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NOPPE

Active
Private limited companyfounded 198739 yrs activeStasegemsestraat 46, 8530 Harelbeke, BelgiumKBO/BCE: BE 0431.281.103
Summary

NOPPE has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €86,735 and a net result of -€16,548. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 95% of 36364 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch ReportCompare
NOPPEActiveChecked score 70/100
Risk analysis ReportCompare

Overview

Activity
Plumbing work
NACE 43221NACE 45332
1 site
Size
€90,950total assets 2024
Equity
€86,735
Loss
-€16,548
Turnover not published (abridged schema)
Financial health
70 Healthy Checked score 2024
Bankruptcy chance 12 m
0.6%
Structure
Accounts 64 d overdue0 of 1 deed read
Why 70- Figures for FY 2024 (filed 26-08-2025)+ Founded in 1987+ Liquidity: current ratio 10.16, cash €34,094, halved+ Equity €86,735 (95.4% of total assets)Show the evidence

Checked score

Score 2024
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 50% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 100=
equity 95.4% of total assets
Liquidity 97-3
short-term debt 4.6% · cash 37.5%
Profitability 0-7
return on assets -18.2%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,046 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▼ -1.0% vs 03-2025lowest value 05-2025: 0.1%▲ +5.0% vs 04-2025 06-2025: 0.1%▼ -3.8% vs 05-2025 07-2025: 0.1%▲ +8.9% vs 06-2025 08-2025: 0.2%▲ +52.7% vs 07-2025 09-2025: 0.2%▲ +48.2% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▼ -0.8% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.3%▲ +8.9% vs 03-2026 05-2026: 0.3%▲ +1.9% vs 04-2026 06-2026: 0.3%▼ -2.6% vs 05-2026 07-2026: 0.3%▲ +4.9% vs 06-2026 08-2026: 0.4%▲ +47.9% vs 07-2026 09-2026: 0.4%▲ +6.0% vs 08-2026 10-2026: 0.6%▲ +45.8% vs 09-2026highest value
  • Founded in 1987 lowers the probability for this profile
  • Liquidity: current ratio 10.16, cash €34,094, halved lowers the probability
  • Figures for FY 2024 (filed 26-08-2025) raises the probability
  • Equity €86,735 (95.4% of total assets) lowers the probability
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 10.16 against 21.93 in 2023; short-term debt: 4.6% and cash: 37.5% of total assets), and 4.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 94%, profitability 4%, growth against the median 11%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1987
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 10.16, cash €34,094, halved
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Figures for FY 2024 (filed 26-08-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Equity €86,735 (95.4% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€16,548
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-08-2025, 18 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
18 d late
2023
30 d early
2022
12 d early
2021
53 d early
2020
51 d late
2019
277 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 42 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Weakest financial yearnet -€16,548
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2024 -€16,548 View
  • Caution: Among the weakest 9% on net resultsector median €9,292 · 36,333 companies -€16,548 View
  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View
  • Caution: Equity fell in 2024from €138,283 to €86,735 ▼ 37.3% View

By topic

Financials

Fiscal year
2024
Total assets
€90,950
Loss
-€16,548
Solvency
95.4%
Total assets▼ 36.8%
Net result
20182024
Go to Financials

Timeline

Events
16
Since
2016
  1. 18-08-2025Annual accounts filed
  2. 31-12-2024Weakest financial year
  3. 01-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Plumbing workNACE 43221
Founded
01-01-1987
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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