NOLY
ActiveSummary
NOLY has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €219k and a net result of €77k. Equity is growing by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 91% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+26
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 12.87 against 32.86 in 2024; short-term debt: 7.6% and cash: 24.5% of total assets), and 7.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.4%
Return on assets
32.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
31 d late
2022
25 d late
2021
29 d late
2020
31 d late
2019
55 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€219k▲ 54.1%
2024 · €142k
2018: €31k
2019: €60k
2020: €83k
2021: €123k
2022: €142k
2023: €136k
2024: €142k
2018 → 2025
Total assets
€237k▲ 61.6%
2024 · €147k
2018: €85k
2019: €68k
2020: €91k
2021: €133k
2022: €146k
2023: €143k
2024: €147k
2018 → 2025
Net result
€77k▲ 1,153%
2024 · €6k
2018: €13k
2019: €29k
2020: €24k
2021: €40k
2022: €19k
2023: €-6k
2024: €6k
2018 → 2025
Working capital
€214k▲ 50.5%
2024 · €142k
2018: €14k
2019: €45k
2020: €75k
2021: €121k
2022: €141k
2023: €135k
2024: €142k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€123k-€142k▲ 15.7%€136k▼ 4.3%€142k▲ 4.5%€219k▲ 54.1%
Operating result€56k-€25k▼ 54.6%€-8k€6k€105k▲ 1,536%
Net result€40k-€19k▼ 51.3%€-6k€6k€77k▲ 1,153%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,536% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €237k
Fixed assets
€6k ▲ 837%
Current assets
€232k ▲ 58.3%
Equity and liabilities €237k
Equity
€219k ▲ 54.1%
Debt
€18k ▲ 293%
Debt's share of the balance-sheet total rises from 3.1% to 7.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€106k▲
2024 · €7k
Cash flow
€78k▲
2024 · €7k
Current ratio
12.87▼
2024 · 32.86
Debt to equity
0.08▲
2024 · 0.03
ROE
35.1%▲
2024 · 4.3%
ROA
32.5%▲
2024 · 4.2%
Interest coverage
638.05▲
2024 · 38.52
Debt ≤ 1 year
€18k▲
2024 · €4k
Income taxes
€30k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€147k€237k▲
Fixed assets21/28€624€6k▲
Tangible fixed assets22/27€624€6k▲
Furniture and vehicles24€624€4k▲
Other tangible fixed assets26-€2k
Current assets29/58€146k€232k▲
Amounts receivable after more than one year29€120k€128k▲
Other amounts receivable291€120k€128k▲
Amounts receivable within one year40/41€20k€44k▲
Trade receivables40€18k€34k▲
Other amounts receivable41€2k€10k▲
Cash at bank and in hand54/58€6k€58k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€147k€237k▲
Equity10/15€142k€219k▲
Contributions10/11€12k€12k=
Reserves13€129k€206k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€128k€205k▲
Profit (loss) carried forward14€679€810▲
Amounts payable17/49€5k€18k▲
Amounts payable within one year42/48€4k€18k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€2k€14k▲
Taxes450/3€2k€14k▲
Other amounts payable47/48€708€3k▲
Accrued charges and deferred income492/3€129€12▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€777▼
Other operating charges640/8€3k€1k▼
Gross operating margin9900€10k€107k▲
Operating profit (loss)9901€6k€105k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€193€166▼
Recurring financial charges65€193€166▼
Profit (loss) for the period before taxes9903€8k€107k▲
Income taxes67/77€2k€30k▲
Profit (loss) for the period9904€6k€77k▲
Profit (loss) for the period to be appropriated9905€6k€77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€78k▲
Profit (loss) brought forward from the previous period14P€634€679▲
Transfer to equity691/2€6k€77k▲
To other reserves6921€6k€77k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €77k ▲1153%
Operating result €105k, net result €77k, both a record.
31-12
Financial
Equity above €200kEq €219k ▲54.1%
2 profitable years in a row build equity to €219k.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Weakest financial yearnet €-6k ▼132%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 41.69
Current ratio from 14.68 to 41.69; short-term debt falls from €9k to €3k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Equity above €100kEq €123k ▲47.5%
4 profitable years in a row build equity to €123k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Show earlier events
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
31-12
Financial
Liquidity times 5current ratio 6.10
Current ratio from 1.28 to 6.10; short-term debt falls from €49k to €9k.
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eupen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Peter-Becker-Strasse 364700 Eupen1 establishment unit
NOLY
since 20162.254.420.847
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,474 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-06-2016
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filings
Scores and ratios are computed by Checked and are not a credit decision.