Notacampina
ActiveNotacampina has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88k and a net result of €130k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 24% of 3263 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+15
Solvency40▼-12
Growth58▲+6
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.98 against 1.2 in 2024; short-term debt: 83.7% and cash: 54.6% of total assets), and 85.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.9%
Return on assets
22.1%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 3263 sector peers (2025).
NBB · sector comparisonPosition among 3263 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-01-2026, 9 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
9 d early
2024
24 d early
2023
58 d early
2022
45 d early
2021
42 d early
2020
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€88k▼ 52.0%
2024 · €183k
2020: €136k
2021: €143k
2022: €171k
2023: €174k
2024: €183k
2020 → 2025
Total assets
€587k▼ 12.3%
2024 · €669k
2020: €4.35M
2021: €4.07M
2022: €3.66M
2023: €4.51M
2024: €669k
2020 → 2025
Net result
€130k▲ 101%
2024 · €65k
2020: €116k
2021: €107k
2022: €88k
2023: €43k
2024: €65k
2020 → 2025
Working capital
€-10k
2024 · €77k
2020: €33k
2021: €21k
2022: €51k
2023: €58k
2024: €77k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€143k-€171k▲ 19.5%€174k▲ 1.7%€183k▲ 5.2%€88k▼ 52.0%
Operating result€116k-€105k▼ 9.6%€58k▼ 44.5%€80k▲ 37.4%€144k▲ 80.9%
Net result€107k-€88k▼ 18.1%€43k▼ 51.1%€65k▲ 50.4%€130k▲ 101%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 81% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €587k
Fixed assets
€106k▼ 49.1%
Current assets
€481k▲ 4.3%
Equity and liabilities €587k
Equity
€88k▼ 52.0%
Debt
€499k▲ 2.6%
The debt ratio rises from 72.7% to 85.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€249k▲
2024 · €186k
Cash flow
€234k▲
2024 · €170k
Solvency
14.9%▼
2024 · 27.3%
Current ratio
0.98▼
2024 · 1.20
Quick ratio
0.98▼
2024 · 1.20
Debt / equity
5.70▲
2024 · 2.66
ROE
148.3%▲
2024 · 35.3%
ROA
22.1%▲
2024 · 9.6%
Interest coverage
74.80▲
2024 · 52.77
Debt
€499k▲
2024 · €487k
Debt ≤ 1 year
€491k▲
2024 · €384k
Debt > 1 year
€8k▼
2024 · €102k
Income taxes
€25k▲
2024 · €15k
Staff costs
€555k▲
2024 · €540k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€669k€587k▼
Fixed assets21/28€208k€106k▼
Intangible fixed assets21€185k€93k▼
Tangible fixed assets22/27€22k€13k▼
Plant, machinery and equipment23€18k€9k▼
Furniture and vehicles24€4k€4k▼
Financial fixed assets28€400€400=
Current assets29/58€461k€481k▲
Amounts receivable within one year40/41€147k€149k▲
Trade receivables40€145k€148k▲
Other amounts receivable41€3k€1k▼
Cash at bank and in hand54/58€301k€321k▲
Deferred charges and accrued income490/1€12k€11k▼
Equity and liabilities
Total equity and liabilities10/49€669k€587k▼
Equity10/15€183k€88k▼
Contributions10/11€20k€20k=
Reserves13€100k-
Distributable reserves133€100k-
Profit (loss) carried forward14€63k€68k▲
Amounts payable17/49€487k€499k▲
Amounts payable after more than one year17€102k€8k▼
Financial debts170/4€102k€8k▼
Amounts payable within one year42/48€384k€491k▲
Current portion of amounts payable after more than one year42€94k€94k▲
Trade debts44€37k€22k▼
Suppliers440/4€37k€22k▼
Taxes, remuneration and social security45€124k€119k▼
Taxes450/3€60k€71k▲
Remuneration and social security454/9€64k€49k▼
Other amounts payable47/48€129k€256k▲
Accrued charges and deferred income492/3€37-
Income statement
Code20242025
Remuneration, social security and pensions62€540k€555k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€106k€105k▼
Other operating charges640/8€22k€28k▲
Gross operating margin9900€748k€832k▲
Operating profit (loss)9901€80k€144k▲
Financial income75/76B€3k€14k▲
Recurring financial income75€3k€14k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€80k€155k▲
Income taxes67/77€15k€25k▲
Profit (loss) for the period9904€65k€130k▲
Profit (loss) for the period to be appropriated9905€65k€130k▲
Appropriation of the result
Profit (loss) to be appropriated9906€118k€193k▲
Profit (loss) brought forward from the previous period14P€54k€63k▲
Transfer from equity791/2-€100k
Profit to be distributed694/7€56k€225k▲
Return on contributions (dividend)694€36k€175k▲
Directors or managers695€20k€50k▲
Social balance
Average headcount (FTE)90877.06.8▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Highest result since 2020net €130k ▲101%
Net result €130k, the highest in the series.
07-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
04-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Weakest financial yearnet €43k ▼51.1%
Net result drops to €43k, the lowest in the series; recovery starts the following year.
2022
17-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial
Equity above €150kEq €171k ▲19.5%
3 profitable years in a row build equity to €171k.
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Markt 262490 BalenGround area
277 m²
Building footprint
214 m²
Volume, LiDAR
971 m³
Parcel 13003A0948/00F002, Flanders · tallest building 11.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Michel Lesseliers - Sara Van Hove, geassocieerde notarissen
since 20192.289.517.724
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13003A0948/00F002 | Flanders | 277 m² | 1 · 213 m² | 11.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 4,083 EUR awarded · 4,067 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 906 EUR | 810 EUR |
| 2024 | 1 | 1,370 EUR | 1,370 EUR |
| 2023 | 2 | 1,393 EUR | 1,710 EUR |
| 2022 | 1 | 414 EUR | 177 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
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Of 2,258 companies in sector 69102 we hold annual accounts for 1,754. 1,287 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2019
Fiscal year end30-06
Activities, NACEBEL
69102Activities of notaries
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.