NOREMI
ActiveThe computed 12-month bankruptcy probability of NOREMI is 1.5% (moderate). The 2025 annual accounts show equity of €74k and a net result of €-39k. Equity is growing by ~31% per year across the filed fiscal years. Its solvency ranks better than 66% of 1303 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-76
Solvency63▼-6
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 2.27 against 2.46 in 2024; short-term debt: 33.4% and cash: 34.6% of total assets), but 61.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.4%
Return on assets
-20.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
18 d late
2023
22 d late
2022
47 d early
2021
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€74k▼ 34.4%
2024 · €113k
2021: €37k
2022: €65k
2023: €87k
2024: €113k
2021 → 2025
Total assets
€194k▼ 24.5%
2024 · €257k
2021: €143k
2022: €186k
2023: €198k
2024: €257k
2021 → 2025
Net result
€-39k
2024 · €26k
2021: €7k
2022: €29k
2023: €22k
2024: €26k
2021 → 2025
Working capital
€82k▼ 24.4%
2024 · €109k
2021: €26k
2022: €35k
2023: €64k
2024: €109k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€65k▲ 78.6%€87k▲ 33.1%€113k▲ 30.3%€74k▼ 34.4%
Operating result€10k-€47k▲ 355%€38k▼ 19.4%€47k▲ 23.5%€-33k
Net result€7k-€29k▲ 336%€22k▼ 24.8%€26k▲ 21.7%€-39k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €33k after €47k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €194k
Fixed assets
€47k▼ 36.1%
Current assets
€147k▼ 19.9%
Equity and liabilities €194k
Equity
€74k▼ 34.4%
Debt
€119k▼ 16.7%
The debt ratio rises from 55.8% to 61.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-5k▼
2024 · €74k
Cash flow
€-11k▼
2024 · €53k
Solvency
38.4%▼
2024 · 44.2%
Current ratio
2.27▼
2024 · 2.46
Quick ratio
2.27▼
2024 · 2.46
Debt / equity
1.60▲
2024 · 1.26
ROE
-52.4%▼
2024 · 23.2%
ROA
-20.1%▼
2024 · 10.3%
Interest coverage
-0.50▼
2024 · 5.38
Debt
€119k▼
2024 · €143k
Debt ≤ 1 year
€65k▼
2024 · €74k
Debt > 1 year
€55k▼
2024 · €69k
Income taxes
€328▼
2024 · €9k
Staff costs
€91k▼
2024 · €121k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€257k€194k▼
Fixed assets21/28€73k€47k▼
Intangible fixed assets21€7k€2k▼
Tangible fixed assets22/27€66k€44k▼
Land and buildings22€16k€14k▼
Plant, machinery and equipment23€14k€6k▼
Furniture and vehicles24€8k€3k▼
Leasing and similar rights25€27k€21k▼
Financial fixed assets28€315€630▲
Current assets29/58€183k€147k▼
Amounts receivable within one year40/41€82k€74k▼
Trade receivables40€20k€0▼
Other amounts receivable41€62k€74k▲
Cash at bank and in hand54/58€96k€67k▼
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€257k€194k▼
Equity10/15€113k€74k▼
Contributions10/11€30k€30k=
Reserves13€83k€44k▼
Distributable reserves133€83k€44k▼
Amounts payable17/49€143k€119k▼
Amounts payable after more than one year17€69k€55k▼
Financial debts170/4€69k€55k▼
Amounts payable within one year42/48€74k€65k▼
Current portion of amounts payable after more than one year42€13k€14k▲
Trade debts44€53k€34k▼
Suppliers440/4€53k€34k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€8k€17k▲
Taxes450/3€717€10k▲
Remuneration and social security454/9€8k€7k▼
Income statement
Code20242025
Remuneration, social security and pensions62€121k€91k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€28k▲
Other operating charges640/8€2k€6k▲
Non-recurring operating charges66A€6k€0▼
Gross operating margin9900€202k€92k▼
Operating profit (loss)9901€47k€-33k▼
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€14k€10k▼
Recurring financial charges65€14k€10k▼
Profit (loss) for the period before taxes9903€35k€-39k▼
Income taxes67/77€9k€328▼
Profit (loss) for the period9904€26k€-39k▼
Profit (loss) for the period to be appropriated9905€26k€-39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€-39k▼
Transfer from equity791/2-€39k
Transfer to equity691/2€26k€0▼
To other reserves6921€26k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-39k ▼248%
Net result drops to €-39k, the lowest in the series.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Equity above €100kEq €113k ▲30.3%
4 profitable years in a row build equity to €113k.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €29k ▲336%
Operating result €47k, net result €29k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Avelgem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudenaardsesteenweg 928580 AvelgemGround area
4,368 m²
Building footprint
829 m²
Volume, LiDAR
3,865 m³
2 parcels, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NOREMI
since 20212.316.137.888
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45017D0097/00G000 | Flanders | 3,943 m² | 1 · 667 m² | 6.5 m · 2 fl. |
| 34003A0489/00N002 | Flanders | 425 m² | 1 · 162 m² | 10.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKruisem2.316.137.888
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LE BOSCO
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ARDENNES ONLINE
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Of 2,395 companies in sector 55100 we hold annual accounts for 1,517. 997 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-04-2021
Fiscal year end31-12
Activities, NACEBEL
55100Hotels and similar accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.