NOMAER

Active

Private limited company (pre-2019)founded 199530 yrs activeArdooisesteenweg 274, 8800 Roeselare, BelgiumKBO/BCE: BE 0456.785.767

Summary

NOMAER has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €451,561 and a net result of €30,355. Equity is growing by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 31% of 975 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Risk analysisWatch Report Compare

NOMAERActiveChecked score 63/100

Risk analysis Report Compare

Activity

Manufacture of cocoa, chocolate and sugar confectionery

NACE 10820NACE 15840

1 site

Size

€2.2mtotal assets 2025

Staff: 17.4 FTE
Equity: €451,561
Profit: €30,355

Turnover not published (abridged schema)

Financial health

63 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.3%

Structure

Accounts filed 28 d late0 of 1 deed read

Why 63- Sector Manufacture of food products (NACE 10)- Liquidity: current ratio 0.84, cash €3,239, halved- Equity €451,561 (20.2% of total assets)+ Founded in 1995Show the evidence

Checked score

Score 2025

63 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 35% of its sector peers (NACE 10, small)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 45=

equity 20.2% of total assets

Liquidity 29-5

short-term debt 44.2% · cash 0.1%

Profitability 63-2

return on assets 1.4%

Bankruptcy probability, 12 months

1.3% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (624 companies)

Last 24 months 11-2024: 1.1%lowest value 12-2024: 1.1%▲ +1.9% vs 11-2024 01-2025: 1.4%▲ +26.0% vs 12-2024 02-2025: 1.9%▲ +34.1% vs 01-2025 03-2025: 2.3%▲ +23.8% vs 02-2025 04-2025: 1.1%▼ -51.9% vs 03-2025 05-2025: 1.1%▼ -0.4% vs 04-2025 06-2025: 1.1%● 0.0% vs 05-2025 07-2025: 1.1%● 0.0% vs 06-2025 08-2025: 1.1%● 0.0% vs 07-2025 09-2025: 1.1%● 0.0% vs 08-2025 10-2025: 1.2%▲ +6.1% vs 09-2025 11-2025: 1.2%● 0.0% vs 10-2025 12-2025: 1.2%▼ -0.7% vs 11-2025 01-2026: 1.4%▲ +20.1% vs 12-2025 02-2026: 2.0%▲ +42.8% vs 01-2026 03-2026: 2.5%▲ +23.5% vs 02-2026highest value 04-2026: 1.3%▼ -47.8% vs 03-2026 05-2026: 1.3%● 0.0% vs 04-2026 06-2026: 1.3%● 0.0% vs 05-2026 07-2026: 1.3%● 0.0% vs 06-2026 08-2026: 1.3%● 0.0% vs 07-2026 09-2026: 1.3%● 0.0% vs 08-2026 10-2026: 1.3%▲ +3.0% vs 09-2026

Sector Manufacture of food products (NACE 10) raises the probability
Liquidity: current ratio 0.84, cash €3,239, halved raises the probability
Equity €451,561 (20.2% of total assets) raises the probability
Founded in 1995 lowers the probability for this profile

Credit up to €25,000 at 30 days acceptable

Liquidity short (current ratio 0.84 against 0.93 in 2024; short-term debt: 44.2% and cash: 0.1% of total assets), and 79.8% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 10, small). Better than this share of them on solvency 28%, liquidity 22%, profitability 37%, growth against the median 54%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Manufacture of food products (NACE 10)

In the bankruptcy model this factor raises the probability.

KBO

Liquidity: current ratio 0.84, cash €3,239, halved

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Equity €451,561 (20.2% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Founded in 1995

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Filed after the deadline

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-02-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

28 d late

2024

28 d late

2023

29 d late

2022

28 d late

2021

28 d late

2020

28 d late

2019

27 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 28 February (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

30-06-2026 close04-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage