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NMV consulting

Active
Private limited companyfounded 2023active for 2 yearsCongregatiestraat 5, 9031 Gent, BelgiumKBO/BCE: BE 1003.891.107
Summary

The computed 12-month bankruptcy probability of NMV consulting is 3.8% (moderate). The 2024 annual accounts show equity of €4,335 and a net result of -€665. Its solvency ranks better than 18% of 2,287 sector peers (NACE 82, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Financials · financial year 2024, abbreviated format

2024 annual accounts filed late (116 days) Filed on 24 November 2025, deadline 31 July 2025 (7 months after the close on 31 December 2024, Companies Code art. 3:10). Source: NBB, 2025-00569515.

Turnover
≈ €67,000
Estimated: probably between €54,000 and €100,000
Total assets
€47,920
Net result
-€665
Working capital
€2,631

Turnover and EBIT margin not published: the abbreviated format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €47,920
Fixed assets €1,705
Current assets €46,215
Equity and liabilities €47,920
Equity €4,335
Debt €43,585
Debt finances 91.0% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
-€142
Cash flow
-€656
Current ratio
1.06
Debt to equity
10.05
ROE
-15.3%
ROA
-1.4%
Debt ≤ 1 year
€43,585
Income taxes
€515
Staff costs
€34,774

Peer companies

Historical observation

Of the 1,301 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 92.5% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a small loss
5.5% went bankrupt
1.6% stopped otherwise
92.5% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,301 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 35 lines
Balance sheet Code2024
Assets
Total assets20/58€47,920
Fixed assets21/28€1,705
Tangible fixed assets22/27€1,436
Plant, machinery and equipment23€1,436
Financial fixed assets28€269
Current assets29/58€46,215
Amounts receivable within one year40/41€40,026
Trade receivables40€22,376
Other amounts receivable41€17,650
Cash at bank and in hand54/58€6,189
Equity and liabilities
Total equity and liabilities10/49€47,920
Equity10/15€4,335
Contributions10/11€5,000
Contributions outside capital11€5,000
Other1109/19€5,000
Profit (loss) carried forward14-€665
Amounts payable17/49€43,585
Amounts payable within one year42/48€43,585
Trade debts44€5,545
Suppliers440/4€5,545
Taxes, remuneration and social security45€38,039
Taxes450/3€25,567
Remuneration and social security454/9€12,472
Income statement Code2024
Remuneration, social security and pensions62€34,774
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9
Gross operating margin9900€34,632
Operating profit (loss)9901-€151
Financial income75/76B€2
Recurring financial income75€2
Profit (loss) for the period before taxes9903-€149
Income taxes67/77€515
Profit (loss) for the period9904-€665
Profit (loss) for the period to be appropriated9905-€665
Appropriation of the result
Profit (loss) to be appropriated9906-€665
Social balance sheet
Average headcount (FTE)90871.0

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Remuneration, social security and pensions62€34,774
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9
Gross operating margin9900€34,632
Operating profit (loss)9901-€151
Financial income75/76B€2
Recurring financial income75€2
Profit (loss) for the period before taxes9903-€149
Income taxes67/77€515
Profit (loss) for the period9904-€665
Profit (loss) for the period to be appropriated9905-€665
Line2024
Assets
Total assets20/58€47,920
Fixed assets21/28€1,705
Tangible fixed assets22/27€1,436
Plant, machinery and equipment23€1,436
Financial fixed assets28€269
Current assets29/58€46,215
Amounts receivable within one year40/41€40,026
Trade receivables40€22,376
Other amounts receivable41€17,650
Cash at bank and in hand54/58€6,189
Equity and liabilities
Total equity and liabilities10/49€47,920
Equity10/15€4,335
Contributions10/11€5,000
Contributions outside capital11€5,000
Other1109/19€5,000
Profit (loss) carried forward14-€665
Amounts payable17/49€43,585
Amounts payable within one year42/48€43,585
Trade debts44€5,545
Suppliers440/4€5,545
Taxes, remuneration and social security45€38,039
Taxes450/3€25,567
Remuneration and social security454/9€12,472
Line2024
Profit (loss) for the period9904-€665
+ Depreciation and write-downs630€9
Operating cash flow (approximation)-€656

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2024 abbreviated format 24-11-2025 2025-00569515

Similar companies · same sector, comparable size

Of the 11,122 active companies whose main activity is office administrative and support services (NACE 82100), figures are known for 3,598. 1,308 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.