NOBEL GROUP
ActiveThe computed 12-month bankruptcy probability of NOBEL GROUP is 2.6% (moderate). The 2024 annual accounts show equity of €41k and a net result of €72. Equity is growing by ~31% per year across the filed fiscal years. Its solvency ranks better than 54% of 36373 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69▼-21
Solvency75▲+19
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 1.41 in 2023; short-term debt: 46.4% and cash: 0.6% of total assets), and 49.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
50.3%
Return on assets
0.1%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
61 d late
2022
311 d late
2021
30 d late
2020
92 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€72▼ 99.7%
2023 · €22k
2020: €12k
2021: €4k
2022: €1k
2023: €22k
2020 → 2024
Working capital
€18k▼ 41.2%
2023 · €31k
2020: €12k
2021: €2k
2022: €6k
2023: €31k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€14k-€18k▲ 27.5%€19k▲ 7.1%€41k▲ 112%€41k▲ 0.2%
Operating result€12k-€4k▼ 69.0%€2k▼ 45.0%€31k▲ 1,359%€776▼ 97.5%
Net result€12k-€4k▼ 67.9%€1k▼ 67.3%€22k▲ 1,595%€72▼ 99.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 97% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €81k
Fixed assets
€25k▲ 18.0%
Current assets
€56k▼ 48.2%
Equity and liabilities €81k
Equity
€41k▲ 0.2%
Debt
€40k▼ 54.5%
The debt ratio falls from 68.5% to 49.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€11k▼
2023 · €41k
Cash flow
€10k▼
2023 · €32k
Solvency
50.3%▲
2023 · 31.5%
Current ratio
1.49▲
2023 · 1.41
Quick ratio
1.49▲
2023 · 1.41
Debt / equity
0.99▼
2023 · 2.18
ROE
0.2%▼
2023 · 52.8%
ROA
0.1%▼
2023 · 16.6%
Interest coverage
15.88▼
2023 · 37.43
Debt
€40k▼
2023 · €89k
Debt ≤ 1 year
€38k▼
2023 · €77k
Debt > 1 year
€3k▼
2023 · €11k
Staff costs
€632▲
2023 · €-15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€130k€81k▼
Fixed assets21/28€21k€25k▲
Tangible fixed assets22/27€21k€25k▲
Plant, machinery and equipment23€197€14k▲
Furniture and vehicles24€21k€11k▼
Current assets29/58€108k€56k▼
Amounts receivable within one year40/41€100k€56k▼
Trade receivables40€76k€35k▼
Other amounts receivable41€24k€21k▼
Cash at bank and in hand54/58€8k€495▼
Equity and liabilities
Total equity and liabilities10/49€130k€81k▼
Equity10/15€41k€41k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€39k€39k▲
Amounts payable17/49€89k€40k▼
Amounts payable after more than one year17€11k€3k▼
Financial debts170/4€11k€3k▼
Amounts payable within one year42/48€77k€38k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€57k€17k▼
Suppliers440/4€57k€17k▼
Taxes, remuneration and social security45€13k€13k=
Taxes450/3€11k€11k=
Remuneration and social security454/9€2k€2k=
Accrued charges and deferred income492/3€1k-
Income statement
Code20232024
Remuneration, social security and pensions62€-15k€632▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Other operating charges640/8€2k€1k▼
Gross operating margin9900€28k€13k▼
Operating profit (loss)9901€31k€776▼
Financial charges65/66B€1k€704▼
Recurring financial charges65€1k€704▼
Profit (loss) for the period before taxes9903€29k€72▼
Income taxes67/77€8k-
Profit (loss) for the period9904€22k€72▼
Profit (loss) for the period to be appropriated9905€22k€72▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€39k▲
Profit (loss) brought forward from the previous period14P€17k€39k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €72 ▼99.7%
Net result drops to €72, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 311 days late
2023
31-12
Financial
Highest result since 2020net €22k ▲1595%
Operating result €31k, net result €22k, both a record.
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seneffe · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Nivelles 1677181 SeneffeGround area
2,234 m²
Building footprint
508 m²
Volume, LiDAR
1,274 m³
2 parcels, Flanders, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pandhoevestraat 13, 3128 Tremelo
since 20202.299.358.571
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24006B0317/00H000 | Flanders | 1,221 m² | 1 · 264 m² | 7.8 m · 2 fl. |
| 52003B0364/00N000 | Wallonia | 1,012 m² | 1 · 244 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
1 live approval · 3 endedPaardenhouderij duaal (so)
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 5,949 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-2019
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
47783Retail trade
47784Retail trade
71113Urban planning and landscape architecture
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.