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NOCA

Active
Private limited companyfounded 20224 yrs activeChemin des Ornois 18, 1380 Lasne, BelgiumKBO/BCE: BE 0787.330.786
Summary

The computed 12-month bankruptcy probability of NOCA is 3.3% (moderate). The 2025 annual accounts show negative equity (-€6,473) and a net result of €942. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 9% of 18606 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability90▲+90
Solvency0=
Growth78▲+20
Track record94
Bankruptcy probability, 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.07; short-term debt: 218.1% and cash: 14.3% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-118.1%
Return on assets
17.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 18606 sector peers (2025).
NBB · sector comparison
Position among 18606 sector peers
Solvency
better than 9%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
on the day
2024
34 d early
2023
8 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 9 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

NOCA was incorporated on 16 June 2022 as a Private limited company.1 Total assets rose from EUR 2,639 in 2023 to EUR 5,480 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€6,473▲ 12.7%
2024 · -€7,415
Total assets
€5,480▲ 382%
2024 · €1,137
Net result
€942
2024 · -€605
Working capital
-€11,114▼ 40.3%
2024 · -€7,920
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€9,019--€605▲ 93.3%€985
Net result-€9,810below the sector's middle half--€605within the sector's middle half▲ 93.8%€942within the sector's middle half
Equity-€6,810below the sector's middle half--€7,415below the sector's middle half▼ 8.9%-€6,473below the sector's middle half▲ 12.7%
Total assets€2,639below the sector's middle half-€1,137below the sector's middle half▼ 56.9%€5,480below the sector's middle half▲ 382%
Debt€9,449-€8,552▼ 9.5%€11,953▲ 39.8%
Working capital-€7,821within the sector's middle half--€7,920within the sector's middle half▼ 1.3%-€11,114below the sector's middle half▼ 40.3%
Solvency-118.1%below the sector's middle half
Current ratio0.07below the sector's middle half
Return on assets (ROA)17.2%above the sector's middle half
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000-€5,000€0Operating result 2023: -€9,019-€9,019Net result 2023: -€9,810-€9,810Operating result 2024: -€605-€605Net result 2024: -€605-€605Operating result 2025: €985€985Net result 2025: €942€942202320242025-€10,000-€5,000€0Operating result 2023: -€9,019-€9,020Net result 2023: -€9,810-€9,810Operating result 2024: -€605-€605Net result 2024: -€605-€605Operating result 2025: €985€985Net result 2025: €942€942202320242025
The operating result returns to profit in 2025: €985 after a loss of €605 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5,480
Fixed assets €4,641 ▲ 819%
Current assets €839 ▲ 32.7%
Key figures and ratios
2025 value · change against 2024
EBITDA
€2,738▲
2024 · -€100
Cash flow
€2,695▲
2024 · -€100
Debt to equity
-1.85
Interest coverage
62.94
Debt ≤ 1 year
€11,953▲
2024 · €8,552
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,021 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 89% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a profit of 5% of the balance sheet or more
5.8% went bankrupt
4.0% stopped otherwise
89% still going

A further 1.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,021 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 26 lines
Balance sheet Code20242025
Assets
Total assets20/58€1,137€5,480▲
Fixed assets21/28€505€4,641▲
Tangible fixed assets22/27€505€4,641▲
Other tangible fixed assets26€505€4,641▲
Current assets29/58€632€839▲
Amounts receivable within one year40/41€612€53▼
Other amounts receivable41€612€53▼
Cash at bank and in hand54/58€20€786▲
Equity and liabilities
Total equity and liabilities10/49€1,137€5,480▲
Equity10/15-€7,415-€6,473▲
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€10,415-€9,473▲
Amounts payable17/49€8,552€11,953▲
Amounts payable within one year42/48€8,552€11,953▲
Other amounts payable47/48€8,552€11,953▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€505€1,753▲
Other operating charges640/8-€400
Gross operating margin9900-€100€3,138▲
Operating profit (loss)9901-€605€985▲
Financial charges65/66B-€44
Recurring financial charges65-€44
Profit (loss) for the period before taxes9903-€605€942▲
Profit (loss) for the period9904-€605€942▲
Profit (loss) for the period to be appropriated9905-€605€942▲
Appropriation of the result
Profit (loss) to be appropriated9906-€10,415-€9,473▲
Profit (loss) brought forward from the previous period14P-€9,810-€10,415▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€505€505€1,753▲ 247%
Other operating charges640/8--€400-
Non-recurring operating charges66A€50---
Gross operating margin9900-€8,464-€100€3,138▲ 3,238%
Operating profit (loss)9901-€9,019-€605€985▲ 263%
Financial charges65/66B€791-€44-
Recurring financial charges65€791-€44-
Profit (loss) for the period before taxes9903-€9,810-€605€942▲ 256%
Profit (loss) for the period9904-€9,810-€605€942▲ 256%
Profit (loss) for the period to be appropriated9905-€9,810-€605€942▲ 256%
Line202320242025Change
Assets
Total assets20/58€2,639€1,137€5,480▲ 382%
Fixed assets21/28€1,011€505€4,641▲ 819%
Tangible fixed assets22/27€1,011€505€4,641▲ 819%
Other tangible fixed assets26€1,011€505€4,641▲ 819%
Current assets29/58€1,628€632€839▲ 32.7%
Amounts receivable within one year40/41€300€612€53▼ 91.4%
Other amounts receivable41€300€612€53▼ 91.4%
Cash at bank and in hand54/58€1,328€20€786▲ 3,831%
Equity and liabilities
Total equity and liabilities10/49€2,639€1,137€5,480▲ 382%
Equity10/15-€6,810-€7,415-€6,473▲ 12.7%
Contributions10/11€3,000€3,000€3,000=
Profit (loss) carried forward14-€9,810-€10,415-€9,473▲ 9.0%
Amounts payable17/49€9,449€8,552€11,953▲ 39.8%
Amounts payable within one year42/48€9,449€8,552€11,953▲ 39.8%
Trade debts44€96---
Suppliers440/4€96---
Taxes, remuneration and social security45€4,406---
Taxes450/3€4,406---
Other amounts payable47/48€4,947€8,552€11,953▲ 39.8%
Line202320242025Change
Profit (loss) for the period9904-€9,810-€605€942▲ 256%
+ Depreciation and write-downs630€505€505€1,753▲ 247%
Operating cash flow (approximation)-€9,305-€100€2,695▲ 2,795%
Investment in fixed assets (approximation)-€1-€5,889▼ 588,975%
Change in cash--€1,308€766▲ 159%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €942
Net result €942 after 2 loss-making years.
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
08-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
3,045 m²
Building footprint
162 m²
Volume, LiDAR
972 m³
Parcel 25051F0169/00G000, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NOCA
Chemin des Ornois 18, 1380 LasneWholesale trade
since 20222.334.640.144
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25051F0169/00G000 Wallonia 3,045 m² 1 · 162 m² 8.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

64889D5M70K1NF44HC33
live in the LEI register

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,606 companies in sector 47551 we hold annual accounts for 1,723. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
47551Retail sale of household furniture
E-invoicing
Reachable via Peppol
Peppol ID 0208:0787330786
Also 9925:BE0787330786
Registered 18-09-2026

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.