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Noord-West

Active
Private limited companyfounded 2015active for 11 yearsJos Coveliersstraat 131, 2540 Hove, BelgiumKBO/BCE: BE 0641.743.585
Summary

Noord-West is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. For Noord-West, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €21,602 and a net result of €1,934. Equity is shrinking by about 21% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2026. Its solvency ranks better than 16% of 3,249 sector peers (NACE 66, financial year 2024). The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Risk and damage evaluation
NACE 66210
1 site
Size
€213,488total assets 2024
Equity
€21,602
Profit
€1,934
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Accounts 83 days overdue1 of 3 deeds read
Signalsraises riskWeak solvency vs sectorAnnual accounts not filedneutralFiled after the deadlineShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: One filing cycle is missing
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Three signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 3249 sector peers (2024).
NBB · sector comparison
Position among 3249 sector peers
Solvency
better than 16%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 83 days later.
NBB · 8 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline22-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
not filed
2024
28 days late
2022
4 days early
2021
2 days late
2020
31 days late
2019
25 days late
2018
50 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 22 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: SPEYBROUCK,Ortwin Johan (manager)Appointments: SPEYBROUCK,Ortwin Johan (director) and…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €1,934

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 83 days late View
  • Caution: Among the weakest 16% on solvencysector median 49.6% · 3,249 companies 10.1% View
  • New directorslatest change 05-12-2025 · 2 in office 2 joined View

By topic

Financials

Financial year
2024
Total assets
€213,488
Profit
€1,934
Solvency
10.1%
Total assets▲ 90.5%
Net result
20182024
Go to Financials

Board & ownership

Board
2 members
  • SPEYBROUCK,Ortwin JohanDirector
  • SPEYBROUCK,Vincent Stefaan RaymondDirector
Go to Board & ownership

Timeline

Events
12
Since
2017
  1. 27-07-2023Annual accounts filed
  2. 02-08-2022Annual accounts filed
  3. 31-08-2021Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Risk and damage evaluationNACE 66210
Founded
20-10-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
16
Annual meeting
Last Thursday of June at 18:00
Purpose
“De organisatie en reorganisatie,de interne begeleiding en het adviseren in de ruimst…” (deed in Dutch)
Go to Articles of association

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