NOURHAN
ActiveSummary
The computed 12-month bankruptcy probability of NOURHAN is 1.7% (moderate). The 2024 annual accounts show equity of €22k and a net result of €1k. Equity is growing by ~19.5% per year across the filed fiscal years. Its solvency ranks better than 78% of 6717 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74▼-2
Solvency92▲+18
Growth52=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.68 against 0.75 in 2023; short-term debt: 32.9% and cash: 34.1% of total assets), and 32.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
67.1%
Return on assets
4%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
29 d late
2022
30 d late
2021
24 d late
2020
4 d late
2019
92 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€2k▼ 88.1%
2018 · €14k
2018: €14k
2018 → 2019
EBIT margin
-975.7%▼ 977.8pp
2018 · 2.0%
2018: 2.0%
2018 → 2019
Net result
€1k▼ 47.1%
2023 · €3k
2018: €474
2019: €-16k
2020: €-86
2021: €15k
2022: €957
2023: €3k
2018 → 2024
Working capital
€7k
2023 · €-5k
2018: €7k
2019: €216
2020: €130
2021: €15k
2022: €-1k
2023: €-5k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€130-€15k▲ 11,444%€16k▲ 6.4%€21k▲ 30.6%€22k▲ 6.4%
Operating result€15k€1k▼ 91.1%€3k▲ 104%€1k▼ 46.4%
Net result€-86-€15k€957▼ 93.4%€3k▲ 163%€1k▼ 47.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 46% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €33k
Fixed assets
€15k ▼ 43.6%
Current assets
€18k ▲ 11.2%
Equity and liabilities €33k
Equity
€22k ▲ 6.4%
Debt
€11k ▼ 50.2%
Debt's share of the balance-sheet total falls from 51.1% to 32.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▲
2023 · €11k
Cash flow
€13k▲
2023 · €11k
Current ratio
1.68▲
2023 · 0.75
Debt to equity
0.49▼
2023 · 1.05
ROE
6.0%▼
2023 · 12.1%
ROA
4.0%▼
2023 · 5.9%
Interest coverage
57.34▼
2023 · 62.67
Debt ≤ 1 year
€11k▼
2023 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet
Code20232024
Assets
Total assets20/58€43k€33k▼
Fixed assets21/28€26k€15k▼
Tangible fixed assets22/27€26k€15k▼
Furniture and vehicles24€26k€15k▼
Financial fixed assets28€78€78=
Current assets29/58€16k€18k▲
Amounts receivable within one year40/41€14k€7k▼
Trade receivables40€13k€4k▼
Other amounts receivable41€418€3k▲
Cash at bank and in hand54/58€3k€11k▲
Equity and liabilities
Total equity and liabilities10/49€43k€33k▼
Equity10/15€21k€22k▲
Contributions10/11€19k€19k=
Reserves13€24€24=
Non-distributable reserves130/1€24€24=
Reserves not available under the articles1311€24€24=
Profit (loss) carried forward14€2k€3k▲
Amounts payable17/49€22k€11k▼
Amounts payable within one year42/48€22k€11k▼
Trade debts44€12k€11k▼
Suppliers440/4€12k€11k▼
Taxes, remuneration and social security45€4k€196▼
Taxes450/3€196€196=
Remuneration and social security454/9€4k-
Other amounts payable47/48€6k-
Income statement
Code20232024
Non-recurring operating income76A€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€11k▲
Other operating charges640/8€1k€63▼
Gross operating margin9900€12k€13k▲
Operating profit (loss)9901€3k€1k▼
Financial income75/76B-€112
Recurring financial income75-€112
Financial charges65/66B€178€225▲
Recurring financial charges65€178€225▲
Profit (loss) for the period before taxes9903€3k€1k▼
Profit (loss) for the period9904€3k€1k▼
Profit (loss) for the period to be appropriated9905€3k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€3k▲
Profit (loss) brought forward from the previous period14P€-544€2k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 1.68
Current ratio from 0.75 to 1.68; short-term debt falls from €22k to €11k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
31-12
Financial
Liquidity times 9current ratio 13.24
Current ratio from 1.53 to 13.24.
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial
Weakest financial yearnet €-16k ▼3574%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lt. Graffplein 151780 WemmelGround area
344 m²
Building footprint
225 m²
Volume, LiDAR
2,659 m³
2 parcels, Brussels, Flanders · tallest building 17.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
NOURHAN
since 20212.316.586.860
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21010B0251/00N007 | Brussels | 197 m² | 1 · 81 m² | 17.0 m · 5 fl. |
| 22662B0387/00R004 | Flanders | 147 m² | 1 · 144 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ILY GROUP
BE 0744.690.279
Puurs-Sint-Amands · Eq €22,123
AMALIA
BE 0427.754.954
Brussel · Eq €22,115
MEDI-TAX
BE 0845.247.211
Ganshoren · Eq €22,178
HUSSEIN MH
BE 1001.121.261
Dilbeek · Eq €22,085
MANTA
BE 0452.703.057
Vilvoorde · Eq €22,215
Of 6,686 companies in sector 49330 we hold annual accounts for 2,295. 1,993 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2018
Fiscal year end31-12
Activities, NACEBEL 2025
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.