NOUR
Open bankruptcyA bankruptcy procedure is open for NOUR according to publications in the Belgian State Gazette. The 2020 annual accounts show equity of €35k and a net result of €21k.
Checked score
Score 2020
Axes · tick = 2019
Profitability100▲+100
Solvency100▲+20
Growth78▲+20
Stability0
Credit verdict
No credit on open account
Liquidity ample (current ratio 2.09 against 1.67 in 2019), and 47.7% of the assets are financed with debt.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 27-08-2021, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
27 d late
2019
12 d late
← before the deadline
after the deadline →
Financials · fiscal year 2020, micro schema
Equity
€35k▲ 151%
2019 · €14k
2018: €20k
2019: €14k
2018 → 2020
Total assets
€68k▲ 94.3%
2019 · €35k
2018: €33k
2019: €35k
2018 → 2020
Net result
€21k
2019 · €-14k
2018: €-14k
2019: €-14k
2018 → 2020
Working capital
€35k▲ 153%
2019 · €14k
2018: €20k
2019: €14k
2018 → 2020
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line201820192020Trend
Equity€20k-€14k▼ 31.0%€35k▲ 151%
Operating result€-14k-€-14k▼ 0.6%€20k
Net result€-14k-€-14k▲ 0.9%€21k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2020: €20k after a loss of €14k in 2019, the highest year so far.
Balance-sheet composition
2020 in colour, 2019 as the grey bar beneath
Assets €68k
Fixed assets
€150=
Current assets
€68k▲ 94.7%
Equity and liabilities €68k
Equity
€35k▲ 151%
Debt
€32k▲ 55.6%
The debt ratio falls from 59.5% to 47.7%: equity grows faster than debt.
Key figures and ratios
Solvency
52.3%▲
2019 · 40.5%
Current ratio
2.09▲
2019 · 1.67
Quick ratio
1.87▲
2019 · 1.25
ROE
60.2%▲
2019 · -101.6%
ROA
31.5%▲
2019 · -41.1%
Debt
€32k▲
2019 · €21k
Debt ≤ 1 year
€32k▲
2019 · €21k
Income taxes
€117▼
2019 · €124
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2020 against 2019
Balance sheet
Code20192020
Assets
Total assets20/58€35k€68k▲
Fixed assets21/28€150€150=
Financial fixed assets28€150€150=
Current assets29/58€35k€68k▲
Stocks and contracts in progress3€9k€7k▼
Amounts receivable within one year40/41€18k€60k▲
Cash at bank and in hand54/58€7k€522▼
Equity and liabilities
Total equity and liabilities10/49€35k€68k▲
Equity10/15€14k€35k▲
Contributions10/11€19k-
Reserves13€2k€2k=
Profit (loss) carried forward14€-6k€15k▲
Amounts payable17/49€21k€32k▲
Amounts payable within one year42/48€21k€32k▲
Trade debts44€21k€30k▲
Income statement
Code20192020
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Gross operating margin9900€-12k€21k▲
Operating profit (loss)9901€-14k€20k▲
Recurring financial income75€0€2k▲
Recurring financial charges65€559€522▼
Profit (loss) for the period before taxes9903€-14k€21k▲
Income taxes67/77€124€117▼
Profit (loss) for the period9904€-14k€21k▲
Profit (loss) for the period to be appropriated9905€-14k€21k▲
Timeline · acts, filings and financial milestones
2024
13-06
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · NOUR BVBA STUIVENBERG- STRAAT 15, 2060 ANTWERPEN 6 · event 06-06-2024
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €21k
Net result €21k after 2 loss-making years.
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
01-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
16-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
08-06
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
2014
12-06
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema
2013
17-09
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema · 48 days late
2012
31-08
NBB filing
Annual accounts filed
fiscal year 2011 · abbreviated schema · 31 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2008
Ground area
272 m²
Building footprint
271 m²
Volume, LiDAR
2,032 m³
2 parcels, Flanders · tallest building 12.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
NOUR
since 20082.173.902.434
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11805E0460/00H007 | Flanders | 154 m² | 1 · 154 m² | 12.4 m · 2 fl. |
| 24502C0412/00K000 | Flanders | 118 m² | 1 · 117 m² | 12.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | STEFANIE HENS BRITSELEI 76, 2000 06 ANTWERPEN- |
06-06-2024 → present |
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Of 2,322 companies in sector 47621 we hold annual accounts for 1,237. 1,051 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-10-2008
Fiscal year end31-12
Activities, NACEBEL
47620Retail trade
47621Retail sale of newspapers and periodicals
47260Retail trade
47640Retail sale of games and toys
47650Retail trade
47784Retail sale of souvenirs and religious articles
47786Retail trade
47789Other retail sale of new goods
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.