Financials
- Fiscal year
- 2025
- Total assets
- €345,394
- Profit
- €37,746
- Solvency
- 92.0%
Total assets▼ 12.5%
Net result
20182025
NOSTA
ActiveSummary
NOSTA has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €317,790 and a net result of €37,746. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 11293 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
What they do
Retail sale of watches and jewellery
NACE 47770NACE 52484
1 site
How big
€345,394total assets 2025
- Equity
- €317,790
- Profit
- €37,746
Turnover not published (abridged schema)
Who decides
Accounts filed 25 d late
Why 96- Sector Retail trade (NACE 47)+ Liquidity: current ratio 13.07, cash €275,900+ Equity €317,790 (92.0% of total assets)+ Founded in 1995Show the evidence
Checked score
Score 2025
96
/ 100
Excellent
Probability in this band: under 0.55%
Better than 72% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 92.0% of total assets
Liquidity
100=
short-term debt 7.3% · cash 79.9%
Profitability
82+1
return on assets 10.9%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Liquidity: current ratio 13.07, cash €275,900 lowers the probability
- Equity €317,790 (92.0% of total assets) lowers the probability
- Founded in 1995 lowers the probability for this profile
- Sector Retail trade (NACE 47) raises the probability
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 13.07 against 58.05 in 2024; short-term debt: 7.3% and cash: 79.9% of total assets), and 8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 92%, liquidity 99%, profitability 75%, growth against the median 21%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
34 d early
2023
35 d early
2022
31 d early
2021
29 d late
2020
19 d early
2019
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 56 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · micro…
- Liquidity triplescurrent ratio 58.05
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 25-08-2026Annual accounts filed
- 27-06-2025Annual accounts filed
- 31-12-2024Liquidity triples
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of watches and jewelleryNACE 47770
- Founded
- 21-08-1995
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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