nomar architects
Activenomar architects has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €23k. Equity is growing by ~48.6% per year across the filed fiscal years. Its solvency ranks better than 20% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+13
Solvency42▼-5
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.92 against 0.25 in 2024; short-term debt: 40.1% and cash: 7.4% of total assets), and 83% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17%
Return on assets
12.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9450 sector peers (2025).
NBB · sector comparisonPosition among 9450 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
6 d early
2023
19 d early
2022
8 d early
2021
85 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▲ 72.9%
2024 · €18k
2021: €-158
2022: €-706
2023: €17k
2024: €18k
2021 → 2025
Total assets
€187k▲ 123%
2024 · €84k
2021: €23k
2022: €29k
2023: €56k
2024: €84k
2021 → 2025
Net result
€23k▲ 1,696%
2024 · €1k
2021: €-1k
2022: €-548
2023: €18k
2024: €1k
2021 → 2025
Working capital
€-6k▲ 81.8%
2024 · €-33k
2021: €-13k
2022: €-8k
2023: €-694
2024: €-33k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-158-€-706▼ 347%€17k€18k▲ 7.6%€32k▲ 72.9%
Operating result€576-€2k▲ 228%€25k▲ 1,216%€5k▼ 80.0%€34k▲ 590%
Net result€-1k-€-548▲ 52.7%€18k€1k▼ 92.7%€23k▲ 1,696%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 590% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €187k
Fixed assets
€118k▲ 61.9%
Current assets
€69k▲ 528%
Equity and liabilities €187k
Equity
€32k▲ 72.9%
Debt
€155k▲ 137%
The debt ratio rises from 78.1% to 83.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€53k▲
2024 · €12k
Cash flow
€42k▲
2024 · €9k
Solvency
17.0%▼
2024 · 21.9%
Current ratio
0.92▲
2024 · 0.25
Quick ratio
0.92▲
2024 · 0.25
Debt / equity
4.89▲
2024 · 3.57
ROE
73.7%▲
2024 · 7.1%
ROA
12.5%▲
2024 · 1.6%
Interest coverage
18.65▲
2024 · 16.05
Debt
€155k▲
2024 · €65k
Debt ≤ 1 year
€75k▲
2024 · €44k
Debt > 1 year
€80k▲
2024 · €21k
Income taxes
€8k▲
2024 · €3k
Staff costs
€9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€84k€187k▲
Fixed assets21/28€73k€118k▲
Intangible fixed assets21€7k€5k▼
Tangible fixed assets22/27€66k€112k▲
Land and buildings22€7k€0▼
Plant, machinery and equipment23€17k€13k▼
Furniture and vehicles24€42k€46k▲
Other tangible fixed assets26-€54k
Current assets29/58€11k€69k▲
Amounts receivable within one year40/41€3k€52k▲
Trade receivables40-€43k
Other amounts receivable41€3k€9k▲
Cash at bank and in hand54/58€1k€14k▲
Deferred charges and accrued income490/1€7k€3k▼
Equity and liabilities
Total equity and liabilities10/49€84k€187k▲
Equity10/15€18k€32k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€17k€31k▲
Amounts payable17/49€65k€155k▲
Amounts payable after more than one year17€21k€80k▲
Financial debts170/4€21k€80k▲
Amounts payable within one year42/48€44k€75k▲
Current portion of amounts payable after more than one year42€7k€11k▲
Trade debts44€22k€39k▲
Suppliers440/4€22k€39k▲
Taxes, remuneration and social security45€10k€17k▲
Taxes450/3€10k€14k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€5k€8k▲
Income statement
Code20242025
Non-recurring operating income76A€19k€0▼
Remuneration, social security and pensions62-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€19k▲
Other operating charges640/8€12k€37k▲
Gross operating margin9900€24k€99k▲
Operating profit (loss)9901€5k€34k▲
Financial income75/76B€14€221▲
Recurring financial income75€14€221▲
Financial charges65/66B€770€3k▲
Recurring financial charges65€770€3k▲
Profit (loss) for the period before taxes9903€4k€32k▲
Income taxes67/77€3k€8k▲
Profit (loss) for the period9904€1k€23k▲
Profit (loss) for the period to be appropriated9905€1k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€41k▲
Profit (loss) brought forward from the previous period14P€16k€17k▲
Profit to be distributed694/7-€10k
Return on contributions (dividend)694-€10k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €23k ▲1696%
Operating result €34k, net result €23k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €18k
Net result €18k after 2 loss-making years.
23-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 85 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wortegem-Petegem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortrijkstraat (P.-E.) 929790 Wortegem-PetegemGround area
1,946 m²
Building footprint
184 m²
Volume, LiDAR
990 m³
Parcel 45008C0096/02S000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
nomar architects
since 20212.312.396.163
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45008C0096/02S000 | Flanders | 1,946 m² | 1 · 184 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 351 EUR awarded · 351 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 351 EUR | 351 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
FRILANS
BE 0760.341.923
Nijlen · Eq €32k
ÉLAN ARCHITECTEN
BE 0718.785.935
Alken · Eq €32k
Lorenzo Stroobant
BE 1008.916.893
Antwerpen · Eq €32k
Architectengroep A4
BE 0748.502.478
Leuven · Eq €32k
ATELIER PARALLEL - SOCIETE D'ARCHITECTES PROFESSIONNELLE
BE 0476.459.545
Evere · Eq €32k
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 4,978 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2021
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.