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NNB BUILDING

Active
Private limited company (pre-2019)founded 201412 yrs activeVeldstraat 76, 2940 Stabroek, BelgiumKBO/BCE: BE 0555.987.073
Summary

NNB BUILDING has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,969 and a net result of -€1,148. Equity is growing by ~52.5% per year across the filed fiscal years. Its solvency ranks better than 15% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Activity
Painting of buildings
NACE 43341
1 site
Size
€116,567total assets 2025
Equity
€12,969
Loss
-€1,148
Turnover not published (abridged schema)
Financial health
81 Excellent Checked score 2025
Bankruptcy chance 12 m
0.5%
Structure
Accounts filed 40 d late0 of 3 deeds read
Why 81- Sector Specialised construction activities (NACE 43)- Latest accounts 40 days late; 1 of the last 3 late+ Liquidity: current ratio 1.89, cash €52,088+ Size: total assets €116,567Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Better than 35% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 36+4
equity 11.1% of total assets
Liquidity 78+31
short-term debt 45.9% · cash 44.7%
Profitability 50-21
return on assets -1.0%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,004 companies)
Last 16 months 07-2025: 1.3%highest value 08-2025: 0.5%▼ -62.0% vs 07-2025 09-2025: 0.5%● 0.0% vs 08-2025 10-2025: 0.5%▼ -2.9% vs 09-2025 11-2025: 0.5%● 0.0% vs 10-2025 12-2025: 0.5%● 0.0% vs 11-2025 01-2026: 0.5%▼ -1.0% vs 12-2025 02-2026: 0.5%● 0.0% vs 01-2026 03-2026: 0.5%● 0.0% vs 02-2026 04-2026: 0.4%▼ -21.6% vs 03-2026 05-2026: 0.4%▼ -2.4% vs 04-2026 06-2026: 0.3%▼ -3.3% vs 05-2026 07-2026: 0.4%▲ +6.0% vs 06-2026 08-2026: 0.6%▲ +67.8% vs 07-2026 09-2026: 0.3%▼ -56.4% vs 08-2026lowest value 10-2026: 0.5%▲ +69.7% vs 09-2026
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Liquidity: current ratio 1.89, cash €52,088 lowers the probability
  • Latest accounts 40 days late; 1 of the last 3 late raises the probability
  • Size: total assets €116,567 lowers the probability for this profile
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 1.89 against 0.97 in 2024; short-term debt: 45.9% and cash: 44.7% of total assets), but 88.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 14%, liquidity 76%, profitability 24%, growth against the median 25%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Liquidity: current ratio 1.89, cash €52,088
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Latest accounts 40 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Size: total assets €116,567
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 30651 sector peers (2025).
NBB · sector comparison
Position among 30651 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
40 d late
2024
8 d early
2023
27 d late
2022
21 d late
2021
32 d early
2020
29 d early
2019
7 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Among the weakest 15% on solvencysector median 47.2% · 30,651 companies 11.1% View
  • Total assets 20256 fiscal years filed €116,567 View
  • Active since 2014founded 07-07-2014 12 years View

By topic

Financials

Fiscal year
2025
Total assets
€116,567
Loss
-€1,148
Solvency
11.1%
Total assets▼ 38.4%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 09-09-2026Annual accounts filed
  2. 23-07-2025Annual accounts filed
  3. 27-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Painting of buildingsNACE 43341
Founded
07-07-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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