Nonava
ActiveThe computed 12-month bankruptcy probability of Nonava is 3.8% (moderate). The 2024 annual accounts show equity of €16k and a net result of €-5k. Equity is growing by ~22.3% per year across the filed fiscal years. Its solvency ranks better than 74% of 2091 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
41
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability24▼-51
Solvency81▲+1
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.11 against 0.34 in 2023; short-term debt: 43.5% and cash: 0.6% of total assets), and 43.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
56.5%
Return on assets
-16.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
40 d late
2022
2 d late
2021
16 d early
2020
136 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€16k▼ 22.8%
2023 · €21k
2020: €6k
2021: €-1k
2022: €19k
2023: €21k
2020 → 2024
Total assets
€28k▼ 25.3%
2023 · €38k
2020: €36k
2021: €44k
2022: €38k
2023: €38k
2020 → 2024
Net result
€-5k
2023 · €2k
2020: €1k
2021: €-8k
2022: €21k
2023: €2k
2020 → 2024
Working capital
€-11k▲ 3.0%
2023 · €-11k
2020: €-14k
2021: €-42k
2022: €-16k
2023: €-11k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€6k-€-1k€19k€21k▲ 9.6%€16k▼ 22.8%
Operating result€2k-€-8k€23k€4k▼ 83.7%€-5k
Net result€1k-€-8k€21k€2k▼ 91.4%€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €5k after €4k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €28k
Fixed assets
€27k▼ 15.8%
Current assets
€1k▼ 76.9%
Equity and liabilities €28k
Equity
€16k▼ 22.8%
Debt
€12k▼ 28.3%
The debt ratio falls from 45.3% to 43.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€502▼
2023 · €9k
Cash flow
€339▼
2023 · €7k
Solvency
56.5%▲
2023 · 54.7%
Current ratio
0.11▼
2023 · 0.34
Quick ratio
0.10▼
2023 · 0.33
Debt / equity
0.77▼
2023 · 0.83
ROE
-29.5%▼
2023 · 8.8%
ROA
-16.7%▼
2023 · 4.8%
Interest coverage
2.88▼
2023 · 27.94
Debt
€12k▼
2023 · €17k
Debt ≤ 1 year
€12k▼
2023 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€38k€28k▼
Fixed assets21/28€32k€27k▼
Tangible fixed assets22/27€32k€27k▼
Plant, machinery and equipment23€10k€8k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€21k€18k▼
Current assets29/58€6k€1k▼
Stocks and contracts in progress3€147€147=
Stocks30/36€147€147=
Amounts receivable within one year40/41€5k€1k▼
Trade receivables40€3k€79▼
Other amounts receivable41€2k€954▼
Cash at bank and in hand54/58€801€176▼
Equity and liabilities
Total equity and liabilities10/49€38k€28k▼
Equity10/15€21k€16k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€16k€11k▼
Amounts payable17/49€17k€12k▼
Amounts payable within one year42/48€17k€12k▼
Trade debts44€6k€922▼
Suppliers440/4€6k€922▼
Taxes, remuneration and social security45€3k€4▼
Taxes450/3€3k€4▼
Other amounts payable47/48€8k€11k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€448€451▲
Gross operating margin9900€9k€953▼
Operating profit (loss)9901€4k€-5k▼
Financial income75/76B€4€11▲
Recurring financial income75€4€11▲
Financial charges65/66B€310€175▼
Recurring financial charges65€310€175▼
Profit (loss) for the period before taxes9903€4k€-5k▼
Income taxes67/77€2k-
Profit (loss) for the period9904€2k€-5k▼
Profit (loss) for the period to be appropriated9905€2k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€11k▼
Profit (loss) brought forward from the previous period14P€14k€16k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 40 days late
2023
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-8k ▼627%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 136 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Heverlee · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pastoor Tilemansstraat 263051 Oud-HeverleeGround area
1,568 m²
Building footprint
248 m²
Volume, LiDAR
1,514 m³
2 parcels, Flanders · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Nonava
since 20202.309.135.379
Nonava
since 20212.319.339.284
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24100B0058/00A003 | Flanders | 1,495 m² | 1 · 174 m² | 10.9 m · 1 fl. |
| 24482F0047/00H006 | Flanders | 73 m² | 1 · 73 m² | 13.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOud-Heverlee2.309.135.379
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BE 0871.997.732
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Of 611 companies in sector 10520 we hold annual accounts for 236. 166 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2020
Fiscal year end31-12
Activities, NACEBEL
10520Manufacture of food products
11050Manufacture of beer
11070Manufacture of beverages
14130Manufacture of wearing apparel
14210Manufacture of outerwear
47120Other non-specialised retail sale
47210Retail sale of fruit and vegetables
47242Retail sale of chocolate and confectionery
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47810Retail trade
47820Market retail: textiles, clothing, footwear
47910Retail trade
77223Rental and leasing activities
82990Other business support services
85599Other education
90031Arts creation and performing arts activities
90111Literary creation
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.