NOREMI
ActiveSummary
NOREMI has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €153,749. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 95% of 16718 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▼-8
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130,000 at 30 days acceptable
Liquidity ample (current ratio 81.93 against 22.74 in 2024; short-term debt: 1.1% and cash: 33.9% of total assets), and 1.2% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.8%
Return on assets
10.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
27 d late
2023
29 d late
2022
11 d early
2021
19 d late
2020
27 d late
2019
34 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
In the rankings
#8 company by equity in Dilbeek, Health and social work sector
Turnover
€428,344
EBIT margin
62.5%
Net result
€153,749▼ 20.4%
2024 · €193,151
Working capital
€1.4m▲ 16.3%
2024 · €1.2m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€428,344
Operating result€491,810▲ 23.6%€456,110▼ 7.3%€467,129▲ 2.4%€267,592▼ 42.7%€212,059▼ 20.8%
Net result€332,262▲ 23.8%€314,081▼ 5.5%€323,055▲ 2.9%€193,151▼ 40.2%€153,749▼ 20.4%
EBIT margin62.5%
Equity€1.4m▼ 2.2%€1.6m▲ 16.8%€1.1m▼ 30.8%€1.3m▲ 17.3%€1.5m▲ 11.7%
Total assets€1.6m▼ 0.9%€1.9m▲ 14.4%€1.5m▼ 21.4%€1.5m▲ 2.5%€1.5m▼ 2.2%
Debt€262,240▲ 6.4%€265,905▲ 1.4%€360,863▲ 35.7%€204,831▼ 43.2%€17,261▼ 91.6%
Working capital€1.2m▼ 7.8%€1.4m▲ 19.8%€955,483▼ 33.3%€1.2m▲ 22.5%€1.4m▲ 16.3%
Staff (FTE)11=1=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 21% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.5m
Fixed assets
€105,171 ▼ 64.0%
Current assets
€1.4m ▲ 12.5%
Equity and liabilities €1.5m
Equity
€1.5m ▲ 11.7%
Debt
€17,261 ▼ 91.6%
Debt's share of the balance-sheet total falls from 13.5% to 1.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€223,129▼
2024 · €289,155
Cash flow
€164,818▼
2024 · €214,715
Current ratio
81.93▲
2024 · 22.74
Debt to equity
0.01▼
2024 · 0.16
ROE
10.5%▼
2024 · 14.7%
ROA
10.4%▼
2024 · 12.7%
Interest coverage
60.56▼
2024 · 102.41
Debt ≤ 1 year
€16,811▼
2024 · €53,831
Debt > 1 year
€0▼
2024 · €150,000
Income taxes
€79,493▼
2024 · €96,242
Staff costs
€2,699▼
2024 · €11,460
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | €428,344 | - | - |
| Non-recurring operating income76A | €70,408 | €0 | - | €0 | €20,394 | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €146,910 | - | - |
| Remuneration, social security and pensions62 | €44,233 | €50,502 | €11,271 | €11,460 | €2,699 | ▼ 76.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €26,428 | €14,496 | €22,061 | €21,564 | €11,069 | ▼ 48.7% |
| Other operating charges640/8 | €6,005 | €6,224 | €5,909 | €2,668 | €1,960 | ▼ 26.5% |
| Gross operating margin9900 | €568,476 | €527,332 | €506,370 | €303,284 | €227,789 | ▼ 24.9% |
| Operating profit (loss)9901 | €491,810 | €456,110 | €467,129 | €267,592 | €212,059 | ▼ 20.8% |
| Financial income75/76B | €1,632 | €6,140 | €5,844 | €24,625 | €24,866 | ▲ 1.0% |
| Recurring financial income75 | €1,632 | €6,140 | €5,844 | €24,625 | €24,866 | ▲ 1.0% |
| Financial charges65/66B | €3,072 | €3,034 | €2,370 | €2,824 | €3,684 | ▲ 30.5% |
| Recurring financial charges65 | €3,072 | €3,034 | €2,370 | €2,824 | €3,684 | ▲ 30.5% |
| Profit (loss) for the period before taxes9903 | €490,370 | €459,216 | €470,604 | €289,393 | €233,241 | ▼ 19.4% |
| Income taxes67/77 | €158,107 | €145,135 | €147,548 | €96,242 | €79,493 | ▼ 17.4% |
| Profit (loss) for the period9904 | €332,262 | €314,081 | €323,055 | €193,151 | €153,749 | ▼ 20.4% |
| Profit (loss) for the period to be appropriated9905 | €332,262 | €314,081 | €323,055 | €193,151 | €153,749 | ▼ 20.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.6m | €1.9m | €1.5m | €1.5m | €1.5m | ▼ 2.2% |
| Fixed assets21/28 | €348,575 | €334,079 | €312,797 | €292,257 | €105,171 | ▼ 64.0% |
| Tangible fixed assets22/27 | €348,575 | €334,079 | €312,797 | €292,257 | €105,171 | ▼ 64.0% |
| Land and buildings22 | €285,739 | €287,898 | €282,582 | €277,266 | €98,280 | ▼ 64.6% |
| Plant, machinery and equipment23 | €0 | - | €689 | €1,202 | €601 | ▼ 50.0% |
| Furniture and vehicles24 | €62,836 | €46,181 | €29,526 | €13,790 | €6,289 | ▼ 54.4% |
| Current assets29/58 | €1.3m | €1.5m | €1.2m | €1.2m | €1.4m | ▲ 12.5% |
| Amounts receivable after more than one year29 | €222,209 | €199,312 | €840,808 | €816,681 | €791,914 | ▼ 3.0% |
| Trade receivables290 | €222,209 | €0 | €840,808 | - | - | - |
| Other amounts receivable291 | - | €199,312 | - | €816,681 | €791,914 | ▼ 3.0% |
| Amounts receivable within one year40/41 | €758,471 | €723,140 | €23,504 | €43,776 | €64,209 | ▲ 46.7% |
| Other amounts receivable41 | €758,471 | €723,140 | €23,504 | €43,776 | €64,209 | ▲ 46.7% |
| Cash at bank and in hand54/58 | €200,559 | €516,786 | €195,486 | €296,316 | €502,233 | ▲ 69.5% |
| Deferred charges and accrued income490/1 | €115,413 | €108,121 | €106,548 | €67,231 | €18,914 | ▼ 71.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.6m | €1.9m | €1.5m | €1.5m | €1.5m | ▼ 2.2% |
| Equity10/15 | €1.4m | €1.6m | €1.1m | €1.3m | €1.5m | ▲ 11.7% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1.4m | €1.6m | €1.1m | €1.3m | €1.4m | ▲ 11.9% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | €1.4m | €1.6m | €1.1m | €1.3m | €1.4m | ▲ 11.9% |
| Profit (loss) carried forward14 | €0 | €0 | - | €0 | - | - |
| Amounts payable17/49 | €262,240 | €265,905 | €360,863 | €204,831 | €17,261 | ▼ 91.6% |
| Amounts payable after more than one year17 | €160,235 | €150,000 | €150,000 | €150,000 | €0 | ▼ 100% |
| Financial debts170/4 | €160,235 | €150,000 | €150,000 | €150,000 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €102,005 | €115,905 | €210,863 | €53,831 | €16,811 | ▼ 68.8% |
| Current portion of amounts payable after more than one year42 | €17,403 | €10,235 | - | - | - | - |
| Trade debts44 | €3,615 | €6,453 | €8,312 | €2,986 | €2,313 | ▼ 22.5% |
| Suppliers440/4 | €3,615 | €6,453 | €8,312 | €2,986 | €2,313 | ▼ 22.5% |
| Taxes, remuneration and social security45 | €80,987 | €99,217 | €56,644 | €15,345 | €14,498 | ▼ 5.5% |
| Taxes450/3 | €74,949 | €92,319 | €52,595 | €12,459 | €14,483 | ▲ 16.2% |
| Remuneration and social security454/9 | €6,038 | €6,897 | €4,049 | €2,886 | €15 | ▼ 99.5% |
| Other amounts payable47/48 | - | - | €145,908 | €35,500 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | - | - | €1,000 | €450 | ▼ 55.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €332,262 | €314,081 | €323,055 | €193,151 | €153,749 | ▼ 20.4% |
| + Depreciation and write-downs630 | €26,428 | €14,496 | €22,061 | €21,564 | €11,069 | ▼ 48.7% |
| Operating cash flow (approximation) | €358,691 | €328,577 | €345,116 | €214,715 | €164,818 | ▼ 23.2% |
| Investment in fixed assets (approximation) | - | €0 | -€779 | -€1,024 | €176,018 | ▲ 17,289% |
| Change in cash | - | €316,226 | -€321,300 | €100,831 | €205,916 | ▲ 104% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
20-03
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 29/12/2025
- Registered-office move, Lostraat 58 te 1703 Dilbeek
2025
31-12
Financial
Weakest financial yearnet €153,749 ▼20.4%
Net result drops to €153,749, the lowest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 81.93
Current ratio from 22.74 to 81.93; short-term debt falls from €53,831 to €16,811.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Liquidity quadruplescurrent ratio 22.74
Current ratio from 5.53 to 22.74; short-term debt falls from €210,863 to €53,831.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
31-12
Financial
Highest result since 2018net €332,262 ▲23.8%
Operating result €491,810, net result €332,262, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
Show earlier events
2019
31-12
Financial
Liquidity doublescurrent ratio 16.35
Current ratio from 8.05 to 16.35; short-term debt falls from €99,653 to €65,993.
31-12
Financial
Equity above €1mEq €1.1m ▲31.9%
2 profitable years in a row build equity to €1.1m.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2011
Ground area
665 m²
Building footprint
90 m²
Parcel 23070E0141/02M000, Flanders. Linked by address, not a title deed.
1 establishment unit
BV BVBA Dr.Wim Raeymaekers
since 20112.204.460.305
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23070E0141/02M000 | Flanders | 665 m² | 1 · 90 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SAUVAGE RAPHAEL
BE 0897.180.417
Charleroi · Eq €1,465,549
DOKTER HENK LOUAGIE
BE 0474.873.101
Brugge · Eq €1,464,597
DOKTER VINCENT BOUDEREZ GASTRO-ENTEROLOOG
BE 0827.871.442
Gent · Eq €1,467,331
DOKTER GABRIEL GEERT
BE 0888.469.916
Ichtegem · Eq €1,462,715
Dr. Meijnders Paul J.
BE 0834.301.453
Mortsel · Eq €1,461,611
Of 16,631 companies in sector 86220 we hold annual accounts for 7,983. 5,231 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-10-2011
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID
0208:0840725823
Also
9925:BE0840725823
Registered
18-02-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.