B€13
Recurring financial charges65€13
Profit (loss) for the period before taxes9903-€7,968
Profit (loss) for the period9904-€7,968
Profit (loss) for the period to be appropriated9905-€7,968
Appropriation of the result
Profit (loss) to be appropriated9906-€2,639
Profit (loss) brought forward from the previous period14P€5,330

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,567
Other operating charges640/8€447
Gross operating margin9900-€941
Operating profit (loss)9901-€7,955
Financial charges65/66B€13
Recurring financial charges65€13
Profit (loss) for the period before taxes9903-€7,968
Profit (loss) for the period9904-€7,968
Profit (loss) for the period to be appropriated9905-€7,968
Line2025
Assets
Total assets20/58€30,522
Fixed assets21/28€25,833
Tangible fixed assets22/27€25,833
Land and buildings22€2,834
Furniture and vehicles24€19,867
Other tangible fixed assets26€3,132
Current assets29/58€4,689
Amounts receivable within one year40/41€185
Other amounts receivable41€185
Cash at bank and in hand54/58€2,316
Deferred charges and accrued income490/1€2,188
Equity and liabilities
Total equity and liabilities10/49€30,522
Equity10/15€24,431
Contributions10/11€739
Reserves13€26,331
Tax-exempt reserves132€93
Distributable reserves133€26,238
Profit (loss) carried forward14-€2,639
Amounts payable17/49€6,090
Amounts payable within one year42/48€6,090
Trade debts44€2,090
Suppliers440/4€2,090
Other amounts payable47/48€4,000
Line2025
Profit (loss) for the period9904-€7,968
+ Depreciation and write-downs630€6,567
Operating cash flow (approximation)-€1,401

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
2,276 m²
Building footprint
838 m²
Volume, LiDAR
5,302 m³
Parcel 72022B0343/00V002, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
NOUWE
Sompenstraat 12, 3670 OudsbergenScreed work
since 20252.376.733.986
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72022B0343/00V002 Flanders 2,276 m² 1 · 838 m² 8.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 805 companies in sector 46610 we hold annual accounts for 566. 165 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded31-07-2025
Fiscal year end31-12
Activities, NACEBEL 2025
46610Wholesale trade
43422Screed work
47812Retail trade
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
95400Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
E-invoicing
Reachable via Peppol
Peppol ID 0208:1026256535
Also 9925:BE1026256535
Registered 10-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.