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NOJAM

Active Private limited companyfounded 2011active for 15 yearsChaussée d'Enghien 248, 1480 TubizeKBO/BCE: BE 0834.889.094 subsidiary of Cebera
NOJAM
Financial year 2025
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Annual accounts 2025

micro format, filed on 12-10-2026, 73 days late
€124,338
▼ 50.6%
-€3,622
▼ €116,142
-€5,018
▼ €93,143
€72,276
▲ 9.9%
22.1%
▼ 12.5 percentage points
1.23
▼ 0.14

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €1.0m. Estimated: probably between €710,000 and €1.3m.

Balance sheet

balance sheet total €398,681 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

22.1%

Higher than 40% of 22,917 companies in 2025.

1.23

Higher than 42% of 22,047 companies in 2025.

-1.3%

Higher than 29% of 22,197 companies in 2025.

NOJAM Middle half of the sector 80% of the sector Micro accounts in retail trade (NACE 47)

Net result: bottom quarter · Equity: middle half · Balance sheet total: top quarter · Working capital: middle half

Staff

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020201920182017201620152014201320122011
Balance sheet: assets
20/58 398,681269,399224,588159,841233,357154,878205,536189,090229,420264,484253,150293,737244,417340,336291,368
20 -----------290510730950
21/28 15,74527,29825,22433,15844,90227,80941,59257,78467,47279,56085,729101,041120,017142,364124,987
21 ----------3737461,1191,492-
22/27 11,08722,64020,56628,50040,24423,53337,55253,82863,51675,60481,40096,049114,492136,854123,949
22 7,19710,6035,2847,92610,568----------
23 2,9723,936-----2,5396,39112,96325,89526,13429,95625,440-
24 9181,2421,566-2,2444,4897,2168,7884,1551,5505,95212,45318,17420,97223,406
26 -6,85813,71620,57327,43119,04430,33642,50152,96961,09049,55257,46266,36290,442100,543
28 4,6584,6584,6584,6584,6584,2764,0403,9563,9563,9563,9563,9563,8963,28888
29/58 382,935242,101199,364126,683188,455127,069163,943131,306161,949184,923167,421192,696124,399197,972166,381
3 61,66142,10953,98553,98549,98566,93685,42977,74182,14395,22968,90584,05866,69473,18657,014
30/36 61,66142,10953,98553,98549,98566,93685,42977,74182,14395,22968,90584,05866,69473,18657,014
40/41 279,229139,913118,32865,213125,85537,36368,65845,48379,70582,59692,899108,39457,396122,71577,208
40 105,99176,974109,29545,263108,85523,03554,51934,71531,60442,05421,82329,8841,92752,41512,432
41 173,23862,9389,03419,95117,00014,32814,13910,76848,10140,54271,07678,51055,47070,30064,776
54/58 42,04560,08026,4677,48512,61422,7699,8568,081--5,373-7260031,004
490/1 --584-----1017,0992442442381,4711,154
Balance sheet: equity and liabilities
10/49 398,681269,399224,588159,841233,357154,878205,536189,090229,420264,484253,150293,737244,417340,336291,368
10/15 88,02293,0394,914-853-13,739-25,167-79,204-38,025-47,64634,75330,38430,344-16,604-54,18734,741
10/11 18,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,6006,2006,2006,200
100 ------18,60018,60018,60018,60018,60018,60018,60018,60018,600
101 ------------12,40012,40012,400
11 ---18,60018,600----------
1109/19 ---18,60018,600----------
13 1,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,860
130/1 1,8601,8601,8601,8601,8601,860---------
130 ------1,8601,8601,8601,8601,8601,8601,8601,8601,860
1311 1,8601,8601,8601,8601,8601,860---------
14 67,56272,579-15,546-21,313-34,199-45,627-99,664-58,485-68,10614,2939,9249,884-24,664-62,24726,681
17/49 310,659176,360219,674160,694247,095180,045284,740227,115277,067229,730222,765263,393261,021394,523256,627
17 ---5435439,123---6,29930,73353,98676,117113,173123,437
170/4 ---5435439,123---6,29930,73353,98676,117113,173123,437
42/48 310,659176,360219,674160,151246,552170,922284,740227,115277,067223,431192,033209,407184,904281,350133,189
42 ---1058,5808,325--8,41826,55525,37824,25839,18738,00221,962
43 -----11723,80632,00029,45418,906-9,113---
430/8 -----11723,80632,00029,45418,906-----
439 -----------9,113---
44 150,857116,307174,88387,792199,322130,032203,475167,654210,250144,512128,529138,134107,646187,86582,650
440/4 150,857116,307174,88387,792199,322130,032203,475167,654210,250144,512128,529138,134107,646187,86582,650
45 136,36636,84216,28917,39530,20123,44819,45914,74013,67720,75725,68625,20127,32743,95428,577
450/3 119,15623,126994-6,8742,026-3732654927-2,47715,93415,934
454/9 17,21013,71615,29517,39523,32721,42119,45914,36713,65020,70324,75925,20124,85028,02012,643
47/48 23,43623,21128,50354,8608,4509,00038,00012,72115,26812,70012,43912,70010,74411,529-
Income statement
76A -------4,844-241-1,04339,220--
9900 124,338251,725137,024191,271180,423206,730153,576170,26268,750206,828201,246234,589208,874111,646154,115
62 114,248124,303119,167163,952152,778133,359143,423134,035120,560165,804167,372165,323166,600170,23072,259
630 12,85211,8219,55411,74411,74414,01917,95118,62019,83127,88429,54828,01926,04624,0517,846
640/8 8603,0801,0911,0473,0462,75227,7201,4831,8581,8342,0021,5162,7941,312629
66A ------518-1,101---6,02311723,195
9901 -3,622112,5207,21214,52812,85556,600-36,03516,125-74,60011,3052,32439,73113,434-83,94673,382
75/76B 3,758---1481099413,08541,4011,440281
75 3,758---1481099413,08541,4011,440281
65/66B 5,1531,2681,4461,6421,4272,6125,1546,5137,8096,9775,3696,23010,4506,3045,963
65 5,1531,2681,4461,6421,4272,6125,1546,5137,8096,9775,3696,23010,4506,3045,963
9903 -5,018111,2525,76712,88511,42854,037-41,1799,621-82,4004,3694134,54737,583-88,92844,505
67/77 -23,126------------15,964
9904 -5,01888,1265,76712,88511,42854,037-41,1799,621-82,4004,3694134,54737,583-88,92828,541
9905 -5,01888,1265,76712,88511,42854,037-41,1799,621-82,4004,3694134,54737,583-88,92828,541
Appropriation of the result
9906 67,56272,579-15,546-21,313-34,199-45,627-99,664-58,485-68,10614,2939,9249,884-24,664-62,24728,541
14P 72,579-15,546-21,313-34,199-45,627----------
691/2 --------------1,860
6920 --------------1,860
Social balance sheet
9087 ---74047.28.286.46.177.47.57.43.9
Hours worked1013 ---10,378-8,3148,7839,4499,33711,30312,06812,18012,35712,9606,309
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 12-10-2026.

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Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 73 days after the deadline. Filed on 12 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00557733.

Financial year Type Filed Reference Document
31-12-2025 micro format 12-10-2026 2026-00557733 PDF
31-12-2024 micro format 09-10-2025 2025-00538399 PDF
31-12-2023 micro format 27-08-2024 2024-00431320 PDF
31-12-2022 micro format 09-08-2023 2023-00326206 PDF
31-12-2021 micro format 30-08-2022 2022-20346803 PDF
31-12-2020 micro format 31-08-2021 2021-65300311 PDF
31-12-2019 micro format 31-08-2020 2020-49700323 PDF
31-12-2018 micro format 29-08-2019 2019-53500016 PDF
31-12-2017 full format 31-08-2018 2018-61100512 PDF
31-12-2016 full format 31-08-2017 2017-52700201 PDF
31-12-2015 full format 31-08-2016 2016-57400530 PDF
31-12-2014 full format 31-08-2015 2015-50400106 PDF
31-12-2013 full format 31-08-2014 2014-56600555 PDF
31-12-2012 full format 30-08-2013 2013-52100335 PDF
31-12-2011 full format 28-09-2012 2012-59400450 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020201920182017201620152014201320122011
9,230124,34116,76626,27224,59970,619-18,08434,745-54,76939,19031,87267,75039,480-59,89681,228
7,83599,94715,32124,63023,17368,056-23,22828,241-62,56932,25429,58862,56763,629-64,87736,387
1,30013,8951,620028,8372361,7598,9327,74322,71616,8009,04318,87841,428131,733
-18,03533,61318,982-5,130-10,15512,9131,775------528-30,404-
72,27665,742-20,310-33,468-58,097-43,853-120,796-95,809-115,118-38,507-24,611-16,711-60,504-83,37833,191
22.1%34.5%2.2%-0.5%-5.9%-16.2%-38.5%-20.1%-20.8%13.1%12.0%10.3%-6.8%-15.9%11.9%
1.231.370.910.790.760.740.580.580.580.830.870.920.670.701.25
1.031.130.660.450.560.350.280.240.290.400.510.520.310.440.82
3.531.9044.71------6.617.338.68--7.39
-5.7%94.7%117.4%------12.6%0.1%113.9%--82.2%
-1.3%32.7%2.6%8.1%4.9%34.9%-20.0%5.1%-35.9%1.7%0.0%11.8%15.4%-26.1%9.8%
1.7998.0411.6016.0017.24----------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202231-12-2021
Employees at the balance-sheet date76
full-time55
part-time21
in full-time equivalents6.55.5
76.1
On a permanent contract22
Joined1013
Left915
Training hours3,111605

Source: social balance sheet in the 2021 to 2022 annual accounts

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€1,300€13,895€1,620-€28,455
Financial fixed assets----€382
€12,852€11,821€9,554€11,744€11,744

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on NOJAM

The operating result for 2025 is a loss of €3,622, after a profit of €112,520 in 2024. It is the lowest result since 2019.

Debt's share of the balance-sheet total rises from 65.5% to 77.9%. Equity is lower and debt is higher.

Next steps

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