NOMAD NOMAD
ActiveSummary
NOMAD NOMAD has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €10k. Equity is growing by ~33.9% per year across the filed fiscal years. Its solvency ranks better than 35% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-13
Solvency62▼-17
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.75 in 2024; short-term debt: 55.7% and cash: 57.3% of total assets), and 62.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.4%
Return on assets
5.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
20 d late
2023
30 d early
2022
14 d late
2021
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€65k▼ 30.4%
2024 · €93k
2021: €31k
2022: €33k
2023: €65k
2024: €93k
2021 → 2025
Total assets
€173k▲ 0.3%
2024 · €172k
2021: €61k
2022: €66k
2023: €138k
2024: €172k
2021 → 2025
Net result
€10k▼ 65.2%
2024 · €28k
2021: €27k
2022: €2k
2023: €46k
2024: €28k
2021 → 2025
Working capital
€19k▼ 53.8%
2024 · €40k
2021: €23k
2022: €20k
2023: €50k
2024: €40k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€33k▲ 7.9%€65k▲ 94.9%€93k▲ 43.6%€65k▼ 30.4%
Operating result€36k-€5k▼ 86.1%€61k▲ 1,102%€40k▼ 34.4%€17k▼ 57.7%
Net result€27k-€2k▼ 91.1%€46k▲ 1,811%€28k▼ 39.4%€10k▼ 65.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 58% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €173k
Fixed assets
€58k ▼ 25.6%
Current assets
€115k ▲ 21.8%
Equity and liabilities €173k
Equity
€65k ▼ 30.4%
Debt
€108k ▲ 36.2%
Debt's share of the balance-sheet total rises from 46.1% to 62.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€39k▼
2024 · €54k
Cash flow
€32k▼
2024 · €42k
Current ratio
1.19▼
2024 · 1.75
Debt to equity
1.67▲
2024 · 0.85
ROE
15.2%▼
2024 · 30.3%
ROA
5.7%▼
2024 · 16.4%
Interest coverage
25.72▼
2024 · 28.81
Debt ≤ 1 year
€96k▲
2024 · €54k
Debt > 1 year
€12k▼
2024 · €25k
Income taxes
€6k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€172k€173k▲
Fixed assets21/28€78k€58k▼
Tangible fixed assets22/27€78k€58k▼
Furniture and vehicles24€76k€54k▼
Assets under construction and advance payments27€2k€4k▲
Current assets29/58€94k€115k▲
Amounts receivable within one year40/41€19k€16k▼
Trade receivables40€19k€16k▼
Other amounts receivable41€151-
Cash at bank and in hand54/58€75k€99k▲
Equity and liabilities
Total equity and liabilities10/49€172k€173k▲
Equity10/15€93k€65k▼
Contributions10/11€4k€4k=
Reserves13-€9k
Distributable reserves133-€9k
Profit (loss) carried forward14€89k€52k▼
Amounts payable17/49€79k€108k▲
Amounts payable after more than one year17€25k€12k▼
Financial debts170/4€25k€12k▼
Amounts payable within one year42/48€54k€96k▲
Current portion of amounts payable after more than one year42€14k€13k▼
Trade debts44€5k€17k▲
Suppliers440/4€5k€17k▲
Taxes, remuneration and social security45€34k€24k▼
Taxes450/3€32k€24k▼
Remuneration and social security454/9€3k€619▼
Other amounts payable47/48-€42k
Income statement
Code20242025
Non-recurring operating income76A€7k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€23k▲
Other operating charges640/8€20k€13k▼
Gross operating margin9900€73k€53k▼
Operating profit (loss)9901€40k€17k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€38k€15k▼
Income taxes67/77€10k€6k▼
Profit (loss) for the period9904€28k€10k▼
Profit (loss) for the period to be appropriated9905€28k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€89k€99k▲
Profit (loss) brought forward from the previous period14P€61k€89k▲
Transfer to equity691/2-€9k
To other reserves6921-€9k
Profit to be distributed694/7-€38k
Directors or managers695-€38k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €46k ▲1811%
Operating result €61k, net result €46k, both a record.
14-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
2022
31-12
Financial
Weakest financial yearnet €2k ▼91.1%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijvisschepark 1109052 GentGround area
1,087 m²
Building footprint
249 m²
Volume, LiDAR
980 m³
Parcel 44082A0168/00K000, Flanders · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
NOMAD NOMAD
since 20202.306.146.789
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44082A0168/00K000 | Flanders | 1,087 m² | 1 · 249 m² | 5.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STRATEGOS CONSULTING
BE 0681.513.882
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Ehras Consulting
BE 0792.714.088
Wijnegem · Eq €64,528
De Kempeneer BV
BE 1004.331.961
Beveren-Kruibeke-Zwijndrecht · Eq €64,527
PARFINANS
BE 0508.608.315
Ukkel · Eq €64,526
CP FOCUS
BE 0866.988.869
Lint · Eq €64,543
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,313 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.