NO BETA
ActiveNO BETA has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €222k and a net result of €44k. Equity is growing by ~20.1% per year across the filed fiscal years. Its solvency ranks better than 83% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 7.41 against 6.06 in 2024; short-term debt: 13.3% and cash: 23.6% of total assets), and 13.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.7%
Return on assets
17.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
36 d early
2023
130 d late
2023
42 d late
2022
85 d late
2021
121 d late
2020
105 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€222k▲ 24.9%
2024 · €178k
2019: €63k
2020: €89k
2021: €89k
2022: €106k
2023: €120k
2023: €137k
2024: €178k
2019 → 2025
Total assets
€256k▲ 15.2%
2024 · €222k
2019: €137k
2020: €110k
2021: €118k
2022: €207k
2023: €217k
2023: €205k
2024: €222k
2019 → 2025
Net result
€44k▲ 8.0%
2024 · €41k
2019: €38k
2020: €26k
2021: €27k
2022: €22k
2023: €14k
2023: €17k
2024: €41k
2019 → 2025
Working capital
€218k▲ 19.6%
2024 · €182k
2019: €47k
2020: €78k
2021: €83k
2022: €154k
2023: €156k
2023: €158k
2024: €182k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202320242025Trend
Equity€106k-€120k▲ 13.6%€137k▲ 13.8%€178k▲ 30.0%€222k▲ 24.9%
Operating result€-8k-€24k€24k▼ 2.1%€55k▲ 131%€60k▲ 8.5%
Net result€22k-€14k▼ 35.1%€17k▲ 15.6%€41k▲ 147%€44k▲ 8.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €256k
Fixed assets
€4k▲ 0.6%
Current assets
€252k▲ 15.5%
Equity and liabilities €256k
Equity
€222k▲ 24.9%
Debt
€34k▼ 23.4%
The debt ratio falls from 20.0% to 13.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€61k▲
2024 · €56k
Cash flow
€46k▲
2024 · €42k
Solvency
86.7%▲
2024 · 80.0%
Current ratio
7.41▲
2024 · 6.06
Quick ratio
7.41▲
2024 · 6.06
Debt / equity
0.15▼
2024 · 0.25
ROE
19.9%▼
2024 · 23.1%
ROA
17.3%▼
2024 · 18.4%
Interest coverage
42.73▼
2024 · 47.31
Debt
€34k▼
2024 · €44k
Debt ≤ 1 year
€34k▼
2024 · €36k
Income taxes
€19k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€222k€256k▲
Fixed assets21/28€4k€4k▲
Tangible fixed assets22/27€4k€4k▲
Furniture and vehicles24€4k€4k▲
Current assets29/58€218k€252k▲
Amounts receivable after more than one year29€56k€56k=
Other amounts receivable291€56k€56k=
Amounts receivable within one year40/41€115k€132k▲
Trade receivables40€17k€15k▼
Other amounts receivable41€98k€118k▲
Cash at bank and in hand54/58€45k€60k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€222k€256k▲
Equity10/15€178k€222k▲
Contributions10/11€6k€6k=
Reserves13€110k€155k▲
Tax-exempt reserves132€23k€23k=
Distributable reserves133€88k€132k▲
Profit (loss) carried forward14€61k€61k=
Amounts payable17/49€44k€34k▼
Amounts payable after more than one year17€8k-
Financial debts170/4€8k-
Amounts payable within one year42/48€36k€34k▼
Current portion of amounts payable after more than one year42€26k€21k▼
Trade debts44€708€3k▲
Suppliers440/4€708€3k▲
Taxes, remuneration and social security45€9k€10k▲
Taxes450/3€9k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€724€509▼
Gross operating margin9900€57k€62k▲
Operating profit (loss)9901€55k€60k▲
Financial income75/76B€5k€5k▲
Recurring financial income75€5k€5k▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€58k€63k▲
Income taxes67/77€17k€19k▲
Profit (loss) for the period9904€41k€44k▲
Profit (loss) for the period to be appropriated9905€41k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€102k€105k▲
Profit (loss) brought forward from the previous period14P€61k€61k=
Transfer to equity691/2€41k€44k▲
To other reserves6921€41k€44k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €44k ▲8%
Operating result €60k, net result €44k, both a record.
31-12
Financial
Equity above €200kEq €222k ▲24.9%
8 profitable years in a row build equity to €222k.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €178k ▲30%
7 profitable years in a row build equity to €178k.
08-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 130 days late
2023
12-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 42 days late
31-01
Financial
Weakest financial yearnet €14k ▼35.1%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
2022
24-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 85 days late
31-01
Financial
Equity above €100kEq €106k ▲19.4%
4 profitable years in a row build equity to €106k.
2021
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 121 days late
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 105 days late
31-01
Financial
Liquidity triplescurrent ratio 4.69
Current ratio from 1.63 to 4.69; short-term debt falls from €74k to €21k.
2019
22-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 83 days late
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 91 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clos du Taillevent 221420 Braine-l'AlleudGround area
890 m²
Building footprint
156 m²
Volume, LiDAR
1,283 m³
Parcel 25742B0218/00S000, Wallonia · tallest building 14.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Clos du Taillevent 22, 1420 Braine-l'Alleud
since 20022.088.642.008
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25742B0218/00S000 | Wallonia | 889 m² | 1 · 156 m² | 14.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
5493005PUE2UJE4V7U26
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 14,442 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-08-1998
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
62900Other information technology and computer services
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.