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NMT-Projets

Active
Private limited companyfounded 20233 yrs activeRue Emile Vandervelde(GOZ) 2, 6534 Thuin, BelgiumKBO/BCE: BE 0798.631.583

NMT-Projets has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €2k. Equity is shrinking by ~84.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 10% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
55 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▲+17
Solvency27=
Growth32=
Track record94
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.12 against 0.07 in 2024; short-term debt: 13.4% and cash: 1.6% of total assets), and 98% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
2%
Return on assets
0.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31544 sector peers (2025).
NBB · sector comparison
Position among 31544 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
8 d early
2024
9 d early
2023
4 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€14k▲ 14.7%
2024 · €12k
2023: €37k 2024: €12k
2023 → 2025
Total assets
€686k▼ 3.9%
2024 · €714k
2023: €57k 2024: €714k
2023 → 2025
Net result
€2k
2024 · €-25k
2023: €37k 2024: €-25k
2023 → 2025
Working capital
€-81k▲ 1.7%
2024 · €-82k
2023: €28k 2024: €-82k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€37k-€12k▼ 67.7%€14k▲ 14.7%
Operating result€53k-€-7k€30k
Net result€37k-€-25k€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20k€40k€60kOperating result 2023: €53k€53kNet result 2023: €37k€37kOperating result 2024: €-7k€-7kNet result 2024: €-25k€-25kOperating result 2025: €30k€30kNet result 2025: €2k€2k202320242025
The operating result returns to profit in 2025: €30k after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €686k
Fixed assets €674k▼ 4.6%
Current assets €11k▲ 74.6%
Equity and liabilities €686k
Equity €14k▲ 14.7%
Debt €672k▼ 4.3%
The debt ratio falls from 98.3% to 98.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€77k
2024 · €23k
Cash flow
€48k
2024 · €5k
Solvency
2.0%
2024 · 1.7%
Current ratio
0.12
2024 · 0.07
Quick ratio
0.12
2024 · 0.07
Debt / equity
49.10
2024 · 58.81
ROE
12.8%
2024 · -209.3%
ROA
0.3%
2024 · -3.5%
Interest coverage
2.71
2024 · 1.27
Debt
€672k
2024 · €702k
Debt ≤ 1 year
€92k
2024 · €88k
Debt > 1 year
€580k
2024 · €613k
Staff costs
€57k
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€714k€686k
Fixed assets21/28€707k€674k
Tangible fixed assets22/27€707k€674k
Land and buildings22€628k€602k
Plant, machinery and equipment23€73k€68k
Furniture and vehicles24€6k€4k
Financial fixed assets28€267€267=
Current assets29/58€6k€11k
Amounts receivable within one year40/41€2k€28
Other amounts receivable41€2k€28
Cash at bank and in hand54/58€4k€11k
Deferred charges and accrued income490/1€435€65
Equity and liabilities
Total equity and liabilities10/49€714k€686k
Equity10/15€12k€14k
Contributions10/11€2k€2k=
Reserves13€35k€35k=
Distributable reserves133€35k€35k=
Profit (loss) carried forward14€-25k€-23k
Amounts payable17/49€702k€672k
Amounts payable after more than one year17€613k€580k
Financial debts170/4€613k€580k
Amounts payable within one year42/48€88k€92k
Current portion of amounts payable after more than one year42€37k€45k
Trade debts44€9k€6k
Suppliers440/4€9k€6k
Taxes, remuneration and social security45€27k€12k
Taxes450/3€22k€9k
Remuneration and social security454/9€5k€4k
Other amounts payable47/48€16k€28k
Accrued charges and deferred income492/3€1k€67
Income statement Code20242025
Remuneration, social security and pensions62€41k€57k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€47k
Other operating charges640/8€4k€2k
Gross operating margin9900€68k€135k
Operating profit (loss)9901€-7k€30k
Financial charges65/66B€18k€28k
Recurring financial charges65€18k€28k
Profit (loss) for the period before taxes9903€-25k€2k
Profit (loss) for the period9904€-25k€2k
Profit (loss) for the period to be appropriated9905€-25k€2k
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€-23k
Profit (loss) brought forward from the previous period14P-€-25k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €2k
Net result €2k after one loss-making year.
22-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €-25k ▼168%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
27-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thuin · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Emile Vandervelde(GOZ) 26534 Thuin
Ground area
1,344 m²
Building footprint
159 m²
Volume, LiDAR
744 m³
2 parcels, Wallonia · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NMT-Projets
Rue des Sarts(BIE) 5, 6533 ThuinConstruction of residential and non-residential buildings
since 20232.343.540.586
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56009A0096/00B000 Wallonia 1,020 m² 1 · 159 m² 6.2 m · 2 fl.
56030B0194/00L000 Wallonia 324 m² - -
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 26,432 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-02-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
96040Personal service activities
96230Day spas, saunas and steam baths
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.