Financials
- Fiscal year
- 2024
- Total assets
- €35,148
- Profit
- €1,725
- Solvency
- 42.8%
Total assets▲ 9.5%
Net result
20212024
NORMIO
ActiveSummary
The computed 12-month bankruptcy probability of NORMIO is 8.3% (elevated). The 2024 annual accounts show equity of €15,043 and a net result of €1,725. Equity is growing by ~28% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Activity not known1 site
Size
€35,148total assets 2024
- Equity
- €15,043
- Profit
- €1,725
Turnover not published (abridged schema)
Structure
Accounts 63 d overdue0 of 2 deeds read
Why 34- 1 financial year not filed after the legal deadline; latest accounts 145 days late; 3 of the last 3 late- Figures for FY 2024 (filed 05-01-2026)- No main activity registered- Founded in 2021Show the evidence
Checked score
Score 2024
34
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 41% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency
68+2
equity 42.8% of total assets
Liquidity
25-8
short-term debt 55.5% · cash 2.9%
Profitability
56-44
return on assets 4.9%
Bankruptcy probability, 12 months
8.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 4 months
07-2026: 5.1%lowest value
08-2026: 5.9%▲ +16.7% vs 07-2026
09-2026: 6.4%▲ +8.8% vs 08-2026
10-2026: 8.3%▲ +28.0% vs 09-2026highest value
- 1 financial year not filed after the legal deadline; latest accounts 145 days late; 3 of the last 3 late raises the probability
- Figures for FY 2024 (filed 05-01-2026) raises the probability
- No main activity registered raises the probability
- Founded in 2021 raises the probability for this profile
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 1.71 against 1.88 in 2023; short-term debt: 55.5% and cash: 2.9% of total assets), but 57.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 40%, liquidity 14%, profitability 39%, growth against the median 71%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-12-2025, 145 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
145 d late
2023
134 d late
2022
31 d late
2021
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 4 accounts on average 85 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Back to profitnet €21,721
Key points
By topic
Timeline
- Events
- 7
- Since
- 2022
- 23-12-2025Annual accounts filed
- 12-12-2024Annual accounts filed
- 31-12-2023Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 31-03-2021
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.