Equity
-€31,616
Debts exceed assets in financial year 2025.
NOBRA
Lifetime
10 annual accounts with figures on one time axisGross marginpeak €370,447 (2025)
€370,447▲ 6.3%
Resultlowest -€64,093 (2020)
€18,355▲ 218%
Equitypeak €9,096 (2018)
-€31,616▲ €18,355
Debts
€117,771▼ 31.9%
Staffpeak 8.8 FTE (2023)
-not published
Board5 names since 2019
4 directorsVANDE LANOTTE Robin and 3 others
Owners
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Result from €5,768 to €18,355Equity from -€49,971 to -€31,616Debts from €172,916 to €117,771
Key points
from the 2025 annual accountsTurnover
≈ €890,000 estimated
The accounts state no turnover.
Debts
€117,771 137% of the balance sheet
Financial debts 31%Suppliers 12%Taxes and wages 4%Other 53%
Of this, €88,861 falls due within a year.
Staff
4 employees on 31-12-2025
In 2025, 265 people joined and 280 left.
Filings
10 annual accounts 8 late
The 2023 accounts came latest: 210 days after the end of the period.
Position in the sector
-€31,616
Less equity than 87% of companies in food and beverage service. Sector median €28,696 · 17,085 companies.
Checked score
52
Fair
Financially stronger than 48% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,779 companies (NACE 56, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 10.9%
01-2025: 14.0%▲ +3.1 percentage points vs 12-2024highest value
02-2025: 14.0%● unchanged vs 01-2025highest value
03-2025: 8.4%▼ -5.6 percentage points vs 02-2025
04-2025: 8.4%● unchanged vs 03-2025
05-2025: 8.4%● unchanged vs 04-2025
06-2025: 8.1%▼ -0.3 percentage points vs 05-2025
07-2025: 8.2%▲ +0.1 percentage points vs 06-2025
08-2025: 8.8%▲ +0.6 percentage points vs 07-2025
09-2025: 9.2%▲ +0.4 percentage points vs 08-2025
10-2025: 10.0%▲ +0.8 percentage points vs 09-2025
11-2025: 3.3%▼ -6.7 percentage points vs 10-2025
12-2025: 3.3%● unchanged vs 11-2025
01-2026: 3.3%● unchanged vs 12-2025
02-2026: 3.3%● unchanged vs 01-2026
03-2026: 3.2%▼ -0.1 percentage points vs 02-2026
04-2026: 3.2%● unchanged vs 03-2026
05-2026: 3.0%▼ -0.2 percentage points vs 04-2026
06-2026: 2.9%▼ -0.1 percentage points vs 05-2026
07-2026: 2.9%● unchanged vs 06-2026
08-2026: 3.6%▲ +0.7 percentage points vs 07-2026
09-2026: 2.4%▼ -1.2 percentage points vs 08-2026lowest value
10-2026: 2.4%● unchanged vs 09-2026lowest value
11-2026: 2.4%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Last filed accounts filed 27 days late; 2 of the last 3 accounts late
Negative equity -€31,616
lowers risk
Liquidity: current ratio 0.70, cash €18,591
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 9% of them on solvency, 22% on liquidity, 83% on profitability and 76% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 265 companies had the same profile as NOBRA has now. Each dot is one company, two years later.
94.3%
were still trading
3.4%
stopped another way
1.1%
went bankrupt
Another 1.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of NOBRA itself is higher: 2.4% within 12 months. It rests on far more data about NOBRA than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 265 companies, not a prediction for NOBRA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.7 (0.73 in 2024), below 1. Short-term debt is 103.1% and cash 21.6% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 17054 sector peers (2025).
NBB · sector comparisonPosition among 17054 sector peers
Solvency
better than 16%
← weakest
strongest →
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
27 days late
2024
68 days late
2023
210 days late
2022
71 days late
2021
193 days late
2020
131 days late
2019
118 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 117 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 October (4 of the last 5 accounts filed within 122 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
DA
Dierickx Anjana
Director, since 29-12-2023
- Anjana Dierickxannual accounts 2023
- Mochi Mochiscore 40equity €98,899 (2025) · annual accounts 2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0627846851
Changes of role: DEKEYSER Laura, VANDE LANOTTE Robin, dEN DULK Jesse and DIERCKX Anjana
Gazette deed
Environmental permit granted
Functiewijziging zonder verbouwingswerken · Gent
Incorporation
published on 15-04-2015 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| NOBRA Ghent | €86,155 | €370,447 | -36.7% | - |
| Mont-à-Gourmet Courcelles | €87,164 | €362,541 | -92.7% | - |
| GHISLAIN 1994 Mouscron | €86,877 | €327,716 | -140.5% | - |
| TOI TOI Antwerp | €81,986 | €301,855 | -26.8% | - |
| IL MEZZOGIORNO Ghent | €110,243 | €287,945 | 55.0% | - |
| RESTO PARTI Ghent | €108,637 | €450,638 | -105.0% | - |
| DILLENS Sint-Gillis (bij-Brussel) | €74,431 | €380,012 | -491.4% | - |
These companies have the same main activity as NOBRA: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €74,400 and €110,000, founded between 2012 and 2016.
Official details
Source: KBO- Status
- Active since 01-04-2015Normal situation
- Activity
- Full-service restaurantsNACE 56111
- Joint committee
- 302Hotels and catering · annual accounts 2025
- Establishment unit
- 2.241.219.4449000 Ghent, since 01-04-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 28-07-2024
Annual accounts 2025
- Total assets
- €86,155▼ 29.9%
- Employeeson 31-12-2025
- 4▼ 78.9%
- Filing
- Filed on 27-08-2026
Insights on NOBRA
NOBRA files the micro format. That format states no turnover. The gross margin rose from €23,039 in 2016 to €370,447 in 2025.
The balance sheet grew most from 2019 to 2021 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about NOBRA
- What is the company number of NOBRA?
- The company number of NOBRA is 0627.846.851. The VAT number is the same number with BE in front: BE 0627.846.851.
- Where is NOBRA based?
- The registered office is at Kongostraat 2, 9000 Ghent.Company details
- What does NOBRA do?
- According to the KBO register, the main activity is full-service restaurants (NACE 56111).
- What is the legal form of NOBRA?
- NOBRA is a private limited company (BV).
- When was NOBRA founded?
- NOBRA was founded on 01-04-2015.
- Is NOBRA still active?
- Yes, NOBRA is an active enterprise in the KBO register.
- How many employees does NOBRA have?
- NOBRA had an average of 25 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does NOBRA fall under?
- In its 2025 annual accounts, NOBRA states joint committee 302 (Hotels and catering).
- What is the turnover of NOBRA?
- The turnover in financial year 2025 is ≈ €890,000. This figure is estimated from the gross margin of €370,447 and 41 comparable companies (NACE 56111). It probably lies between €760,000 and €1.0m.
- Is NOBRA profitable?
- In financial year 2025, NOBRA made a profit of €18,355.
- Where can I find the annual accounts of NOBRA?
- NOBRA filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of NOBRA due?
- NOBRA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.