NOUBY

Active

Private limited companyfounded 20196 yrs activeBergense Steenweg 934-940, 1070 Anderlecht, BelgiumKBO/BCE: BE 0738.695.778

Summary

NOUBY has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €232,150 and a net result of €53,681. Equity is growing by ~27.8% per year across the filed fiscal years. Its solvency ranks better than 72% of 19338 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

NOUBYActiveChecked score 96/100

Risk analysis Report Compare

Activity

General medical practice

NACE 86210

1 site

Size

€283,369total assets 2025

Staff: 3 FTE
Equity: €232,150
Profit: €53,681

Turnover not published (abridged schema)

Financial health

96 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 2 d early0 of 2 deeds read

Why 96+ Sector Human health activities (NACE 86)+ Liquidity: current ratio 1.57, cash €66,746+ Figures for FY 2025 (filed 28-04-2026)+ Equity €232,150 (81.9% of total assets)Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Better than 65% of its sector peers (NACE 86, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100+7

equity 81.9% of total assets

Liquidity 75+14

short-term debt 17.7% · cash 23.6%

Profitability 92+20

return on assets 18.9%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (23,748 companies)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%▲ +8.8% vs 11-2024 01-2025: < 0.1%▲ +5.4% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%▲ +2.6% vs 02-2025 04-2025: < 0.1%▲ +7.5% vs 03-2025 05-2025: < 0.1%▲ +4.7% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%● 0.0% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%▲ +6.7% vs 11-2025 01-2026: 0.1%▲ +6.3% vs 12-2025 02-2026: < 0.1%▼ -2.0% vs 01-2026 03-2026: < 0.1%▼ -2.0% vs 02-2026 04-2026: 0.1%▲ +22.4% vs 03-2026highest value 05-2026: < 0.1%▼ -55.0% vs 04-2026lowest value 06-2026: < 0.1%● 0.0% vs 05-2026lowest value 07-2026: < 0.1%● 0.0% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value

Sector Human health activities (NACE 86) lowers the probability
Liquidity: current ratio 1.57, cash €66,746 lowers the probability
Figures for FY 2025 (filed 28-04-2026) lowers the probability
Equity €232,150 (81.9% of total assets) lowers the probability

Credit up to €22,000 at 30 days acceptable

Liquidity ample (current ratio 1.57 against 1.66 in 2024; short-term debt: 17.7% and cash: 23.6% of total assets), and 18.1% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 82%, liquidity 56%, profitability 50%, growth against the median 72%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk○neutral

Sector Human health activities (NACE 86)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 1.57, cash €66,746

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Figures for FY 2025 (filed 28-04-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Equity €232,150 (81.9% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

2 d early

2024

1 d early

2023

30 d late

2022

26 d late

2021

30 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 17 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 26 May (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

30-09-2026 close03-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage