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NOUR EXPORT

Active Private limited companyfounded 2000active for 26 yearsDrève de Wisbecq 3/b, 1430 RebecqKBO/BCE: BE 0472.237.273

Lifetime

20 annual accounts with figures on one time axis, 23 filings since 2003
peak €292,887 (2006)
€206,622▲ 160%
lowest -€16,281 (2024)
€24,679▲ €40,959
peak €24,758 (2025)
€24,758▲ 312×
€92,379▲ 19.6%
peak 1 FTE (2006)
-not published
Board3 names since 2025
3 directorsACHOUR Mohamed and 2 others
Documentsfilings and deeds
01-10-202662 days late
2025abbreviated format
Turnover from €79,533 to €206,622Gross margin from -€6,506 to €32,525Back to profit: €24,6792 directors appointed 27-06Appointment: ACHOUR Mohamed (manager and partner) 12-06Equity from €79 to €24,758

Key points

from the 2025 annual accounts

Turnover

€206,622 ▲ 160%
€79,5002024€207,0002025

Turnover rose in 2025: different schema filed.

Debts

€92,379 79% of the balance sheet
Suppliers 25%Taxes and wages 4%Other 72%

Investments

€10,000 3.0 × depreciation
202120222025

Green is investment, beige is depreciation.

Payment terms

70 days to suppliers
Suppliers
31 to 70
Customers
16 to 38

NOUR EXPORT pays its suppliers 39 days later than in 2024. Customers pay 22 days later.

Filings

23 annual accounts 62 days
AprilJune31 JulyOctober20102020

Latest accounts filed late: after the legal deadline.

Position in the sector

€24,758

Less equity than 83% of companies in wholesale trade. Sector median €360,959 · 9,897 companies.

Checked score

85
Excellent
Financially stronger than 70% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.6%▲ +0.1 percentage points vs 03-2025 05-2025: 0.5%▼ -0.1 percentage points vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.8%▲ +0.3 percentage points vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.7%▼ -0.1 percentage points vs 05-2026 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026 08-2026: 1.0%▲ +0.2 percentage points vs 07-2026 09-2026: 1.2%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 0.5%▼ -0.7 percentage points vs 09-2026lowest value 11-2026: 0.5%● unchanged vs 10-2026lowest value

Financial strength
Strong

46+21equity 21.1% of total assets
57+7short-term debt 78.9% · cash 48.9%
90+90return on assets 21.1%

Score breakdown

raises risk
Last filed accounts filed 62 days late; 1 of the last 3 accounts late
Size: turnover €206,622, total assets €117,137
lowers risk
Founded in 2000
Liquidity: current ratio 1.02, cash €57,303
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 32% of them on solvency, 63% on liquidity, 85% on profitability and 98% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 3,818 companies had the same profile as NOUR EXPORT has now. Each dot stands for 10 companies, two years later.

95.0%
were still trading
3.7%
stopped another way
1.0%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of NOUR EXPORT itself: 0.5% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,818 companies, not a prediction for NOUR EXPORT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €2,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.02 (0.79 in 2024), below the usual 1.5. Short-term debt is 78.9% and cash 48.9% of total assets. 78.9% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 62 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 2000
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: turnover €206,622, total assets €117,137
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.02, cash €57,303
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €24,758
raises risk · 2025 accounts filed 62 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-10-2026, 62 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
62 days late
2024
28 days late
2023
1 day early
2022
38 days late
2021
31 days late
2020
31 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 40 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

AM
Director
AM
Director
  • ACHOUR Nour Aldin associé non actifdeed of 12-06-2025
  • ACHOUR Mohamed manager and partnerdeed of 12-06-2025
  • ACHOUR Ahmed 187 sharesdeed of 12-06-2025
and 1 other shareholderBoard & ownership

Recent changes

Resignation: ROBERT Alban (statutory director) Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0472237273
2 directors appointed Change of role: ACHOUR Majed, from manager to director · Appointments: ROBERT Alban (statutory director) and ACHOUR Mohamed · “extension aux activités de restauration et activités y liées” (deed in French) · General meeting of 17-06-2025 · Gazette deed
Appointment: ACHOUR Mohamed (manager and partner) Transfer of 187 shares from ACHOUR Ahmed to ACHOUR Nour Aldin · Transfer of 1 share from ACHOUR Ahmed to ACHOUR Majed · Partner: ACHOUR Nour Aldin (associé non actif) · General meeting of 19-05-2025 · Gazette deed
All 39 events

Comparable companies

same main activity, similar in size and age
Company
NOUR EXPORT Rebecq €206,622 13.6% 21.1% -
ESSEK Braine-l'Alleud - - 52.9% -
SOCASTAR Chaumont-Gistoux €104,531 1.0% 82.3% -
SOCIETE COMMERCIALE MULTIPLE Villers-la-Ville - - 62.2% -
INFINITY COLOR Leuven - - 93.6% -
MAZARA ROBERTINO Ghent - - 44.2% -
B-FASHION Duffel - - 84.9% -
-10%0%10%20%€100,000€1m€10m€100m€1bn€10bnNOUR EXPORTEBIT margin

Grey: the largest companies of the sector (wholesale trade (NACE 46)), without their names. Blue: the sector peers from the table.

These companies have the same main activity as NOUR EXPORT: agents in the wholesale of textiles, clothing, fur, footwear and leather goods (NACE 46160). They are comparable in size and age: total assets between €99,600 and €152,000, founded between 1995 and 2005.

Official details

Source: KBO
Status
Active since 30-06-2000Normal situation
Activity
Agents in the wholesale of textiles, clothing, fur, footwear and leather goodsNACE 46160and 2 others
Establishment unit
2.093.990.6661430 Rebecq, since 19-09-2000
Financial year end
31 December
Peppol
Reachable since 13-01-2026
Company details

Annual accounts 2025

€117,137▲ 51.5%
Filing
Filed on 01-10-2026
Financials

Insights on NOUR EXPORT

NOUR EXPORT has existed since 2000. The present size dates from 2025. Turnover rose that year from €79,533 to €206,622. The accounts now follow the abbreviated format, last year the micro format.

Solvency rose in 2025 from 0.1% to 21.1% because of the retained profit.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about NOUR EXPORT

What is the company number of NOUR EXPORT?
The company number of NOUR EXPORT is 0472.237.273. The VAT number is the same number with BE in front: BE 0472.237.273.
Where is NOUR EXPORT based?
The registered office is at Drève de Wisbecq 3/b, 1430 Rebecq.Company details
What does NOUR EXPORT do?
According to the KBO register, the main activity is agents in the wholesale of textiles, clothing, fur, footwear and leather goods (NACE 46160).
What is the legal form of NOUR EXPORT?
NOUR EXPORT is a private limited company (BV).
When was NOUR EXPORT founded?
NOUR EXPORT was founded on 30-06-2000.
Is NOUR EXPORT still active?
Yes, NOUR EXPORT is an active enterprise in the KBO register.
What is the turnover of NOUR EXPORT?
The turnover of NOUR EXPORT was €206,622 in financial year 2025, according to the filed annual accounts.Financials
Is NOUR EXPORT profitable?
In financial year 2025, NOUR EXPORT made a profit of €24,679.
Where can I find the annual accounts of NOUR EXPORT?
NOUR EXPORT filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of NOUR EXPORT due?
NOUR EXPORT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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