NO TROUBLE
ActiveThe annual accounts of NO TROUBLE for fiscal year 2025 show a net loss of 98% of the equity at the start of that year. The 2025 annual accounts show equity of €1k and a net result of €-53k. Equity is shrinking by ~7% per year across the filed fiscal years. Its solvency ranks better than 10% of 17022 sector peers (fiscal year 2025). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-80
Solvency26▼-32
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.01 against 1.48 in 2024; short-term debt: 99% and cash: 0.8% of total assets), and 99% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1%
Return on assets
-47%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 17022 sector peers (2025).
NBB · sector comparisonPosition among 17022 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
30 d early
2023
22 d late
2022
3 d early
2021
10 d late
2020
1 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-53k
2024 · €15k
2018: €7k
2019: €-11k
2020: €7k
2021: €619
2022: €1k
2023: €-28k
2024: €15k
2018 → 2025
Working capital
€954▼ 98.2%
2024 · €54k
2018: €62k
2019: €28k
2020: €12k
2021: €17k
2022: €56k
2023: €25k
2024: €54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€66k-€67k▲ 1.9%€39k▼ 41.9%€54k▲ 39.4%€1k▼ 98.0%
Operating result€6k-€30k▲ 375%€-25k€18k€-50k
Net result€619-€1k▲ 107%€-28k€15k€-53k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €50k after €18k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113k
Fixed assets
€129=
Current assets
€113k▼ 31.9%
Equity and liabilities €113k
Equity
€1k▼ 98.0%
Debt
€112k▲ 0.3%
The debt ratio rises from 67.3% to 99.0%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
1.0%▼
2024 · 32.7%
Current ratio
1.01▼
2024 · 1.48
Quick ratio
0.93▼
2024 · 1.23
ROA
-47.0%▼
2024 · 9.2%
Debt
€112k▲
2024 · €112k
Debt ≤ 1 year
€112k▲
2024 · €112k
A ratio outside any meaningful range has been withheld (balance sheet total €113k, equity €1k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€166k€113k▼
Fixed assets21/28€129€129=
Intangible fixed assets21€0-
Tangible fixed assets22/27€0-
Plant, machinery and equipment23€0-
Furniture and vehicles24€0-
Financial fixed assets28€129€129=
Current assets29/58€166k€113k▼
Stocks and contracts in progress3€28k€9k▼
Stocks30/36€28k€9k▼
Amounts receivable within one year40/41€133k€103k▼
Trade receivables40€133k€103k▼
Cash at bank and in hand54/58€5k€928▼
Equity and liabilities
Total equity and liabilities10/49€166k€113k▼
Equity10/15€54k€1k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€34k€-19k▼
Amounts payable17/49€112k€112k▲
Amounts payable within one year42/48€112k€112k▲
Financial debts43€15k€23k▲
Credit institutions430/8€15k€23k▲
Trade debts44€26k€60k▲
Suppliers440/4€26k€60k▲
Taxes, remuneration and social security45€2k€6k▲
Taxes450/3€2k€6k▲
Other amounts payable47/48€70k€23k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k-
Other operating charges640/8€64€1k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€31k€-47k▼
Operating profit (loss)9901€18k€-50k▼
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€15k€-53k▼
Profit (loss) for the period9904€15k€-53k▼
Profit (loss) for the period to be appropriated9905€15k€-53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€-19k▼
Profit (loss) brought forward from the previous period14P€19k€34k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-53k ▼447%
Net result drops to €-53k, the lowest in the series.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-09
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
18-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
03-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Wanroux 131470 GenappeGround area
1,571 m²
Building footprint
484 m²
Volume, LiDAR
3,883 m³
2 parcels, Brussels, Wallonia · tallest building 16.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Artanstraat 120, 1030 Schaarbeek
since 20002.103.166.272
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25013D0120/00H000 | Wallonia | 1,149 m² | 1 · 80 m² | 8.3 m · 2 fl. |
| 21906D0067/00G005 | Brussels | 422 m² | 1 · 404 m² | 16.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Similar companies · same sector, comparable size
AMX-CONSULT
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QWEEKLE
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Genappe · Eq €1k
FFECTIVE
BE 0744.925.653
Gent · Eq €1k
SIMORQ
BE 0786.684.846
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Of 16,886 companies in sector 62100 we hold annual accounts for 8,777. 1,007 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-08-1999
Fiscal year end30-09
Abbreviation FR
N.T.
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.