noah is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €107k and a net result of €-2k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 43% of 8018 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-01-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
53 d early
2023
71 d early
2022
42 d early
2021
4 d late
2020
2 d early
2019
65 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€107k▼ 1.6%
2024 · €109k
2019: €72k
2020: €73k
2021: €85k
2022: €82k
2023: €82k
2024: €109k
2019 → 2025
Net result
€-2k
2024 · €27k
2019: €-9k
2020: €1k
2021: €11k
2022: €-3k
2023: €-412
2024: €27k
2019 → 2025
Total assets
€251k▲ 26.5%
2024 · €198k
2019: €235k
2020: €224k
2021: €225k
2022: €212k
2023: €199k
2024: €198k
2019 → 2025
Solvency
42.6%▼ 12.2pp
2024 · 54.8%
2019: 30.8%
2020: 32.8%
2021: 37.6%
2022: 38.6%
2023: 41.0%
2024: 54.8%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€85k-€82k▼ 3.3%€82k▼ 0.5%€109k▲ 33.4%€107k▼ 1.6%
Operating result€28k-€1k▼ 94.8%€5k▲ 240%€50k▲ 914%€4k▼ 91.2%
Net result€11k-€-3k€-412▲ 85.1%€27k€-2k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 91% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €251k
Fixed assets
€170k▲ 42.7%
Current assets
€81k▲ 2.2%
Equity and liabilities €251k
Equity
€107k▼ 1.6%
Debt
€144k▲ 60.6%
The debt ratio rises from 45.2% to 57.4%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
42.6%▼
2024 · 54.8%
ROE
-1.6%▼
2024 · 25.0%
ROA
-0.7%▼
2024 · 13.7%
Debt
€144k▲
2024 · €90k
Debt ≤ 1 year
€63k▲
2024 · €18k
Debt > 1 year
€80k▲
2024 · €70k
Income taxes
€2k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€198k€251k▲
Fixed assets21/28€119k€170k▲
Tangible fixed assets22/27€119k€170k▲
Land and buildings22€118k€111k▼
Plant, machinery and equipment23€1k€883▼
Furniture and vehicles24-€58k
Current assets29/58€79k€81k▲
Amounts receivable within one year40/41€15k€23k▲
Trade receivables40€11k€22k▲
Other amounts receivable41€4k€781▼
Cash at bank and in hand54/58€2k€2k▲
Deferred charges and accrued income490/1€62k€56k▼
Equity and liabilities
Total equity and liabilities10/49€198k€251k▲
Equity10/15€109k€107k▼
Contributions10/11€85k€85k=
Reserves13-€22k
Distributable reserves133-€22k
Profit (loss) carried forward14€24k€0▼
Amounts payable17/49€90k€144k▲
Amounts payable after more than one year17€70k€80k▲
Financial debts170/4€68k€78k▲
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€18k€63k▲
Current portion of amounts payable after more than one year42€13k€19k▲
Trade debts44€385€53▼
Suppliers440/4€385€53▼
Taxes, remuneration and social security45€2k€8k▲
Taxes450/3€2k€8k▲
Other amounts payable47/48€3k€36k▲
Accrued charges and deferred income492/3€2k€544▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A-€6k
Gross operating margin9900€59k€22k▼
Operating profit (loss)9901€50k€4k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€11k€4k▼
Recurring financial charges65€5k€4k▼
Non-recurring financial charges66B€6k-
Profit (loss) for the period before taxes9903€39k€-27▼
Income taxes67/77€12k€2k▼
Profit (loss) for the period9904€27k€-2k▼
Profit (loss) for the period to be appropriated9905€27k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€22k▼
Profit (loss) brought forward from the previous period14P€-3k€24k▲
Transfer to equity691/2-€22k
To other reserves6921-€22k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
09-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Back to profitnet €27k
Net result €27k after 2 loss-making years.
30-06
Financial
Liquidity doublescurrent ratio 4.48
Current ratio from 2.04 to 4.48; short-term debt falls from €36k to €18k.
30-06
Financial
Equity above €100kEq €109k ▲33.4%
Equity rises from €82k to €109k.
2023
21-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
04-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 4 days late
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
2019
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
31-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2016
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-08-2016
Resigned as Manager
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koerselsesteenweg 1483582 BeringenGround area
1,453 m²
Building footprint
262 m²
Volume, LiDAR
1,186 m³
Parcel 71522C0781/00K000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Noah
since 20142.236.451.596
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71522C0781/00K000 | Flanders | 1,453 m² | 1 · 262 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PRAESENS
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DE RUYTTER KRIS
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 12,479 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2014
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0474995738