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Nosi

Active
Private limited companyfounded 20242 yrs activeGavergrachtstraat 93, 9031 Gent, BelgiumKBO/BCE: BE 1010.625.479
Summary

The computed 12-month bankruptcy probability of Nosi is 3.8% (moderate). The 2025 annual accounts show equity of €40,257 and a net result of €35,257. Its solvency ranks better than 32% of 13874 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

What they do
Full-service restaurants
NACE 56111Full-service restaurants NACE 56101
1 site
How big
€430,503total assets 2025
Staff
4.3 FTE
Equity
€40,257
Profit
€35,257
Turnover not published (abridged schema)
Financially healthy?
45 Fair Checked score 2025
Bankruptcy chance 12 m
3.8%
Who decides
Board
1 member
Accounts 31 d early1 of 2 deeds read
Why 45- Higher-failure-rate sector- Young company+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence

Checked score

Score 2025
Axes
Profitability63
Solvency34
Growth-
Track record67
Bankruptcy probability, 12 months
3.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.41; short-term debt: 62.3% and cash: 18.2% of total assets), and 90.6% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
9.4%
Return on assets
8.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
31 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Appointment: Helena Schelstraete (director)State Gazette act
  2. Annual accounts filedfiscal year 2025 · micro…

Financials

Fiscal year 2025Total assets €430,503Profit €35,257Solvency 9.4%Liquidity 0.41
Total assets
€430,503
2025
Net result
€35,257
2025
Equity
€40,257
2025
Staff (FTE)
4.3
2025

Financials · fiscal year 2025, micro schema

Trend over the years1 fiscal year

Turnover and EBIT margin not published: the micro schema does not require them.

Result and balance sheet2025
Balance-sheet composition
Assets €430,503
Fixed assets €321,423
Current assets €109,080
Equity and liabilities €430,503
Equity €40,257
Debt €390,246
Debt finances 90.6% of the balance-sheet total.
Key figures and ratios2025
Key figures and ratios
2025 value
EBITDA
€111,560
Cash flow
€81,066
Current ratio
0.41
Quick ratio
0.31
Debt to equity
9.69
ROE
87.6%
ROA
8.2%
Interest coverage
4.13
Debt ≤ 1 year
€268,385
Debt > 1 year
€109,906
Income taxes
€3,513
Staff costs
€184,972

Peer companies

Historical observation

Of the 2,157 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
3.0% went bankrupt
2.8% stopped otherwise
94% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,157 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 45 lines
Balance sheet Code2025
Assets
Total assets20/58€430,503
Fixed assets21/28€321,423
Tangible fixed assets22/27€321,173
Land and buildings22€227,975
Plant, machinery and equipment23€11,630
Furniture and vehicles24€81,568
Financial fixed assets28€250
Current assets29/58€109,080
Stocks and contracts in progress3€25,796
Stocks30/36€25,796
Amounts receivable within one year40/41€4,635
Trade receivables40€3,668
Other amounts receivable41€967
Cash at bank and in hand54/58€78,517
Deferred charges and accrued income490/1€132
Equity and liabilities
Total equity and liabilities10/49€430,503
Equity10/15€40,257
Contributions10/11€5,000
Profit (loss) carried forward14€35,257
Amounts payable17/49€390,246
Amounts payable after more than one year17€109,906
Financial debts170/4€109,906
Amounts payable within one year42/48€268,385
Current portion of amounts payable after more than one year42€154,152
Trade debts44€67,420
Suppliers440/4€67,420
Taxes, remuneration and social security45€32,969
Taxes450/3€17,408
Remuneration and social security454/9€15,561
Other amounts payable47/48€13,845
Accrued charges and deferred income492/3€11,955
Income statement Code2025
Remuneration, social security and pensions62€184,972
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45,809
Other operating charges640/8€2,246
Gross operating margin9900€298,778
Operating profit (loss)9901€65,750
Financial income75/76B€60
Recurring financial income75€60
Financial charges65/66B€27,041
Recurring financial charges65€27,041
Profit (loss) for the period before taxes9903€38,770
Income taxes67/77€3,513
Profit (loss) for the period9904€35,257
Profit (loss) for the period to be appropriated9905€35,257
Appropriation of the result
Profit (loss) to be appropriated9906€35,257

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€184,972
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45,809
Other operating charges640/8€2,246
Gross operating margin9900€298,778
Operating profit (loss)9901€65,750
Financial income75/76B€60
Recurring financial income75€60
Financial charges65/66B€27,041
Recurring financial charges65€27,041
Profit (loss) for the period before taxes9903€38,770
Income taxes67/77€3,513
Profit (loss) for the period9904€35,257
Profit (loss) for the period to be appropriated9905€35,257
Line2025
Assets
Total assets20/58€430,503
Fixed assets21/28€321,423
Tangible fixed assets22/27€321,173
Land and buildings22€227,975
Plant, machinery and equipment23€11,630
Furniture and vehicles24€81,568
Financial fixed assets28€250
Current assets29/58€109,080
Stocks and contracts in progress3€25,796
Stocks30/36€25,796
Amounts receivable within one year40/41€4,635
Trade receivables40€3,668
Other amounts receivable41€967
Cash at bank and in hand54/58€78,517
Deferred charges and accrued income490/1€132
Equity and liabilities
Total equity and liabilities10/49€430,503
Equity10/15€40,257
Contributions10/11€5,000
Profit (loss) carried forward14€35,257
Amounts payable17/49€390,246
Amounts payable after more than one year17€109,906
Financial debts170/4€109,906
Amounts payable within one year42/48€268,385
Current portion of amounts payable after more than one year42€154,152
Trade debts44€67,420
Suppliers440/4€67,420
Taxes, remuneration and social security45€32,969
Taxes450/3€17,408
Remuneration and social security454/9€15,561
Other amounts payable47/48€13,845
Accrued charges and deferred income492/3€11,955
Line2025
Profit (loss) for the period9904€35,257
+ Depreciation and write-downs630€45,809
Operating cash flow (approximation)€81,066

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Similar companies · same sector, comparable size

Of 20,500 companies in this sector we hold annual accounts for 11,468. 9,725 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Board & ownership

1 director

Directors

Directors
1 director, last change in 2026
Helena Schelstraete
Director · since 01-07-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.

Mandate history

1 person since 2026, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Helena Schelstraete
  • Director, from 01-07-2026 to date
See the board, name and seat on a given date →

Structure & network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

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Timeline

2 eventsLatest 03-07-2026

History

Nosi was incorporated on 21 June 2024 as a Private limited company.1 Since 2026, Helena Schelstraete has served as director of the company.2 The company has filed annual accounts once, for fiscal year 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 03-07-2026
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
03-07
State Gazette act Appointment: Helena Schelstraete (director)
2 facts ▸
  • General meeting, 01-06-2026
  • Director appointment, Helena Schelstraete (director)
30-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
State Gazette actNBB filing
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Support & recognitions

1 funding sourceFlanders €2401 register with a recognitionFASFC 1 site
Flemish government
€240
awarded · 2024
FASFC
1
authorised site
Subsidies and aid1

Flemish government

2024 · 1 entry · €240 awarded · €240 paid
Year Entries awardedpaid
2024 1 €240€240
Schemes
1 entry · €240 · €240 paid · Fonds voor Innoveren en Ondernemen
Recognitions · licences · registrations1

Food safety, FASFC

1 site
Gentunit no. 2.363.523.279
1 permission
Toelating · Eetgelegenheid · since 09-10-2024

Company details

Private limited company · founded 21-06-2024Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPrivate limited company
Founded21-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
E-invoicing
Reachable via Peppol
Peppol ID 0208:1010625479
Also 9925:BE1010625479
Registered 29-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
4,192 m²
Building footprint
208 m²
Volume, LiDAR
1,259 m³
Parcel 44017A0284/00F002, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
NOSI
Gavergrachtstraat 93, 9031 GentFull-service restaurants
since 2024unit no. 2.363.523.279
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44017A0284/00F002 Flanders 4,192 m² 1 · 208 m² 9.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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