NOOMIS
ActiveSummary
The computed 12-month bankruptcy probability of NOOMIS is 1.8% (moderate). The 2025 annual accounts show equity of €16,809 and a net result of €190. Equity is shrinking by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 84% of 18537 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability70▲+12
Solvency100▲+9
Growth32=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 3.44 against 2.81 in 2024; short-term debt: 24.3% and cash: 47.1% of total assets), and 24.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-12-2025, 36 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
36 d early
2024
45 d early
2023
22 d early
2022
32 d early
2021
31 d early
2020
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 28 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€190
2024 · -€2,236
Working capital
€13,120▼ 15.7%
2024 · €15,559
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,810-€15,827▼ 774%-€2,731▲ 82.7%-€341▲ 87.5%€1,797
Net result€995below the sector's middle half▼ 95.0%-€4,817below the sector's middle half-€3,312within the sector's middle half▲ 31.2%-€2,236within the sector's middle half▲ 32.5%€190within the sector's middle half
Equity€26,984below the sector's middle half▲ 3.8%€22,167below the sector's middle half▼ 17.9%€18,855within the sector's middle half▼ 14.9%€16,619within the sector's middle half▼ 11.9%€16,809within the sector's middle half▲ 1.1%
Total assets€30,227below the sector's middle half▼ 19.1%€27,671below the sector's middle half▼ 8.5%€25,627below the sector's middle half▼ 7.4%€25,199below the sector's middle half▼ 1.7%€22,191below the sector's middle half▼ 11.9%
Debt€3,243▼ 71.5%€5,504▲ 69.7%€6,772▲ 23.0%€8,580▲ 26.7%€5,382▼ 37.3%
Working capital€19,485▼ 19.0%€15,335▼ 21.3%€15,256▼ 0.5%€15,559▲ 2.0%€13,120▼ 15.7%
Solvency89.3%above the sector's middle half▲ 19.7pp80.1%above the sector's middle half▼ 9.2pp73.6%above the sector's middle half▼ 6.5pp66.0%above the sector's middle half▼ 7.6pp75.7%above the sector's middle half▲ 9.8pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1,797 after a loss of €341 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22,191
Fixed assets
€3,689 ▲ 248%
Current assets
€18,502 ▼ 23.4%
Equity and liabilities €22,191
Equity
€16,809 ▲ 1.1%
Debt
€5,382 ▼ 37.3%
Debt's share of the balance-sheet total falls from 34.0% to 24.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€2,697▲
2024 · €2,648
Cash flow
€1,090▲
2024 · €753
Current ratio
3.44▲
2024 · 2.81
Debt to equity
0.32▼
2024 · 0.52
ROE
1.1%▲
2024 · -13.5%
ROA
0.9%▲
2024 · -8.9%
Interest coverage
29.32▲
2024 · 25.96
Debt ≤ 1 year
€5,382▼
2024 · €8,580
Income taxes
€1,520▼
2024 · €1,793
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,047 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
2.0%
went bankrupt
3.7%
stopped otherwise
94%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,047 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €774 | €2,988 | €3,493 | €2,989 | €900 | ▼ 69.9% |
| Other operating charges640/8 | - | €102 | €412 | €509 | €1,751 | ▲ 244% |
| Gross operating margin9900 | -€588 | -€12,737 | €1,174 | €3,157 | €4,448 | ▲ 40.9% |
| Operating profit (loss)9901 | -€1,810 | -€15,827 | -€2,731 | -€341 | €1,797 | ▲ 627% |
| Financial income75/76B | - | €10,504 | - | - | €5 | - |
| Recurring financial income75 | - | €4 | - | - | €5 | - |
| Non-recurring financial income76B | - | €10,500 | - | - | - | - |
| Financial charges65/66B | - | €54 | €131 | €102 | €92 | ▼ 9.8% |
| Recurring financial charges65 | €117 | €54 | €131 | €102 | €92 | ▼ 9.8% |
| Profit (loss) for the period before taxes9903 | €1,573 | -€5,377 | -€2,862 | -€443 | €1,710 | ▲ 486% |
| Income taxes67/77 | €578 | -€560 | €450 | €1,793 | €1,520 | ▼ 15.2% |
| Profit (loss) for the period9904 | €995 | -€4,817 | -€3,312 | -€2,236 | €190 | ▲ 108% |
| Profit (loss) for the period to be appropriated9905 | €995 | -€4,817 | -€3,312 | -€2,236 | €190 | ▲ 108% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €30,227 | €27,671 | €25,627 | €25,199 | €22,191 | ▼ 11.9% |
| Fixed assets21/28 | €7,499 | €6,832 | €3,599 | €1,060 | €3,689 | ▲ 248% |
| Tangible fixed assets22/27 | €7,499 | €6,832 | €3,599 | €610 | €3,239 | ▲ 431% |
| Plant, machinery and equipment23 | - | €4,129 | €2,021 | - | - | - |
| Furniture and vehicles24 | - | €2,703 | €1,578 | €610 | €3,239 | ▲ 431% |
| Financial fixed assets28 | - | - | - | €450 | €450 | = |
| Current assets29/58 | €22,728 | €20,839 | €22,028 | €24,139 | €18,502 | ▼ 23.4% |
| Amounts receivable within one year40/41 | €12,656 | €14,372 | €17,973 | €17,046 | €6,289 | ▼ 63.1% |
| Trade receivables40 | - | €14,370 | €17,971 | €17,044 | €6,289 | ▼ 63.1% |
| Other amounts receivable41 | - | €2 | €2 | €2 | - | - |
| Cash at bank and in hand54/58 | €9,010 | €5,460 | €3,828 | €5,617 | €10,446 | ▲ 86.0% |
| Deferred charges and accrued income490/1 | - | €1,007 | €227 | €1,476 | €1,767 | ▲ 19.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €30,227 | €27,671 | €25,627 | €25,199 | €22,191 | ▼ 11.9% |
| Equity10/15 | €26,984 | €22,167 | €18,855 | €16,619 | €16,809 | ▲ 1.1% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Outside capital11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Other1109/19 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | €20,784 | €15,967 | €12,655 | €10,419 | €10,609 | ▲ 1.8% |
| Amounts payable17/49 | €3,243 | €5,504 | €6,772 | €8,580 | €5,382 | ▼ 37.3% |
| Amounts payable within one year42/48 | €3,243 | €5,504 | €6,772 | €8,580 | €5,382 | ▼ 37.3% |
| Trade debts44 | €910 | €1,415 | €1,552 | €2,210 | €598 | ▼ 72.9% |
| Suppliers440/4 | - | €1,415 | €1,552 | €2,210 | €598 | ▼ 72.9% |
| Taxes, remuneration and social security45 | - | €4,089 | €5,220 | €4,625 | €4,784 | ▲ 3.4% |
| Taxes450/3 | - | €2,939 | €4,820 | €4,625 | €4,784 | ▲ 3.4% |
| Remuneration and social security454/9 | - | €1,150 | €400 | - | - | - |
| Other amounts payable47/48 | - | - | - | €1,745 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €995 | -€4,817 | -€3,312 | -€2,236 | €190 | ▲ 108% |
| + Depreciation and write-downs630 | €774 | €2,988 | €3,493 | €2,989 | €900 | ▼ 69.9% |
| Operating cash flow (approximation) | €1,769 | -€1,829 | €181 | €753 | €1,090 | ▲ 44.8% |
| Investment in fixed assets (approximation) | - | -€2,321 | -€260 | -€450 | -€3,529 | ▼ 684% |
| Change in cash | - | -€3,550 | -€1,632 | €1,789 | €4,829 | ▲ 170% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
26-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €190
Net result €190 after 3 loss-making years.
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
09-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
30-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
30-06
Financial
Weakest financial yearnet -€4,817
Net result drops to -€4,817, the lowest in the series; recovery starts the following year.
2021
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
30-06
Financial
Liquidity doublescurrent ratio 7.01
Current ratio from 3.12 to 7.01; short-term debt falls from €11,365 to €3,243.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2018
Ground area
2,128 m²
Building footprint
139 m²
Volume, LiDAR
1,247 m³
Parcel 92082D0868/00H000, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
NOOMIS
since 20182.282.826.110
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92082D0868/00H000 | Wallonia | 2,128 m² | 1 · 139 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteNamur2.282.826.110
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BADR MOBILE
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Of 1,510 companies in sector 47252 we hold annual accounts for 652. 320 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-12-2018
Fiscal year end30-06
Activities, NACEBEL 2025
47252Retail sale of beverages, general range
01480Raising of other animals
10820Manufacture of cocoa, chocolate and sugar confectionery
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID
0208:0715797345
Also
9925:BE0715797345
Registered
31-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.