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NO&A

Active Private limited companyfounded 2000active for 26 yearsGroene Hofstraat 23, 2850 BoomKBO/BCE: BE 0472.886.678

Lifetime

19 annual accounts with figures on one time axis, 24 filings since 2002
peak €139,664 (2011)
€83,841▲ 112%
lowest -€54,171 (2014)
€37,939▲ 216%
peak €274,862 (2025)
€274,862▲ 5.3%
€186,790▲ 29.3%
peak 1 FTE (2007)
-not published
Board1 name since 2010
Owners2 names in the annual accounts
  
Documentsfilings and deeds
25-06-202636 days before the deadline
2025micro format
Gross margin from €39,591 to €83,841Result from €12,002 to €37,939Dividend €24,000Debts from €144,437 to €186,790

Key points

from the 2025 annual accounts

Equity

€274,862 ▲ 5.3%
260,9232024+37,939Profit-24,000Dividend274,8622025

NO&A paid out €24,000 in dividends. That is 63% of the 2025 profit.

Filings

24 annual accounts since 2002
AprilJune31 JulyOctober20102020

The last five annual accounts were filed 31 to 36 days before the end of the period.

Position in the sector

€274,862

More equity than 86% of companies in architecture and engineering. Sector median €63,879 · 11,799 companies.

Checked score

95
Excellent
Financially stronger than 57% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025lowest value 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026highest value 11-2026: 0.1%● unchanged vs 10-2026highest value

Financial strength
Strong

85-4equity 59.5% of total assets
84-9short-term debt 32.7% · cash 38.6%
79+7return on assets 8.2%

Score breakdown

raises risk
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 2.43, cash €178,348
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Equity €274,862 (59.5% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 57% of them on solvency, 74% on liquidity, 47% on profitability and 50% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 20,137 companies had the same profile as NO&A has now. Each dot stands for 51 companies, two years later.

95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of NO&A itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 20,137 companies, not a prediction for NO&A. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €25,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.43 (3.3 in 2024), above the usual 1.5. Short-term debt is 32.7% and cash 38.6% of total assets. 40.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 2.43, cash €178,348
NBB · annual accounts
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Equity €274,862 (59.5% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
36 days early
2024
35 days early
2023
32 days early
2022
31 days early
2021
31 days early
2020
32 days early
2019
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 29 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DH
Director, since 01-10-2010
  • Jan DE HOLLANDERannual accounts 2017
  • Steven DE HOLLANDERannual accounts 2017
Board & ownership

Recent changes

Registered office moved within Boom New registered office: Groene Hofstraat 23, 2850 Boom · Previous registered office: Groene Hofstraat 22, 2850 Boom · DE HOLLANDER Steven holds 195 shares · General meeting of 11-06-2026 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0472886678
Environmental permit granted Nieuwe publiciteitsinrichting (met inbegrip van vernieuwen van een bestaande vergunning) · Herentals
Change of role: DE HOLLANDER Steven Mariette Edward, from manager to director Gazette deed
All 39 events

Comparable companies

same main activity, similar in size and age
Company
NO&A Boom €461,652 €83,841 59.5% -
EUREKA P.D. & E. Geel €473,159 €88,413 79.8% -
HEML Rijkevorsel €555,687 €77,950 65.0% -
ACEPT Grobbendonk €378,774 €78,564 96.8% -
Vangheluwe-Ockier Zwevegem €491,056 €90,648 54.6% -
BURO B S Bruges €528,832 €81,051 11.1% -
KLS TEC Oudsbergen €386,503 €87,280 -3.9% -

These companies have the same main activity as NO&A: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €379,000 and €556,000, founded between 1999 and 2001.

Official details

Source: KBO
Status
Active since 02-10-2000Normal situation
Activity
Engineering and related technical consultancy, excluding land surveyorsNACE 71121and 1 other
Establishment unit
2.115.993.7312850 Boom, since 23-10-2000
Financial year end
31 December
Peppol
Reachable since 02-04-2025
Company details

Annual accounts 2025

≈ €180,000estimated
€461,652▲ 13.9%
Filing
Filed on 25-06-2026, 36 days before the end of the filing period
Financials

Insights on NO&A

NO&A files the micro format. That format states no turnover. The gross margin rose from €62,438 in 2007 to €83,841 in 2025.

The balance sheet grew most from 2011 to 2012 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about NO&A

What is the company number of NO&A?
The company number of NO&A is 0472.886.678. The VAT number is the same number with BE in front: BE 0472.886.678.
Where is NO&A based?
The registered office is at Groene Hofstraat 23, 2850 Boom.Company details
What does NO&A do?
According to the KBO register, the main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121).
What is the legal form of NO&A?
NO&A is a private limited company (BV).
When was NO&A founded?
NO&A was founded on 02-10-2000.
Is NO&A still active?
Yes, NO&A is an active enterprise in the KBO register.
What is the turnover of NO&A?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €83,841 and 45 comparable companies (NACE 711). It probably lies between €140,000 and €250,000.Financials
Is NO&A profitable?
In financial year 2025, NO&A made a profit of €37,939.
Where can I find the annual accounts of NO&A?
NO&A filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of NO&A due?
NO&A must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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