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Non&Co

Active
Private limited companyfounded 20232 yrs activeRue de la Vieille-Sambre,Morn. 162, 5190 Jemeppe-sur-Sambre, BelgiumKBO/BCE: BE 1003.860.819
Summary

The computed 12-month bankruptcy probability of Non&Co is 4.5% (elevated). The 2025 annual accounts show negative equity (-€178,469) and a net result of -€114,596. Its solvency ranks better than 15% of 893 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
Non&CoActiveChecked score 35/100
Risk analysis ReportCompare

Overview

Activity
Full-service restaurants
NACE 56111Full-service restaurants NACE 56101
#3 company by total assets in Jemeppe-sur-Sambre, Accommodation and food service sector1 site
Size
€612,620total assets 2025
Staff
2.3 FTE
Equity
-€178,469
Loss
-€114,596
Financial health
35 Weak Checked score 2025
Bankruptcy chance 12 m
4.5%
Structure
Largest shareholder
GROUPE JEAN NONET · 50%
Accounts 24 d early0 of 2 deeds read
Why 35- Sector Food and beverage service activities (NACE 56)- Negative equity -€178,469- Loss of €114,596, the second in a row (FY 2025)- Liquidity: current ratio 0.11, cash €17,923Show the evidence

Checked score

Score 2025
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 10% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0-15
equity -29.1% of total assets
Liquidity 22-11
short-term debt 61.2% · cash 2.9%
Profitability 0=
return on assets -18.7%
Bankruptcy probability, 12 months
4.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,529 companies)
Last 24 months 01-2025: 3.9%lowest value 02-2025: 3.9%● 0.0% vs 01-2025lowest value 03-2025: 4.1%▲ +4.1% vs 02-2025 04-2025: 4.4%▲ +7.8% vs 03-2025 05-2025: 4.5%▲ +3.3% vs 04-2025 06-2025: 4.8%▲ +7.1% vs 05-2025highest value 07-2025: 4.8%● 0.0% vs 06-2025highest value 08-2025: 4.1%▼ -14.2% vs 07-2025 09-2025: 4.1%● 0.0% vs 08-2025 10-2025: 4.1%▼ -1.1% vs 09-2025 11-2025: 4.1%▼ -0.5% vs 10-2025 12-2025: 4.2%▲ +2.5% vs 11-2025 01-2026: 4.1%▼ -2.6% vs 12-2025 02-2026: 4.1%● 0.0% vs 01-2026 03-2026: 4.1%▼ -0.5% vs 02-2026 04-2026: 4.2%▲ +2.7% vs 03-2026 05-2026: 4.2%▲ +0.3% vs 04-2026 06-2026: 4.3%▲ +3.6% vs 05-2026 07-2026: 4.5%▲ +3.7% vs 06-2026 08-2026: 4.5%▲ +0.8% vs 07-2026 09-2026: 4.5%● 0.0% vs 08-2026 10-2026: 4.5%● 0.0% vs 09-2026
  • Sector Food and beverage service activities (NACE 56) raises the probability
  • Negative equity -€178,469 raises the probability
  • Loss of €114,596, the second in a row (FY 2025) raises the probability
  • Liquidity: current ratio 0.11, cash €17,923 raises the probability
No credit on open account
Liquidity short (current ratio 0.11 against 0.16 in 2024; short-term debt: 61.2% and cash: 2.9% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 9%, liquidity 18%, profitability 8%, growth against the median 5%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Negative equity -€178,469
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Loss of €114,596, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.11, cash €17,923
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€178,469
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
24 d early
2024
23 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · full…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€178,469 View
  • Caution: Equity fell in 2025from -€63,873 to -€178,469 ▼ 179% View
  • Caution: Among the weakest 10% on equitysector median €112,885 · 896 companies -€178,469 View

By topic

Financials

Fiscal year
2025
Total assets
€612,620
Loss
-€114,596
Solvency
-29.1%
Total assets▼ 2.6%
Net result
20242025
Go to Financials

Timeline

Events
2
Since
2025
Next accounts
by 31-07-2027
  1. 07-07-2026Annual accounts filed
  2. 08-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Full-service restaurantsNACE 56111
Founded
22-12-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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