Notaris Benoit LEVECQ
ActiveNotaris Benoit LEVECQ has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.03M and a net result of €84k. Equity is shrinking by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 12632 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +34 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▲+41
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 26.11 against 59.15 in 2024), and 3.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.4%
Return on assets
7.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
29 d early
2023
4 d early
2022
2 d early
2021
4 d early
2020
2 d early
2019
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.03M▲ 8.9%
2024 · €941k
2018: €917k
2019: €1.73M
2020: €1.35M
2021: €1.23M
2022: €1.17M
2023: €953k
2024: €941k
2018 → 2025
Total assets
€1.06M▲ 11.1%
2024 · €956k
2018: €4.43M
2019: €2.11M
2020: €1.70M
2021: €1.28M
2022: €1.19M
2023: €1.06M
2024: €956k
2018 → 2025
Net result
€84k
2024 · €-12k
2018: €89k
2019: €811k
2020: €-148k
2021: €-124k
2022: €-62k
2023: €-127k
2024: €-12k
2018 → 2025
Working capital
€947k▲ 5.8%
2024 · €895k
2018: €808k
2019: €1.69M
2020: €1.33M
2021: €1.20M
2022: €1.09M
2023: €888k
2024: €895k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.23M-€1.17M▼ 5.1%€953k▼ 18.4%€941k▼ 1.3%€1.03M▲ 8.9%
Operating result€-129k-€-81k▲ 36.9%€-130k▼ 59.7%€-17k▲ 86.7%€97k
Net result€-124k-€-62k▲ 49.6%€-127k▼ 104%€-12k▲ 90.3%€84k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €97k after a loss of €17k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.06M
Fixed assets
€79k▲ 69.2%
Current assets
€984k▲ 8.2%
Equity and liabilities €1.06M
Equity
€1.03M▲ 8.9%
Debt
€38k▲ 147%
The debt ratio rises from 1.6% to 3.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€103k▲
2024 · €1k
Cash flow
€90k▲
2024 · €6k
Solvency
96.4%▼
2024 · 98.4%
Current ratio
26.11▼
2024 · 59.15
Quick ratio
26.11▼
2024 · 59.15
Debt / equity
0.04▲
2024 · 0.02
ROE
8.2%▲
2024 · -1.3%
ROA
7.9%▲
2024 · -1.3%
Interest coverage
83.08▲
2024 · 1.24
Debt
€38k▲
2024 · €15k
Debt ≤ 1 year
€38k▲
2024 · €15k
Income taxes
€217▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€956k€1.06M▲
Fixed assets21/28€47k€79k▲
Tangible fixed assets22/27€46k€78k▲
Furniture and vehicles24€46k€78k▲
Financial fixed assets28€248€248=
Current assets29/58€910k€984k▲
Amounts receivable within one year40/41€4k€3k▼
Trade receivables40€458-
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€904k€979k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€956k€1.06M▲
Equity10/15€941k€1.03M▲
Contributions10/11€43k€43k=
Reserves13€565k€565k=
Distributable reserves133€565k€565k=
Profit (loss) carried forward14€333k€417k▲
Amounts payable17/49€15k€38k▲
Amounts payable within one year42/48€15k€38k▲
Trade debts44€7k€13k▲
Suppliers440/4€7k€13k▲
Taxes, remuneration and social security45€9k€24k▲
Taxes450/3€9k€24k▲
Accrued charges and deferred income492/3-€236
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€6k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€3k€105k▲
Operating profit (loss)9901€-17k€97k▲
Financial income75/76B€11k-
Recurring financial income75€11k-
Financial charges65/66B€1k€13k▲
Recurring financial charges65€1k€1k▲
Non-recurring financial charges66B-€12k
Profit (loss) for the period before taxes9903€-8k€84k▲
Income taxes67/77€5k€217▼
Profit (loss) for the period9904€-12k€84k▲
Profit (loss) for the period to be appropriated9905€-12k€84k▲
Appropriation of the result
Profit (loss) to be appropriated9906€333k€417k▲
Profit (loss) brought forward from the previous period14P€345k€333k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €84k
Net result €84k after 5 loss-making years.
31-12
Financial
Equity above €1MEq €1.03M ▲8.9%
Equity rises from €941k to €1.03M.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 6current ratio 59.15
Current ratio from 9.57 to 59.15; short-term debt falls from €104k to €15k.
27-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 68.49
Current ratio from 27.53 to 68.49; short-term debt falls from €45k to €16k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 6current ratio 27.53
Current ratio from 4.82 to 27.53; short-term debt falls from €347k to €45k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-148k ▼118%
Net result drops to €-148k, the lowest in the series; recovery starts the following year.
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 13 days late
2019
31-12
Financial
Highest result since 2018net €811k ▲815%
Operating result €1.23M, net result €811k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 5.46
Current ratio from 1.23 to 5.46; short-term debt falls from €3.51M to €379k.
31-12
Financial
Equity above €1MEq €1.73M ▲88.5%
2 profitable years in a row build equity to €1.73M.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Truidersteenweg 233540 Herk-de-StadGround area
1,427 m²
Building footprint
281 m²
Volume, LiDAR
2,057 m³
Parcel 71024A0467/00M003, Flanders · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Sint-Truidersteenweg 23, 3540 Herk-de-Stad
since 20052.190.914.848
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71024A0467/00M003 | Flanders | 1,427 m² | 1 · 281 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,253 companies in sector 69102 we hold annual accounts for 1,750. 1,182 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2005
Fiscal year end31-12
Activities, NACEBEL
69102Activities of notaries
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.