Skip to content

No. 13

Active
Private limited companyfounded 20242 yrs activeMaastrichterstraat 46, 3740 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 1006.507.929
Summary

No. 13 has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (-€14,235) and a net result of -€200. Its solvency ranks better than 5% of 1288 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2026
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability66▲+66
Solvency0=
Growth58
Track record82
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.4 against 0.31 in 2025; short-term debt: 248.3% and cash: 0.1% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Veterinary activities (NACE 75)
about 90% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
-148.3%
Return on assets
-2.1%
Age of the figures
3 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2526
2025 to 2026 · latest year -€14,235
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 28-09-2026, 125 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2026
125 d early
2025
40 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today.
Companies Code · seven months
Position in the running window
29-09-2026 today30-06-2027 close31-01-2028 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

No. 13 was incorporated on 27 February 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2026

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2026, micro schema

Equity
-€14,235▼ 1.4%
2025 · -€14,036
Total assets
€9,601▼ 74.4%
2025 · €37,543
Net result
-€200▲ 99.0%
2025 · -€19,036
Working capital
-€14,235▲ 59.1%
2025 · -€34,792
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 75, Veterinary activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20252026
Operating result-€18,294-€188
Net result-€19,036below the sector's middle half--€200▲ 99.0%
Equity-€14,036below the sector's middle half--€14,235▼ 1.4%
Total assets€37,543below the sector's middle half-€9,601▼ 74.4%
Debt€51,578-€23,836▼ 53.8%
Working capital-€34,792below the sector's middle half--€14,235▲ 59.1%
Solvency-37.4%below the sector's middle half--148.3%▼ 110.9pp
Current ratio0.31below the sector's middle half-0.40▲ 0.09
Return on assets (ROA)-50.7%below the sector's middle half--2.1%▲ 48.6pp
above within below the middle half (P25 to P75) of NACE 75, Veterinary activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€15,000-€10,000-€5,000€0Operating result 2025: -€18,294-€18,294Net result 2025: -€19,036-€19,036Operating result 2026: €188€188Net result 2026: -€200-€20020252026-€20,000-€15,000-€10,000-€5,000€0Operating result 2025: -€18,294-€18,300Net result 2025: -€19,036-€19,000Operating result 2026: €188€188Net result 2026: -€200-€20020252026
The operating result returns to profit in 2026: €188 after a loss of €18,294 in 2025.
Key figures and ratios
2026 value · change against 2025
EBITDA
€6,360▲
2025 · -€12,327
Cash flow
€5,972▲
2025 · -€13,069
Debt to equity
-1.67▲
2025 · -3.67
Interest coverage
25.15▲
2025 · -18.97
Debt ≤ 1 year
€23,836▼
2025 · €50,578
Income taxes
€135▲
2025 · €92
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,555 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a small loss
4.6% went bankrupt
3.6% stopped otherwise
91% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,555 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 40 lines
Balance sheet Code20252026
Assets
Total assets20/58€37,543€9,601▼
Formation expenses20€8,123€0▼
Fixed assets21/28€13,633€0▼
Tangible fixed assets22/27€13,633€0▼
Plant, machinery and equipment23€1,704€0▼
Furniture and vehicles24€8,742€0▼
Other tangible fixed assets26€3,188€0▼
Current assets29/58€15,786€9,601▼
Amounts receivable within one year40/41€6,491€6,502▲
Trade receivables40€6,417€6,502▲
Other amounts receivable41€73€0▼
Cash at bank and in hand54/58€4,770€8▼
Deferred charges and accrued income490/1€4,526€3,091▼
Equity and liabilities
Total equity and liabilities10/49€37,543€9,601▼
Equity10/15-€14,036-€14,235▼
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€19,036-€19,235▼
Amounts payable17/49€51,578€23,836▼
Amounts payable within one year42/48€50,578€23,836▼
Trade debts44€6,161€13▼
Suppliers440/4€6,161€13▼
Taxes, remuneration and social security45€4,921€5,265▲
Taxes450/3€3,907€5,265▲
Remuneration and social security454/9€1,014€0▼
Other amounts payable47/48€39,497€18,559▼
Accrued charges and deferred income492/3€1,000€0▼
Income statement Code20252026
Non-recurring operating income76A-€5,938
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,967€6,172▲
Other operating charges640/8€679€903▲
Non-recurring operating charges66A-€13,880
Gross operating margin9900-€11,648€21,144▲
Operating profit (loss)9901-€18,294€188▲
Financial charges65/66B€650€253▼
Recurring financial charges65€650€253▼
Profit (loss) for the period before taxes9903-€18,943-€65▲
Income taxes67/77€92€135▲
Profit (loss) for the period9904-€19,036-€200▲
Profit (loss) for the period to be appropriated9905-€19,036-€200▲
Appropriation of the result
Profit (loss) to be appropriated9906-€19,036-€19,235▼
Profit (loss) brought forward from the previous period14P--€19,036

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20252026Change
Non-recurring operating income76A-€5,938-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,967€6,172▲ 3.4%
Other operating charges640/8€679€903▲ 33.0%
Non-recurring operating charges66A-€13,880-
Gross operating margin9900-€11,648€21,144▲ 282%
Operating profit (loss)9901-€18,294€188▲ 101%
Financial charges65/66B€650€253▼ 61.1%
Recurring financial charges65€650€253▼ 61.1%
Profit (loss) for the period before taxes9903-€18,943-€65▲ 99.7%
Income taxes67/77€92€135▲ 46.4%
Profit (loss) for the period9904-€19,036-€200▲ 99.0%
Profit (loss) for the period to be appropriated9905-€19,036-€200▲ 99.0%
Line20252026Change
Assets
Total assets20/58€37,543€9,601▼ 74.4%
Formation expenses20€8,123€0▼ 100%
Fixed assets21/28€13,633€0▼ 100%
Tangible fixed assets22/27€13,633€0▼ 100%
Plant, machinery and equipment23€1,704€0▼ 100%
Furniture and vehicles24€8,742€0▼ 100%
Other tangible fixed assets26€3,188€0▼ 100%
Current assets29/58€15,786€9,601▼ 39.2%
Amounts receivable within one year40/41€6,491€6,502▲ 0.2%
Trade receivables40€6,417€6,502▲ 1.3%
Other amounts receivable41€73€0▼ 100%
Cash at bank and in hand54/58€4,770€8▼ 99.8%
Deferred charges and accrued income490/1€4,526€3,091▼ 31.7%
Equity and liabilities
Total equity and liabilities10/49€37,543€9,601▼ 74.4%
Equity10/15-€14,036-€14,235▼ 1.4%
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€19,036-€19,235▼ 1.0%
Amounts payable17/49€51,578€23,836▼ 53.8%
Amounts payable within one year42/48€50,578€23,836▼ 52.9%
Trade debts44€6,161€13▼ 99.8%
Suppliers440/4€6,161€13▼ 99.8%
Taxes, remuneration and social security45€4,921€5,265▲ 7.0%
Taxes450/3€3,907€5,265▲ 34.8%
Remuneration and social security454/9€1,014€0▼ 100%
Other amounts payable47/48€39,497€18,559▼ 53.0%
Accrued charges and deferred income492/3€1,000€0▼ 100%
Line20252026Change
Profit (loss) for the period9904-€19,036-€200▲ 99.0%
+ Depreciation and write-downs630€5,967€6,172▲ 3.4%
Operating cash flow (approximation)-€13,069€5,972▲ 146%
Investment in fixed assets (approximation)-€7,461-
Change in cash--€4,761-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-01-2028
2026
28-09
NBB filing Annual accounts filed
fiscal year 2026 · micro schema
2025
22-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
489 m²
Parcel 73006G0483/00X000, Flanders. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
No. 13
Maastrichterstraat 46, 3740 Bilzen-HoeseltComputing infrastructure, data processing, hosting and other information service activities
since 20242.356.870.663
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73006G0483/00X000 Flanders 489 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 231 EUR awarded · 231 EUR paid
Year Entries awardedpaid
2025 1 231 EUR231 EUR
Schemes
1 entry · 231 EUR · 231 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 6,090 companies in sector 75000 we hold annual accounts for 1,951. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded27-02-2024
Fiscal year end30-06
Activities, NACEBEL 2025
75000Veterinary services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1006507929
Also 9925:BE1006507929
Registered 05-03-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.