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Private limited companyfounded 20206 yrs activeVinkenkantstraat 10, 3660 Oudsbergen, BelgiumKBO/BCE: BE 0745.468.754
Summary

Noek is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €90,966 and a net result of €46,708. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 61% of 8074 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
32 d early
2024
30 d early
2023
9 d early
2022
20 d early
2021
34 d early
2020
17 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 17 March 2020, Noek was incorporated as a Private limited company.1 Total assets went from EUR 50,472 in 2020 to EUR 141,169 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€90,966▲ 75.8%
2024 · €51,758
Net result
€46,708▲ 101%
2024 · €23,286
Total assets
€141,169▲ 43.5%
2024 · €98,402
Solvency
64.4%▲ 11.8pp
2024 · 52.6%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€40,461▲ 62.5%€23,222▼ 42.6%€33,839▲ 45.7%€33,542▼ 0.9%€62,713▲ 87.0%
Net result€31,360within the sector's middle half▲ 59.3%€17,055within the sector's middle half▼ 45.6%€23,368within the sector's middle half▲ 37.0%€23,286within the sector's middle half▼ 0.4%€46,708within the sector's middle half▲ 101%
Equity€56,049within the sector's middle half▲ 127%€73,104within the sector's middle half▲ 30.4%€56,472within the sector's middle half▼ 22.8%€51,758within the sector's middle half▼ 8.3%€90,966within the sector's middle half▲ 75.8%
Total assets€103,038below the sector's middle half▲ 104%€120,777below the sector's middle half▲ 17.2%€127,705below the sector's middle half▲ 5.7%€98,402below the sector's middle half▼ 22.9%€141,169within the sector's middle half▲ 43.5%
Debt€46,989▲ 82.3%€47,672▲ 1.5%€71,233▲ 49.4%€46,644▼ 34.5%€50,203▲ 7.6%
Working capital€31,686▲ 32.7%€50,555▲ 59.5%€28,821▼ 43.0%€26,773▼ 7.1%€83,123▲ 210%
Solvency54.4%within the sector's middle half▲ 5.5pp60.5%within the sector's middle half▲ 6.1pp44.2%within the sector's middle half▼ 16.3pp52.6%within the sector's middle half▲ 8.4pp64.4%within the sector's middle half▲ 11.8pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2021: €40,461€40,461Net result 2021: €31,360€31,360Operating result 2022: €23,222€23,222Net result 2022: €17,055€17,055Operating result 2023: €33,839€33,839Net result 2023: €23,368€23,368Operating result 2024: €33,542€33,542Net result 2024: €23,286€23,286Operating result 2025: €62,713€62,713Net result 2025: €46,708€46,70820212022202320242025€0€20,000€40,000€60,000Operating result 2023: €33,839€33,800Net result 2023: €23,368€23,400Operating result 2024: €33,542€33,500Net result 2024: €23,286€23,300Operating result 2025: €62,713€62,700Net result 2025: €46,708€46,700202320242025
The operating result recovers in 2025; 2025 is 87% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €141,169
Fixed assets €8,042 ▼ 68.1%
Current assets €133,126 ▲ 81.8%
Equity and liabilities €141,169
Equity €90,966 ▲ 75.8%
Debt €50,203 ▲ 7.6%
Debt's share of the balance-sheet total falls from 47.4% to 35.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
ROE
51.3%▲
2024 · 45.0%
ROA
33.1%▲
2024 · 23.7%
Debt ≤ 1 year
€50,003▲
2024 · €46,444
Income taxes
€15,897▲
2024 · €9,997
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€98,402€141,169▲
Fixed assets21/28€25,185€8,042▼
Tangible fixed assets22/27€25,185€8,042▼
Furniture and vehicles24€12,942€8,042▼
Leasing and similar rights25€12,242€0▼
Current assets29/58€73,217€133,126▲
Amounts receivable within one year40/41€0€14,520▲
Trade receivables40€0€14,520▲
Cash at bank and in hand54/58€70,596€117,618▲
Deferred charges and accrued income490/1€2,621€988▼
Equity and liabilities
Total equity and liabilities10/49€98,402€141,169▲
Equity10/15€51,758€90,966▲
Contributions10/11€5,000€5,000=
Reserves13€46,758€85,966▲
Distributable reserves133€46,758€85,966▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€46,644€50,203▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€46,444€50,003▲
Current portion of amounts payable after more than one year42€2,182€0▼
Trade debts44€1,436€37▼
Suppliers440/4€1,436€37▼
Taxes, remuneration and social security45€14,367€17,596▲
Taxes450/3€12,367€17,596▲
Remuneration and social security454/9€2,000€0▼
Other amounts payable47/48€28,459€32,370▲
Accrued charges and deferred income492/3€200€200=
Income statement Code20242025
Non-recurring operating income76A-€1,335
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,956€4,900▼
Other operating charges640/8€1,934€1,366▼
Gross operating margin9900€48,432€68,979▲
Operating profit (loss)9901€33,542€62,713▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€260€108▼
Recurring financial charges65€260€108▼
Profit (loss) for the period before taxes9903€33,283€62,605▲
Income taxes67/77€9,997€15,897▲
Profit (loss) for the period9904€23,286€46,708▲
Profit (loss) for the period to be appropriated9905€23,286€46,708▲
Appropriation of the result
Profit (loss) to be appropriated9906€23,286€46,708▲
Transfer from equity791/2€28,000€0▼
Transfer to equity691/2€23,286€39,208▲
To other reserves6921€23,286€39,208▲
Profit to be distributed694/7€28,000€7,500▼
Return on contributions (dividend)694€28,000€0▼
Directors or managers695-€7,500

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A----€1,335-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,581€10,329€11,381€12,956€4,900▼ 62.2%
Other operating charges640/8€4,163€1,834€1,787€1,934€1,366▼ 29.4%
Gross operating margin9900€52,204€35,385€47,007€48,432€68,979▲ 42.4%
Operating profit (loss)9901€40,461€23,222€33,839€33,542€62,713▲ 87.0%
Financial income75/76B€3€0-€1€0▼ 100%
Recurring financial income75€3€0-€1€0▼ 100%
Financial charges65/66B€617€588€431€260€108▼ 58.3%
Recurring financial charges65€617€588€431€260€108▼ 58.3%
Profit (loss) for the period before taxes9903€39,846€22,634€33,407€33,283€62,605▲ 88.1%
Income taxes67/77€8,487€5,579€10,039€9,997€15,897▲ 59.0%
Profit (loss) for the period9904€31,360€17,055€23,368€23,286€46,708▲ 101%
Profit (loss) for the period to be appropriated9905€31,360€17,055€23,368€23,286€46,708▲ 101%
Line20212022202320242025Change
Assets
Total assets20/58€103,038€120,777€127,705€98,402€141,169▲ 43.5%
Fixed assets21/28€43,937€33,608€30,033€25,185€8,042▼ 68.1%
Tangible fixed assets22/27€43,937€33,608€30,033€25,185€8,042▼ 68.1%
Furniture and vehicles24€2,553€1,938€8,077€12,942€8,042▼ 37.9%
Leasing and similar rights25€41,385€31,670€21,956€12,242€0▼ 100%
Current assets29/58€59,101€87,169€97,671€73,217€133,126▲ 81.8%
Amounts receivable within one year40/41€11,495€545€14,520€0€14,520-
Trade receivables40€11,495€545€14,520€0€14,520-
Cash at bank and in hand54/58€44,978€84,779€80,197€70,596€117,618▲ 66.6%
Deferred charges and accrued income490/1€2,628€1,844€2,954€2,621€988▼ 62.3%
Equity and liabilities
Total equity and liabilities10/49€103,038€120,777€127,705€98,402€141,169▲ 43.5%
Equity10/15€56,049€73,104€56,472€51,758€90,966▲ 75.8%
Contributions10/11€5,000€5,000€5,000€5,000€5,000=
Reserves13€51,049€68,104€51,472€46,758€85,966▲ 83.9%
Distributable reserves133€51,049€68,104€51,472€46,758€85,966▲ 83.9%
Profit (loss) carried forward14--€0€0€0-
Amounts payable17/49€46,989€47,672€71,233€46,644€50,203▲ 7.6%
Amounts payable after more than one year17€19,455€10,859€2,182€0--
Financial debts170/4€19,455€10,859€2,182€0--
Amounts payable within one year42/48€27,415€36,613€68,851€46,444€50,003▲ 7.7%
Current portion of amounts payable after more than one year42€8,515€8,595€8,677€2,182€0▼ 100%
Trade debts44€613€2,394€2,501€1,436€37▼ 97.4%
Suppliers440/4€613€2,394€2,501€1,436€37▼ 97.4%
Taxes, remuneration and social security45€17,037€24,262€16,377€14,367€17,596▲ 22.5%
Taxes450/3€15,037€22,262€14,377€12,367€17,596▲ 42.3%
Remuneration and social security454/9€2,000€2,000€2,000€2,000€0▼ 100%
Other amounts payable47/48€1,251€1,361€41,296€28,459€32,370▲ 13.7%
Accrued charges and deferred income492/3€120€200€200€200€200=
Line20212022202320242025Change
Profit (loss) for the period9904€31,360€17,055€23,368€23,286€46,708▲ 101%
+ Depreciation and write-downs630€7,581€10,329€11,381€12,956€4,900▼ 62.2%
Operating cash flow (approximation)€38,940€27,384€34,749€36,242€51,608▲ 42.4%
Investment in fixed assets (approximation)-€0-€7,807-€8,108€12,242▲ 251%
Change in cash-€39,801-€4,582-€9,602€47,023▲ 590%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2020net €46,708 ▲101%
Operating result €62,713, net result €46,708, both a record.
01-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet €17,055 ▼45.6%
Net result drops to €17,055, the lowest in the series; recovery starts the following year.
27-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
14-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
1,598 m²
Building footprint
166 m²
Volume, LiDAR
1,063 m³
Parcel 71047A0943/00N000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Noek
Vinkenkantstraat 10, 3660 OudsbergenFinancial service activities, except insurance and pension funding
since 20202.300.785.758
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71047A0943/00N000 Flanders 1,598 m² 1 · 166 m² 10.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 12,100 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-03-2020
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0745468754
Registered 21-03-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.