Financials
- Financial year
- 2024
- Total assets
- €46,018
- Loss
- -€4,556
- Solvency
- 96.1%
Total assets▼ 5.7%
Net result
20182024
NORDFINANZ
ActiveSummary
The computed 12-month bankruptcy probability of NORDFINANZ is 2.9% (moderate). The 2024 annual accounts show equity of €44,234 and a net result of -€4,556. Equity is shrinking by about 8.1% per year across the filed financial years. The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activity not known1 site
Size
€46,018total assets 2024
- Equity
- €44,234
- Loss
- -€4,556
Turnover not published (abbreviated format)
Structure
- Parent
- Weyn's Honing Retail
2025 accounts not filed, 89 days past the deadline1 of 8 deeds summarised
Why 50raises riskFigures for financial year 2024 (filed 28-08-2025)Liquidity: current ratio 25.79, cash €1, halvedlowers riskSize: total assets €46,018Founded in 2000Show the evidence
Checked score
Score 2024
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 39% of its sector peers (no NACE code, micro)
Financial strength · tick = 2023
Average
Solvency
100=
equity 96.1% of total assets
Liquidity
50+50
short-term debt 3.9% · cash 0.0%
Profitability
13+7
return on assets -9.9%
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 7.7%
12-2024: 7.7%● unchanged vs 11-2024
01-2025: 7.9%▲ +0.2 percentage points vs 12-2024highest value
02-2025: 7.9%● unchanged vs 01-2025highest value
03-2025: 7.9%● unchanged vs 02-2025highest value
04-2025: 7.9%● unchanged vs 03-2025highest value
05-2025: 7.9%● unchanged vs 04-2025highest value
06-2025: 7.9%● unchanged vs 05-2025highest value
07-2025: 7.9%● unchanged vs 06-2025highest value
08-2025: 7.4%▼ -0.5 percentage points vs 07-2025
09-2025: 1.2%▼ -6.2 percentage points vs 08-2025lowest value
10-2025: 1.2%● unchanged vs 09-2025lowest value
11-2025: 1.2%● unchanged vs 10-2025lowest value
12-2025: 1.2%● unchanged vs 11-2025lowest value
01-2026: 1.2%● unchanged vs 12-2025
02-2026: 1.2%● unchanged vs 01-2026
03-2026: 1.2%● unchanged vs 02-2026
04-2026: 1.2%● unchanged vs 03-2026
05-2026: 1.2%● unchanged vs 04-2026
06-2026: 1.3%▲ +0.1 percentage points vs 05-2026
07-2026: 1.4%▲ +0.1 percentage points vs 06-2026
08-2026: 2.0%▲ +0.6 percentage points vs 07-2026
09-2026: 2.2%▲ +0.2 percentage points vs 08-2026
10-2026: 2.9%▲ +0.7 percentage points vs 09-2026
Credit of up to €2,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 25.79, above the usual 1.5; short-term debt: 3.9% and cash: 0% of total assets), and 3.9% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 37% on liquidity, 13% on profitability and 25% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
181920212324
2018 to 2024 · latest year -€4,556
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 89 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline28-10-2026 today
raises risk · 2024 accounts filed 28 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
28 days late
2023
679 days late
2021
23 days late
2020
175 days late
2019
266 days late
2018
128 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 217 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
- Resignation: Hugo Willems (director)Gazette deed
- Annual accounts filedfinancial year 2023 · abbreviated…
- Annual accounts filedfinancial year 2024 · abbreviated…
Key points
By topic
Board & ownership
- Parent
- Weyn's Honing Retail
Timeline
- Events
- 29
- Since
- 2001
- 23-08-2022Annual accounts filed
- 22-01-2022Annual accounts filed
- 23-04-2021Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Founded
- 24-01-2000
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about NORDFINANZ
- What is the company number of NORDFINANZ?
- 0470.002.216. In Belgium the VAT number is the company number with BE in front: BE 0470.002.216.
- Where is NORDFINANZ based?
- The registered office is at Steenweg 243, 3621 Lanaken.Company details
- What is the legal form of NORDFINANZ?
- Public limited company (NV).
- When was NORDFINANZ founded?
- On 24-01-2000.
- Is NORDFINANZ still active?
- Yes, NORDFINANZ is an active enterprise in the KBO register.
- What is the turnover of NORDFINANZ?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is NORDFINANZ profitable?
- In financial year 2024, NORDFINANZ made a loss of €4,556.
- Where can I find the annual accounts of NORDFINANZ?
- NORDFINANZ filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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Parent and group
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- Immo-Casa50%
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