NORDIC CENTRE
ActiveNORDIC CENTRE has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €458k and a net result of €31k. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 40% of 7955 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-1
Solvency60▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.39 against 1.3 in 2024; short-term debt: 41.9% and cash: 15.4% of total assets), and 65.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.6%
Return on assets
2.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
66 d early
2023
33 d early
2022
31 d late
2021
11 d early
2020
11 d early
2019
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€31k▼ 24.5%
2024 · €41k
2018: €12k
2019: €31k
2020: €46k
2021: €36k
2022: €62k
2023: €15k
2024: €41k
2018 → 2025
Working capital
€217k▲ 29.7%
2024 · €167k
2018: €19k
2019: €73k
2020: €100k
2021: €163k
2022: €159k
2023: €74k
2024: €167k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€309k-€371k▲ 20.0%€386k▲ 4.0%€427k▲ 10.7%€458k▲ 7.3%
Operating result€47k-€90k▲ 92.5%€45k▼ 50.6%€71k▲ 59.9%€69k▼ 4.0%
Net result€36k-€62k▲ 72.5%€15k▼ 76.1%€41k▲ 178%€31k▼ 24.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.32M
Fixed assets
€550k▼ 8.7%
Current assets
€771k▲ 5.1%
Equity and liabilities €1.32M
Equity
€458k▲ 7.3%
Provisions
€524▼ 51.0%
Debt
€863k▼ 5.0%
The debt ratio falls from 68.0% to 65.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€154k▼
2024 · €157k
Cash flow
€116k▼
2024 · €127k
Solvency
34.6%▲
2024 · 31.9%
Current ratio
1.39▲
2024 · 1.30
Quick ratio
0.63▼
2024 · 0.80
Debt / equity
1.88▼
2024 · 2.13
ROE
6.8%▼
2024 · 9.6%
ROA
2.3%▼
2024 · 3.1%
Interest coverage
6.06▼
2024 · 6.47
Debt
€863k▼
2024 · €908k
Debt ≤ 1 year
€554k▼
2024 · €566k
Debt > 1 year
€301k▼
2024 · €336k
Income taxes
€14k▲
2024 · €11k
Staff costs
€344k▲
2024 · €343k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.34M€1.32M▼
Fixed assets21/28€602k€550k▼
Tangible fixed assets22/27€601k€549k▼
Land and buildings22€535k€502k▼
Plant, machinery and equipment23€221-
Furniture and vehicles24€35k€21k▼
Other tangible fixed assets26€30k€26k▼
Financial fixed assets28€1k€1k=
Current assets29/58€733k€771k▲
Stocks and contracts in progress3€283k€424k▲
Stocks30/36€283k€424k▲
Amounts receivable within one year40/41€117k€143k▲
Trade receivables40€92k€127k▲
Other amounts receivable41€24k€16k▼
Cash at bank and in hand54/58€333k€203k▼
Deferred charges and accrued income490/1€579€635▲
Equity and liabilities
Total equity and liabilities10/49€1.34M€1.32M▼
Equity10/15€427k€458k▲
Contributions10/11€118k€118k=
Reserves13€52k€52k▼
Tax-exempt reserves132€21k€20k▼
Distributable reserves133€32k€32k=
Profit (loss) carried forward14€256k€288k▲
Provisions and deferred taxes16€1k€524▼
Deferred taxes168€1k€524▼
Amounts payable17/49€908k€863k▼
Amounts payable after more than one year17€336k€301k▼
Financial debts170/4€336k€301k▼
Amounts payable within one year42/48€566k€554k▼
Current portion of amounts payable after more than one year42€50k€68k▲
Trade debts44€190k€208k▲
Suppliers440/4€190k€208k▲
Taxes, remuneration and social security45€165k€140k▼
Taxes450/3€119k€92k▼
Remuneration and social security454/9€45k€47k▲
Other amounts payable47/48€162k€138k▼
Accrued charges and deferred income492/3€6k€8k▲
Income statement
Code20242025
Remuneration, social security and pensions62€343k€344k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€86k€85k▼
Other operating charges640/8€11k€14k▲
Gross operating margin9900€512k€511k=
Operating profit (loss)9901€71k€69k▼
Financial income75/76B€4k€1k▼
Recurring financial income75€4k€1k▼
Financial charges65/66B€24k€25k▲
Recurring financial charges65€24k€25k▲
Profit (loss) for the period before taxes9903€51k€45k▼
Transfer from deferred taxes780€546€546=
Income taxes67/77€11k€14k▲
Profit (loss) for the period9904€41k€31k▼
Transfer from tax-exempt reserves789€813€813=
Profit (loss) for the period to be appropriated9905€42k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€256k€288k▲
Profit (loss) brought forward from the previous period14P€214k€256k▲
Social balance
Average headcount (FTE)90876.97.0▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €62k ▲72.5%
Operating result €90k, net result €62k, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 14 days late
2019
31-12
Financial
Equity above €200kEq €227k ▲15.9%
2 profitable years in a row build equity to €227k.
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Léopold III(PER) 3637134 BincheGround area
395 m²
Building footprint
121 m²
Volume, LiDAR
949 m³
Parcel 55032A0203/00S005, Wallonia · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Avenue Léopold III(PER) 363, 7134 Binche
since 20012.036.260.424
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55032A0203/00S005indicative | Wallonia | 395 m² | 1 · 121 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBinche2.036.260.424
Similar companies · same sector, comparable size
ATLANTIC SEAFOODS
BE 0463.613.874
Brussel · Eq €466k
FALOBO
BE 0428.039.323
Wevelgem · Eq €498k
PURE INGREDIENTS
BE 0464.148.463
Kontich · Eq €513k
LUXFRIES
BE 0821.962.558
Koksijde · Eq €409k
CCKS SUPPORT
BE 0463.348.313
Nieuwpoort · Eq €394k
Of 222 companies in sector 46391 we hold annual accounts for 138. 94 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-05-1986
Fiscal year end31-12
Activities, NACEBEL
46391Wholesale trade
47279Other retail sale of food
47299Retail trade
51391
52272
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.