NML Technics
ActiveSummary
The computed 12-month bankruptcy probability of NML Technics is 4.2% (elevated). The 2025 annual accounts show negative equity (€-57k) and a net result of €-16k. Equity is shrinking by ~55.3% per year across the filed fiscal years. Its solvency ranks better than 9% of 11322 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
20
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-1
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.13 against 0.16 in 2024; short-term debt: 185.6% and cash: 24.8% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-85.6%
Return on assets
-23.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-57k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
22 d late
2024
53 d late
2023
50 d late
2022
30 d late
2021
26 d late
2020
20 d late
2019
74 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-16k▼ 22.5%
2024 · €-13k
2019: €-9k
2020: €-14k
2021: €-10k
2022: €-9k
2023: €-13k
2024: €-13k
2019 → 2025
Working capital
€-108k▼ 7.5%
2024 · €-100k
2019: €-25k
2020: €-27k
2021: €-32k
2022: €-53k
2023: €-93k
2024: €-100k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-9k-€-19k▼ 104%€-29k▼ 48.1%€-42k▼ 45.1%€-57k▼ 38.0%
Operating result€-9k-€-8k▲ 12.6%€-11k▼ 38.3%€-8k▲ 26.3%€-11k▼ 32.9%
Net result€-10k-€-9k▲ 9.9%€-13k▼ 50.2%€-13k▲ 0.8%€-16k▼ 22.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €8k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67k
Fixed assets
€50k ▼ 14.1%
Current assets
€17k ▼ 11.5%
Key figures and ratios
EBITDA
€-3k▼
2024 · €534
Cash flow
€-8k▼
2024 · €-4k
Solvency
-85.6%▼
2024 · -53.6%
Current ratio
0.13▼
2024 · 0.16
Debt to equity
-2.17▲
2024 · -2.86
ROA
-23.6%▼
2024 · -16.7%
Interest coverage
-0.59▼
2024 · 0.12
Debt
€124k▲
2024 · €119k
Debt ≤ 1 year
€124k▲
2024 · €119k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€78k€67k▼
Fixed assets21/28€59k€50k▼
Intangible fixed assets21€4k€3k▼
Tangible fixed assets22/27€55k€47k▼
Plant, machinery and equipment23€55k€47k▼
Current assets29/58€19k€17k▼
Amounts receivable within one year40/41€293€77▼
Other amounts receivable41€293€77▼
Cash at bank and in hand54/58€19k€17k▼
Equity and liabilities
Total equity and liabilities10/49€78k€67k▼
Equity10/15€-42k€-57k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-67k€-83k▼
Investment grants15€7k€7k=
Amounts payable17/49€119k€124k▲
Amounts payable within one year42/48€119k€124k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Other amounts payable47/48€117k€122k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Other operating charges640/8€387€400▲
Gross operating margin9900€922€-2k▼
Operating profit (loss)9901€-8k€-11k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€-13k€-16k▼
Profit (loss) for the period9904€-13k€-16k▼
Profit (loss) for the period to be appropriated9905€-13k€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-67k€-83k▼
Profit (loss) brought forward from the previous period14P€-54k€-67k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series.
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 53 days late
2024
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 50 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 26 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 20 days late
2020
13-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 74 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meiseselaan 1211020 BrusselGround area
1,368 m²
Building footprint
127 m²
Volume, LiDAR
862 m³
Parcel 21818A0178/00H000, Brussels · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Meiseselaan 121, 1020 Brussel
since 20192.287.389.365
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21818A0178/00H000 | Brussels | 1,368 m² | 1 · 127 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DE PELLETWINKEL
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NOVA CURA LASER ESTHETICA
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Of 473 companies in sector 46842 we hold annual accounts for 346. 22 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-03-2019
Fiscal year end31-12
Activities, NACEBEL 2025
46842Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.