NOLIV
ActiveSummary
NOLIV has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €378,494 and a net result of €86,226. Equity is growing by ~36.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability90▼-1
Solvency100▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 5.42 against 1.96 in 2023; short-term debt: 6.8% and cash: 31.7% of total assets), and 24.5% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
53 d early
2024
51 d early
2023
5 d early
2022
5 d early
2021
10 d late
2020
25 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 22 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 July (4 of the last 5 filed years within 46 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet
Equity
€378,494▲ 29.5%
2023 · €292,268
Total assets
€501,597▲ 12.7%
2023 · €445,088
Net result
€86,226▲ 6.6%
2023 · €80,907
Working capital
€151,663▲ 175%
2023 · €55,072
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€78,224-€103,014▲ 31.7%€81,745▼ 20.6%€107,099▲ 31.0%€112,332▲ 4.9%
Net result€61,970above the sector's middle half-€82,155above the sector's middle half▲ 32.6%€64,236above the sector's middle half▼ 21.8%€80,907above the sector's middle half▲ 26.0%€86,226above the sector's middle half▲ 6.6%
Equity€64,970within the sector's middle half-€147,125within the sector's middle half▲ 126%€211,361above the sector's middle half▲ 43.7%€292,268above the sector's middle half▲ 38.3%€378,494above the sector's middle half▲ 29.5%
Total assets€88,547within the sector's middle half-€192,707within the sector's middle half▲ 118%€355,748within the sector's middle half▲ 84.6%€445,088above the sector's middle half▲ 25.1%€501,597above the sector's middle half▲ 12.7%
Debt€23,577-€45,581▲ 93.3%€144,387▲ 217%€152,820▲ 5.8%€123,103▼ 19.4%
Working capital€64,970within the sector's middle half-€147,125above the sector's middle half▲ 126%€13,350within the sector's middle half▼ 90.9%€55,072within the sector's middle half▲ 313%€151,663above the sector's middle half▲ 175%
Solvency73.4%above the sector's middle half-76.3%above the sector's middle half▲ 3.0pp59.4%within the sector's middle half▼ 16.9pp65.7%within the sector's middle half▲ 6.3pp75.5%within the sector's middle half▲ 9.8pp
Current ratio3.76within the sector's middle half-4.23above the sector's middle half▲ 0.471.31within the sector's middle half▼ 2.921.96within the sector's middle half▲ 0.645.42above the sector's middle half▲ 3.46
Return on assets (ROA)70.0%above the sector's middle half-42.6%above the sector's middle half▼ 27.4pp18.1%within the sector's middle half▼ 24.6pp18.2%within the sector's middle half▲ 0.1pp17.2%within the sector's middle half▼ 1.0pp
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 5% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €501,597
Fixed assets
€315,587 ▼ 5.1%
Current assets
€186,010 ▲ 65.2%
Equity and liabilities €501,597
Equity
€378,494 ▲ 29.5%
Debt
€123,103 ▼ 19.4%
Debt's share of the balance-sheet total falls from 34.3% to 24.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€129,247▲
2023 · €119,641
Cash flow
€103,140▲
2023 · €93,450
Debt to equity
0.33▼
2023 · 0.52
ROE
22.8%▼
2023 · 27.7%
Interest coverage
34.86▲
2023 · 34.12
Debt ≤ 1 year
€34,347▼
2023 · €57,515
Debt > 1 year
€88,756▼
2023 · €95,305
Income taxes
€22,865▲
2023 · €22,849
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,781 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
2.7%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,781 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €2,689 | €12,543 | €16,915 | ▲ 34.9% |
| Other operating charges640/8 | - | €62 | €410 | €562 | €1,158 | ▲ 106% |
| Gross operating margin9900 | €78,286 | €103,076 | €84,843 | €120,203 | €130,404 | ▲ 8.5% |
| Operating profit (loss)9901 | €78,224 | €103,014 | €81,745 | €107,099 | €112,332 | ▲ 4.9% |
| Financial income75/76B | - | - | €0 | €164 | €467 | ▲ 185% |
| Recurring financial income75 | - | - | €0 | €164 | €467 | ▲ 185% |
| Financial charges65/66B | - | €105 | €1,406 | €3,506 | €3,708 | ▲ 5.8% |
| Recurring financial charges65 | €64 | €105 | €1,406 | €3,506 | €3,708 | ▲ 5.8% |
| Profit (loss) for the period before taxes9903 | €78,161 | €102,909 | €80,339 | €103,757 | €109,091 | ▲ 5.1% |
| Income taxes67/77 | €16,191 | €20,754 | €16,103 | €22,849 | €22,865 | ▲ 0.1% |
| Profit (loss) for the period9904 | €61,970 | €82,155 | €64,236 | €80,907 | €86,226 | ▲ 6.6% |
| Profit (loss) for the period to be appropriated9905 | €61,970 | €82,155 | €64,236 | €80,907 | €86,226 | ▲ 6.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €88,547 | €192,707 | €355,748 | €445,088 | €501,597 | ▲ 12.7% |
| Fixed assets21/28 | - | - | €299,709 | €332,502 | €315,587 | ▼ 5.1% |
| Tangible fixed assets22/27 | - | - | €299,709 | €332,502 | €315,587 | ▼ 5.1% |
| Land and buildings22 | - | - | €299,709 | €291,861 | €284,014 | ▼ 2.7% |
| Furniture and vehicles24 | - | - | - | €40,641 | €31,574 | ▼ 22.3% |
| Current assets29/58 | €88,547 | €192,707 | €56,040 | €112,586 | €186,010 | ▲ 65.2% |
| Amounts receivable within one year40/41 | €10,534 | €16,806 | €17,817 | €19,046 | €22,933 | ▲ 20.4% |
| Trade receivables40 | - | €16,806 | €17,817 | €19,027 | €18,679 | ▼ 1.8% |
| Other amounts receivable41 | - | - | - | €19 | €4,254 | ▲ 22,771% |
| Current investments50/53 | €75,900 | €174,998 | - | - | - | - |
| Cash at bank and in hand54/58 | €111 | €387 | €36,236 | €89,185 | €159,191 | ▲ 78.5% |
| Deferred charges and accrued income490/1 | - | €516 | €1,986 | €4,355 | €3,886 | ▼ 10.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €88,547 | €192,707 | €355,748 | €445,088 | €501,597 | ▲ 12.7% |
| Equity10/15 | €64,970 | €147,125 | €211,361 | €292,268 | €378,494 | ▲ 29.5% |
| Contributions10/11 | - | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €61,970 | €144,125 | €208,361 | €289,268 | €375,494 | ▲ 29.8% |
| Distributable reserves133 | - | €144,125 | €208,361 | €289,268 | €375,494 | ▲ 29.8% |
| Amounts payable17/49 | €23,577 | €45,581 | €144,387 | €152,820 | €123,103 | ▼ 19.4% |
| Amounts payable after more than one year17 | - | - | €101,698 | €95,305 | €88,756 | ▼ 6.9% |
| Financial debts170/4 | - | - | €101,698 | €95,305 | €88,756 | ▼ 6.9% |
| Amounts payable within one year42/48 | €23,577 | €45,581 | €42,689 | €57,515 | €34,347 | ▼ 40.3% |
| Current portion of amounts payable after more than one year42 | - | - | €6,252 | €6,393 | €6,549 | ▲ 2.4% |
| Trade debts44 | €1,070 | €1,843 | €2,769 | €6,654 | €3,488 | ▼ 47.6% |
| Suppliers440/4 | - | €1,843 | €2,769 | €6,654 | €3,488 | ▼ 47.6% |
| Taxes, remuneration and social security45 | - | €36,499 | €24,399 | €31,145 | €6,077 | ▼ 80.5% |
| Taxes450/3 | - | €34,499 | €22,399 | €29,145 | €4,077 | ▼ 86.0% |
| Remuneration and social security454/9 | - | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Other amounts payable47/48 | - | €7,239 | €9,269 | €13,323 | €18,233 | ▲ 36.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €61,970 | €82,155 | €64,236 | €80,907 | €86,226 | ▲ 6.6% |
| + Depreciation and write-downs630 | - | - | €2,689 | €12,543 | €16,915 | ▲ 34.9% |
| Operating cash flow (approximation) | €61,970 | €82,155 | €66,924 | €93,450 | €103,140 | ▲ 10.4% |
| Investment in fixed assets (approximation) | - | - | - | -€45,336 | €0 | ▲ 100% |
| Change in cash | - | €276 | €35,849 | €52,949 | €70,006 | ▲ 32.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €86,226 ▲6.6%
Operating result €112,332, net result €86,226, both a record.
31-12
Financial
Liquidity triplescurrent ratio 5.42
Current ratio from 1.96 to 5.42; short-term debt falls from €57,515 to €34,347.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200,000Eq €211,361 ▲43.7%
3 profitable years in a row build equity to €211,361.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
31-12
Financial
Equity above €100,000Eq €147,125 ▲126%
2 profitable years in a row build equity to €147,125.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Gingelom · 1 establishment unit since 2019
Ground area
1,250 m²
Building footprint
227 m²
Volume, LiDAR
1,053 m³
Parcel 71039B0170/00F000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NOLIV
since 20192.292.694.770
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71039B0170/00F000indicative | Flanders | 1,250 m² | 1 · 227 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,494 companies in this sector we hold annual accounts for 9,420. 6,242 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded03-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
82100Office administrative and support services
93299Other amusement and recreation activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0733623371
Also
9925:BE0733623371
Registered
30-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.